Category Archives: Ask The Get Out of Debt Experts
- I Paid “The Credit Card Solution” and Bob Lindsey to Eliminate My Debt. Turns Out They Were a Scam. – Walter
“Dear Steve, My name is Walter and I’m currently a senior psychology major at [XXXX] College. I have amassed over $10,000 in credit card debt from buying everything from a computer, Playstation 3, and even a High Def Television. As you can see, I really didn’t need any of the things that I bought and [...]
- I Don’t Want to Get Married With Debt. – Brandi
Brandi “Dear Steve, My Fiance and I are currently about 12,000 dollars in debt not including are student loans that are currently in deferment his deferment ends soon (he graduates next month) his school cost about 40,000 dollars I’m just starting school so my loans and schooling will be deferred for a while Most of [...]
- “Should I Tell My Boss?”
Jackie wrote in to me through the GetOutOfDebt.org site and asked me the question below. If you have a question you’d like to ask and get some totally free advice, visit GetOutOfDebt.org and ask me your question. “Dear Steve, I have been approached by another financial company, current one is Edward Jones. Is it proper [...]
- We Got 100% Financing On Our Home But Once the Loan Adjusts We Won’t Be Able to Afford it. – KC
KC “Dear Steve, My husband and I have a 5/1 Adjustable Interest Only loan, as well as a HELOC loan because we did 100% financing. I’m no longer working (staying at home with new son), and my husband’s salary was recently cut 10%. We’ve given up a few luxuries (cable tv, saving for retirement, etc) [...]
- I Would Like to Clear Up My Credit A.S.A.P. – Ginger
Ginger “Dear Steve, I have had Identity theft happen to me and I have also messed up my credit. I want to move in July 2009. I would like to clear up my credit a.s.a.p. What are the best solutions to clearing up my credit? Ginger” Don’t miss our free Get Out of Debt – [...]
- I Am a Compulsive Gambler in Debt. – Delia
Delia “Dear Steve, I’m a compulsive gambler. I identified my addiction a year ago and have been attending GA meetings faithfully for the past six months. The meetings are helping but in the past three years I had borrowed so much money to gamble that I just can’t seem to get caught up. The majority [...]
- I Have a Bad Credit Report. What Can I Do? – Connie
Connie “Dear Steve, Even though, my credit is bad, I do have some good credit references. Everytime I apply for a consolidation loan, or whatever I am always turned down I know my score is bad but they always need that credit report. How can you help, a consumer even though there credit report is [...]
- I Am With DebtRx And Being Sued. – Patricia
“Dear Steve, I am being sued by my credit card company and i am with debtrx. I have no money to hire a lawyer. What can i do to stop this i cannot afford to pay the full amount i owe on this credit card plus late fees Patricia” Don’t miss our free Get Out [...]
- Should I Change My Chapter 13 Bankruptcy to a Chapter 7 Bankruptcy? – George
“Dear Steve, hi my name is George and i’m in a real bad situation I filed a Chapter 13 3 years ago to try and save my home only to eventually lose it and I tried to keep things going after me and my wife moved out so I took a couple of payday loans [...]
- Can I Bypass United Recovery System to Deal With American Express On My Own? – Miranda
“Dear Steve, Two cc’s- one for 8k (amex) 21k (BofA)- about 60 days past due. Saving cash (closed three 401k’s) for settlement on my own Amex has turned my account over to United Recovery Systems. They are rude, intentionally “stupid”, and can’t even make a decision without putting me on hold to “call Amex”. Can [...]
- I’m a Low Income Single Mother With a Disabled Son and Collectors are Chasing Me. – Milla
Milla “Dear Steve, I had a car that was repossed around 2005. The car was sold but the creditors are coming after me saying I have to pay around 7,00 with interest of $43 monthly. They had the sheriff come to my home with some court papers. I also had to fill out some papers [...]
- I’m a College Student Trying to Get My Degree But I Just Got a Judgment Against Me. – Sam
Sam “Dear Steve, I am a college student trying to get my bachelors degree. I currently dont have a job but am looking for one. The other day I got a judgement sent to me through the mail, telling me that they are trying to garnish my wages. I currently do not have a job, [...]
- San Wants To Know “We Need Some Way To Pay Off Our Debts”
“Dear Steve, We need some way to figure out how to pay our debts off. We have credit card debt, car loan, a home equity loan that has a balloon next year, medical bills and owe a balance to my brother for his half of property we inherited jointly. We have two incomes and we [...]
- My Dad Only Gets Social Security And Can’t Pay His Credit Card. – Nancy
“Dear Steve, I am asking for my dad he is retired and the only income he has is his ss check. He has a credit card that he can’t afford to pay for and is afraid that they will freeze his checking account. Can they do that Nancy” Don’t miss our free Get Out of [...]
- What is the Name of the Government Program That Eliminates All Credit Card Debt for Free? – Johnathn
“Dear Steve, 35,000 in debt to credit cards, and barely able to pay the minimum payment each month after paying all other bills. Credit cards are often used to supplement income, and there is no end in sight to pay these cards off. Is there a legitimate Government program or a program that does not [...]