Latest Posts
Home > Ask The Get Out of Debt Experts (page 348)

Ask The Get Out of Debt Experts

My Mortgage Left Chicago on a Train at 9 AM Going 52 MPH. – Rick

justball-144x125

Rick “Dear Steve, Bought a house for 325k, four years ago on an interest only arm loan of 256K, as well as a second mortgage for balance to avoid PMI (this second seems untraditional as it has a balloon payment of 45k due in 2020). This loan is a non Fanny Mae or Sally Mae loan, so we do not ... Read More »

Staying With My Parents is Shunned in My Community. – Jahmiel

justball-144x125

Jahmiel “Dear Steve, I’m 30 yrs old. I have a full time job paying at least $30,000 a year. With the student consolidated debt of $60,000. my private loan is $20,000 with 9.25% rate. My federal loan is $36,000 with a 3% rate. My credit card payments is currently $1800. I’m sending extra payments. I’m able to pay on my ... Read More »

My Fiancee And an Ex Had a Joint Account at a Furniture Store. This Doesn’t End Well. – Noname

justball-144x125

Noname “Dear Steve, My fiancee and an ex had a joint account at a furniture store. When they split she forgot to remove him from the account and he ran up a 15,000 bill. The company has now put a judgement and garnishment against her for the full amount because they can’t find the guy. Any ideas How do we ... Read More »

My Father Co-Signed for My Car and I’m Going Bankrupt. – Deborah

justball-144x125

Deborah “Dear Steve, I’m single and deep in debt ($25,000), I just lost my job and at this point I’m living off my partime job I had before lay off and 6 weeks severance pay (UI benefits have not kicked it as of yet). I have about $6,000.00 in 401K. I have a mortgage and a car note (new 5 ... Read More »

I’m in the UK. Is There Any Way I Can Get Out of Debt Without Paying a Fortune for Help? – Dean

justball-144x125

Dean “Dear Steve, I have 2 credit cards and 2 loans totalling almost £52000, i am struggling to make my monthly repayments as the interest is crippling, one of my credit cards has recently been handed to a debt recovery agency which has helped a little as the interest on that has now been abolished. but i am still struggling ... Read More »

Will I Ever Be Able to Buy a House After My Bankruptcy and Foreclosure? – Michael

justball-144x125

Michael “Dear Steve, I got a chpt 7 a few years back when I was going through a divorce. Ran into some money problems and got a chpt 13 repayment plan but my house was foreclosed on. I am currently renting a home but would like to save money for a big down payment on a new home. I recently ... Read More »

I Ran From My Husband For Protection But Now I’m in Deep Debt. – Linda

justball-144x125

Linda “Dear Steve, I am recently separated from my husband in 2007, I had to run to another state for protection, and without a job i started charging and charging. So now I have $25,000. in debt and no job. I am 1/2 owner of the condo i am in, but cant take a home equity cuz I am not ... Read More »

It Seems Every Answer is Bankruptcy. What Other Options Do I Have. – Noname

justball-144x125

Noname “Dear Steve, It seems to me that every answer is bankruptcy. I really do not want to give up. We probably have sixty thousand dollars of debt. But I have been able to keep up the payments plus a bit more on every thing each month. Bankruptcy can not be the only answer. I have been reading these emails ... Read More »

I Want to Repay My Debts But I Can’t Stop Using the Credit Cards. – Bonnie

justball-144x125

Bonnie “Dear Steve, I want to deal with the best company for my debt consolidation. I don’t want to deal with money grabbers, or companies that won’t send the payments in on time and every month. I also think maybe I can do this myself in 6 years, but I can’t stop using the cards. Is CCCS the best company ... Read More »

I’m Planning to Divorce My Wife But I Don’t Want to Pay Her Debt. – James

justball-144x125

“Dear Steve, I am stationed in South Carolina and my wife is moving back to California at the end of summer with the kids. We are getting a divorce at some point down the road. My main question is about me being responsible for her debts. We have really maintained seperate debts by keeping things in our own names. I ... Read More »

The Banks Won’t Refinance the Investment Rental Properties I Bought Using Credit Cards. – Kyle

justball-144x125

Kyle “Dear Steve, Quit my job to do real estate investing. Was doing well, but then banks changed lending laws and I couldn’t refinance the houses I had. I bought them using credit cards. I was able to sell one of them, but on top of living on my savings and no income, things depleted quickly. I bought another house ... Read More »

We’ve Got a Pay Option ARM Mortgage That is Killing Us. – Bill

justball-144x125

“Dear Steve, My wife and I where pursuaded by a friend in the mortgage business about four years back to refinance into a pay option ARM in order to help us pay off some of our other debt and now this mortgage is killing us. Our credit card debt is all but gone, however the mortgage payment has increased to ... Read More »

I’ve Made an Appointment With a Credit Counselor But What Should I Do? – Mary

justball-144x125

“Dear Steve, I’ve been married for 4 years to my husband. We have a home, car, and one credit card in both of our names. We also have credit cards in just my name. Our credit card debt has gotten out of control; to the tune of $93 thousand dollars. $75 thousand is in my name only. I’m a stay ... Read More »

I’m Worried I’m Going to Get Arrested For My Bad Debt in Dubai and Sit in Jail for a Long Time. – William

justball-144x125

William “Dear Steve, I’m in a rather difficult predicament. I’m currently in Dubai and due to having lost my job I’m no longer going to be able to afford to pay the monthly instalments on my credit card debt as well as on a personal loan I was forced to take out due to the Dubai law whereby one has ... Read More »

Regions Bank Won’t Work With Me to Let Me Pay What I Can Afford. – Tony

justball-144x125

Tony “Dear Steve, Need help getting this payment down or we won’t be able to pay it… I’m trying to get Regions Banks to work with me and my wife on a hardship program… My wife and I borrowed $95,000 for a business that has failed due to the poor economy here in Florida… We can no longer pay the ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.