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Ask The Get Out of Debt Experts

I Had a Problem With a Purchase Made Through Ebay and the Seller Sued Me. – Steve

closeup of a gavel on cash, from above

“Dear Steve, Purchase made through Ebay. Item not as described and seller would not take back merchandise nor communicate. Seller has sued me in Arizona and got a default judgement. I was never served but have found out that “Alternative Service” was approved by the judge and they used “Nail and Mail”, or what the court calls, “Post and Mail” ... Read More »

We Can’t Afford Our Furniture Payments or Payment Plans They’ve Offered. – Jason

furniture store

“Dear Steve, My wife lost her job we became 7 month’s behind on our furniture payments the debt was bought out by a third party they called with an offer we couldn’t afford 300$ a month for 5 months I asked if we could do 150$ because we couldn’t afford what They were asking they said no and then came ... Read More »

Recent Law School Graduate With Massive Student Loan Debt. Help! – JM

Student Loan Corkboard Concept

“Dear Steve, Recent law school graduate. Legal job at $10/hr, part time. $250,000 in loans (includes 4.5 years undergrad and 3 law school without any family assistance or preparation) accruing interest. Required monthly payments at just under $4500/month, can’t afford rent, gas, food, etc. Living tentatively with family. Hopeless and deeply, deeply scared. Waiting IBR request. Completely overwhelmed and desperate. ... Read More »

My 78 Year Old Mother is Struggling Under Her Debt. – Dorothy

mother-daughter

“Dear Steve, My mother is 78 year old and has accumulated a significant amount of credit card debt (14,000). This debt is spread across nine different credit cards with varying interest rates which she attempts to keep current paying minimum payments. She has used balance transfer options when possible to reduce interest rates. However, she has had some trouble at ... Read More »

How Can I Find an Honest and Legitimate Debt Consolidation Loan Company? – Richard

justball-144x125

“Dear Steve, We have about 25k in debt. This is old debt and not because we spend alot of money.. We have 250k in equity in our house and have been trying to get a second on our house so we could pay this debt but because our credit is about 650 (all payments are on time it is just ... Read More »

I Filed Bankruptcy Last Year But Now Want Out From Under My Mortgages. – David

Real Estate Concept

“Dear Steve, I have a 1st mortgage at 7.67% and a second at 12.25% I am not able to refinance because there is no equity in my home at this time plus I had a bankruptsy dicharge a year ago. I also do not qualify for modification because I am and have always been current or ahead in my loan ... Read More »

Active Duty Deployed Military Member Needs to Deal With Debt to Retire. – Sawlin

Meeting with Pusht-e Rod leadership

“Dear Steve, Personal Loan : 9,000 (Paid all on 18/10/2012) Interest Outstanding : 41,000 Need Good Credit Record documents from the bank to process military retirement (will be retired on 06/01/2013) Credit Union at first agreed to process when the principal amount paid by after payment of the 9,000 (on 18/10/2012), the officer said its the bank policy to pay ... Read More »

America’s Consumer Advocacy Group & Denny Lake Sent Me to Elite Legal Group. – Fran

Why?

“Hi Steve, I’m a 58 year old single mom I live in garden grove California and I need a loan modification BAD. I’m on a 10 yr IO and I can’t get any help from Wells Fargo we qualify for making homes affordable according to my HAMP report we got from America’s consumer advocacy group. The under writer Denny Lake ... Read More »

I Had to Leave the UAE for Turkmenistan and Left Debt Behind to Dunia Finance Bank and HSBC. – Temur

turkmenistan-flag

“Dear Jon, I lost my job on October so before that My job was excellent I was getting 7800 AED salary and was employed for almost 3 years. on May this year I got 100.000 loan form one of the bank and till October I paid. Suddenly I company informed me to look for another job and they gave me ... Read More »

Will Pounds2Pocket Chase Me Down in Bangladesh? – Sabbir

bd

“Dear Jon, I lived in UK for about 4 years for study purpose. I needed some urgent cash loan and so I got £600 cash loan from an online company named pounds2pocket. I think this pounds2pocket is a sister concern of Aspiremoney. I applied online, gave my details ..signed the agreement online and got the cash straight into my bank. ... Read More »

Prime Access Management Took Our Money But Didn’t Do Anything

Searching-right

“Dear Steve, Prime Access Management took 1500 dollars that we didnt have to help us with forclose of our home they didnt do anything to help they only give 750 back to us we want all of our money back or we are contacting the ky. attorney general asap Can’t we get our money back?” Don’t miss our free Get ... Read More »

I’m a UK Student That Took Out Payday Loans. What Can I Do Now? – Alex

payday loan

“Dear Jon, Hi, I am a student, and was lead to take out payday loans as I didn’t have enough money, at the time I had a part time job so was able to pay them back. I then lost my job, and couldn’t pay my loan back, and I just kept getting more loans out (stupidly). I now have ... Read More »

Bilkish Collections Sent Me an Email They Will Block My Immigration. – Nono

01_dubai_popup

“Dear Jon, i have credit in my credit card in dubai for 6000$ and its almost 4years that. didnt pay im going to get a police clearance from there coz im in america i just wnn sk if they file a case against me in the police because of my credit balance somebody from bilkish collector agency send me n ... Read More »

Urgent Care Wants Nearly a Thousand Dollars for a Visit! – Diane

medical-bills

“Dear Steve, Our daughter has been having a chronic urinary track infection since the age of 3. Now at the age of 10 and dealing with the constant bed-wetting as well as the horrible smell that gets everyone (and not to mention her fragile tween self-esteem), I put my foot down at our normal pediatrician’s office. He agreed that it ... Read More »

I Want to Clean Out My 403b, Pay Off Private Student Loan and Move to Africa. – April

Student Loan Corkboard Concept

“Dear Jon, I am 27 years old. I have a private student loan debt of $8000 + $25,000 in federal student loan debt, and a 403b contribution of $11900 through my current employer. I want to -I will- quit my job in May 2013 and move somewhere in Africa [no job yet]. Question: I want to withdraw all the money ... Read More »

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