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Payday Loans

I Don’t Think Relief LLC is Doing Their Job Eliminating My Payday Loans. – Robert

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“Dear Steve, I don’t think Relief LLC is doing their job . My contact mrs Molly is suppose to take care of these pay day loans I have. But they sure take their money from me like clock work but by them not doing handling these pay day loan companies I have to pay one the companies ez cash a1000.00 ... Read More »

Check ‘n Go Says They Can’t Offer Me the EPP or Extended Payment Plan. – Gene

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“Dear Steve, I took out a $5,000 Check n Go loan last year. I have to pay back $998.00 every month. At that time, I was able to do that when I agreed to the terms of the loan. Now, I have run into a financial hardship and I’m not able to pay that amount. I called this morning and ... Read More »

Our Cash Call Payday Loans Are Sending Us Back to Bankruptcy. – SEL

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“Dear Steve, We have been out of bankruptcy for 1.5 years I feel like I am heading back there and don’t know what to do.. Please give me some advice My husband and I both have loans with Western Sky which were in turn sold to Cash Call.. We pay 600.00 a month for both loans.. Unfortunately he has taken ... Read More »

I Got a Payday Loan I Can’t Pay Off. – Christopher

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“Dear Steve, i lost my job so i got a payday loan for $300 dollars, they put $1000 in my bank account and i can’t pay that all at once. they told me i can pay in payments but they will charge me a refinace charge of $100 on top of my $50 pay down option every 2 weeks is ... Read More »

How to Deal With Payday Loans After Bankruptcy

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“Dear Steve, One of my friends has filed for Bankruptcy and she had to take some online payday loans due to her situation after filing for Bankruptcy. She also has some medical bills. Can she add those in debt settlement? Will the creditors work with the settlement company knowing she has already filed for Bankruptcy? PS” Don’t miss our free ... Read More »

I Have an Outstanding Payday Loan With Check ‘n Go and Not Sure What to Do. – Angel

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“Dear Steve, I have an outstanding payday loan and I’m at wits end of options Hi I took out a loan with check n go for 2400 not fully reading the contract I didn’t notice how high the interest rate was. I was in a horrible situation at the time and I desperately needed money.. Just had a newborn, moved ... Read More »

Buried in Payday Loans. What Are Our Options With Poor Credit? – Jaime

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“Dear Steve, My husband and I are currently buried in 4 different payday loans which is costing us over $1200/month. The sick part is…without these ridiculous payments we would be doing just fine. It is so frustrating that we allowed ourselves to get into the situation in the first place. I saw your advice about Lending Club and wanted to ... Read More »

I’m Sad Desperate, Totally Confused and Drowning in Payday Loans

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“Dear Steve, I came up short on a bill and needed immediate help to cover the payment. Someone suggested that I apply for a payday loan to cover the bill. I applied for a loan and of course I was approved. That helped the immediate problem, but what happened further down the road is the real issue. I have continued ... Read More »

My Husband is a Deputy Sheriff and We Are Trying to Get Out From Under These Payday Loans. – Dawn

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“Dear Steve, I have 3 payday loans, 5 installment loans and I am trying to get those paid off. The problem, of course, is the pay day loans. I live in Texas and want to know if we can use the EPP for the payday loans and if we should close down our current bank account and start a new ... Read More »

Will Check ‘n Go Help me Out on Repayment? – Jovan

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“Dear Steve, I have 3 remaining payments to payoff my installment loan at ChecknGo. I need to suspend the July 1st payment and pay on the 15th instead. This is the first time i ned o make this request. I read horrile things about this scenario from various online forums. What is the likelihood that Check n Go will accommodate ... Read More »

I’m Very Unhappy With American Web Loan. – Wendy

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“Dear Jon, In was approved for a loan with American Web loan and I must admit now that I think about I remember hearing “Buyer beware”. I didn’t research or look at the terms. It was a difficult time I had to pay the taxes on my parents home. Well five payments later. I’m trying to get out of this. ... Read More »

Need a Consolidation Program for Multiple Payday Loans in Default. – Kelly

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“Dear Steve, Steve, I currently have several online payday loans currently in default. I am wondering if their are any reputable payday loan consolidation programs available online? My credit is poor which prohibits me from taking out traditional loans to cover these debts. Thank You, Kelly” Don’t miss our free Get Out of Debt – “How To” Guide Series on ... Read More »

Is American Web Loan a Legal Company? – Tommie

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I became involved with an online cash advance company called American Web Loan. I set up payments for the loan to be paid back. It wasn’t explained to me that the payments made would not cover the principle. Every payment only covered the interest. I notified the company who then explained to me that the payments only covered the interest ... Read More »

Pay Day Loan Consolidation Advice

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I have several pay day loans and would like to know who I can go about consolidating them into one lower monthly payment. Anne Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here The Answer Dear ... Read More »

How do I get out of this payday loan cycle of doom. – Joe

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I live in CA. I took out 9 payday loans. I have been paying nothing but interest and finance fees. From what I understand, it is illegal to have more than one payday loan out at a time in CA. Does this negate my other 8 current loans? None of my lenders are in CA, they are all out of ... Read More »

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