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Student Loans

I Left the United States Because of My Student Loan Debt. What Now? – Blair

flemish cow in the field

“Dear Steve, I earned a Master’s degree and spent a year on the job market before taking a job with the City of New York. It required said Master’s but didn’t pay enough for me to maintain a decent standard of living (a shared flat without rodents, a diet that didn’t consist of 50% instant noodles) while repaying my $130,000 ... Read More »

I’m in the Military. Can I Settle My Federal Student Loans? – Tony

Military

“Dear Steve, Received 2 federal loans total of $10200 and now owe over $25000. I am military.. The loans have been in forbearance and deferment for ever it seems.. Married 3 kids to take care of plus my mom lives with me and my wife’s brother who has early on set Alzheimer’s. I owe a little over $25000 on my ... Read More »

I Am Willing to Sue My Mother Over My Private Student Loan. – Elaine

oops

“Dear Steve, I attended college directly after graduating from high school in 2005. Having a full scholarship, I did not have to take out any loans for my undergraduate degree. However, my mother took out a private student loan in the amount of $27,000 with me unknowingly as the cosigner. I learned of this loan this past year due to ... Read More »

DeVry University Told Me to Get Private Student Loans. I Can’t Pay. – Javier

Student Loan Corkboard Concept

“Dear Steve, My name is Javier and I have about 105K in school loans. Half of it is interest. DeVry University told me that I had to take private school loans so I did. The interest is very high. At that time I went through a divorce at graduating in 2009. I since got remarried and I have two step ... Read More »

Sallie Mae – Consumer Complaint – February 20, 2013

customer service feedback

Consumer Statement: Long story short, I was called a few years back by Sallie Mae to make higher payments on a student loan I co-signed for, since $150.00/mo was taking too long for them. I told them that I couldn’t afford it. I asked if they were refusing my payment and was told that they were until they were increased ... Read More »

Student Loan Service in California is Selling Me Student Loan Help. Is This Legal? – Ryan

Drive Carefully

“Dear Steve, I have $43,540 in student loan debt. They are charging 1% of the payment and a monthly maintance fee. Is this legal? How are they doing this? Seems to be a legit company and have a good BBB rating. www.studentloanservice.us/services Ryan” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of ... Read More »

Will I Go Before a Judge Before My Wages Are Garnished for Student Loans? – Rose

College Tuition Expenses

“Dear Steve, I filed for bankruptcy in 2009 and was discharged in June 2009. I owe approximately $60,000 in student loans that were all accrued before bankruptcy. Naturally, none of these were included in the bankruptcy. It took about 2 years to find gainful employment, and during that time I tried desperately to have my student loans put in forbearance. ... Read More »

I Filed Bankruptcy 7 Last Year But Still Owe Parent PLUS Loan? – Kristin

Financing a budget

“Dear Steve, Please help…I filed Bankruptcy 7 last year but syill have a 80,000 parent PLUS loan…I have used the unemployment deferement and will try for economic hardship next….I just started receiving social sec for widower benefits just 800.00 a month Shall I just default onthe plus loan and let them take 15% OR just keep deferring or using forebearance ... Read More »

Ohio Statute of Limitations for Old Student Loan Debt. – Maria

College Tuition Expenses

“Dear Steve, Teacher in OH- took out a student loan for $7500.00 in 1981. I thought that a law came into effect years ago stating that if by 2003 ( I believe that was the last date) your student loan in oh was at least 20 years old , that the statute of limitations expired. My SL is now about ... Read More »

Sallie Mae Can’t Clarify Who is Really Responsible for My Student Loan. – Michele

Screen Shot 2013-02-12 at 1.43.04 PM

“Dear Steve, I was married and stupid enough to consolidate my 4% student loan with my now ex’s 11% student loans. Because I had over a 700 credit I became the primary. We are now divorced and the decree indicates for my ex to pay towards the monthly payment. That never happen! I paid the entire amount for 6 months ... Read More »

As an Employer Do I Really Have to Garnish My Employees Wages for a Student Loan Debt? – Mike

money

“Dear Steve, Just received an Order of Withholding From Earnings for one of our employees, from ECMC in regards to student loans the employee apparently defaulted on. There is reference to Federal Law and threat to the Employer if we don’t granigh 15% of the employee’s wages. I’m not familiar with this Company and their rights to do this. Can ... Read More »

Will The Fairness for Struggling Students Act Allow Me to Discharge My Private Student Loans in Bankruptcy? – Lexi

stressed-woman

“Dear Steve, I owe $25,000 in credit card debt and over $120,000 in student loan debt. Half are federal loans and half are private loans. I am a single mother of two little ones and the reason for my debt was mostly due to my failed marriage and going to an expensive school. I am getting ready to file for ... Read More »

I Took Out a Parent Plus Loan for My Daughter’s Education I Can’t Pay Now. – Lee

Student Loan Corkboard Concept

“Dear Steve, I am a middle-aged woman who has been ill for over a decade and has not been able to work during that period. In the 90′s I took out Parent Plus Loans for my daughter’s education. I began to make payments on them as they came due until I became ill and lost my job and my house ... Read More »

I Want to Go Back to School But Have an Old Defaulted Student Loan. – Lizzy

College Tuition Expenses

“Dear Steve, i went to a computer school 9 month course , had to leave weeks prior to graduation for family reasons. 1982 , back in 1991 the irs took my tax return , i now have no paperwork on any of this, im 52 , been thru some health issues for the past few years , no work… i ... Read More »

Should We Deal With Our Old Debt or Use Our Cash to Build a House? – Shane

New Construction

“Dear Steve, newly wed 30yo male. i have around 95k in debt…. Around 70k is student loans from sallie Mae. 30k of which is co signed for my wife and her brother. all of which have defaulted…..The rest is made up of a reposessed vehicle 4 yrs ago..15k.. And various credit cards maxed out. 10-12k.my wife and I have been ... Read More »

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