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Student Loans

I Have Tried to Lower My Student Loan Payment Without Luck. – Scott

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“Dear Steve, I graduated from college with a ton of debt. From AES: Loan1 = $23,977.76 Loan2 = $35,285.42 Loan3 = $40,775.22 From Sallie Mae: Loan1 = $2,664.58 Loan2 = $3,552.73 Loan3 = $5,567.47 My income is $42,000 / year. I have tried to lower payments through AES, but according to the representative, they have made it much tougher to ... Read More »

My Daughter Took Out Student Loans. I Couldn’t Co-Sign. Her Grandmother Did. Now She Can’t Pay. – Lorrie

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Lorrie “Dear Steve, Four years ago my daughter decided to go back to school. She took out student loans through Sallie Mae. I tried to co-sign for her but was turned down… my mother was not. So now we have a problem of course, my daughter has 2 children, no job and the ex-husband doesn’t work either. My mother (the ... Read More »

If I Knew Then, What I Know Now, I Would Have Run Screaming From Sallie Mae. – Rachel

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“Dear Steve, I have a loan through Sallie Mae that is the subject of many a sleepless night, and if I knew then what I know now, I would have run screaming and NEVER taken out this loan. I graduated from a state university not quite a year ago and took out $42,000 to cover school, books, and living expenses. ... Read More »

I’m Divorcing My Deadbeat Husband and He Wants Me to Pay His Student Loans. – Janet

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“Dear Steve, I am going through a divorce, and am drowning in debt. My “husband” was unemployed for 6 years, which caused me to borrow money to help the family survive. He graduted from school last year, and is currently unemployed and has decided (told me so) that I must be the one to pay for his Sallie Mae school ... Read More »

I’m Not Making Any Progress Paying Back My Sallie Mae Student Loans. – Krista

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Krista “Dear Steve, I have just over 74k in student loan debt with sallie mae. One bill is for about 55K at a 5.1% interest rate. The other if for about 19k at a 4.75% interest rate. I have been paying $550 a month for almost a year now and I am not seeing a reduction in my loan! Please ... Read More »

Your Quickies For the Day

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When I need a break from answering questions I often take a look for some odd or interesting search terms that people used to find me. Below are some of the latest I saw today that I wanted to provide quick answers to. Steve Search Terms gift card giving – Be carful giving gift cards from any retail store these ... Read More »

I’d Like to Get Rid of My Student Loan Payments With Bankruptcy. – Nancy

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“Dear Steve, I will never be able to pay my sallie mae student loan because of hardship. I am a single mother of two living check to check. I want to see how I can have my student loan discharged? Can I file bankruptcy myself? Nancy” Don’t miss our free Get Out of Debt – “How To” Guide Series on ... Read More »

Rebecca the Nurse Wants to Get Her Student Loans Off Life Support

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“Dear Steve, Student loans private 30,000 at 10% with five separate loan groups/amounts refuse to consolidate and lose control of options. Federal two groups one at 27,000 the other 29,000 both at 5.75%. 39 years old and have been working as a nurse for 1 year making at this time $62,000. I want to attack my sallie mae loans! I’m ... Read More »

Anne is Struggling With Her Student Loans and Sallie Mae

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“Dear Steve, I am currently in debt management and I have used up all of my forberance. I cannot make the payments. Half of my take home pay goes to debt management. Is there any way I can postpone payments rather than forberance or financial hardship? Sallie Mae will not give me financial hardship–they say I make too much gross ... Read More »

Lauren is in a Fabulous Foreign Country and Can’t Afford Her Student Loans

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“Dear Steve, Okay, I am currently a grad student in a foreign country which is cool and wonderful and educational and definitely worth the money. However, it’s costing me money. I currently have a $77,000 price tag in student loans and would like to reduce this amount. Because I am overseas it is very difficult to get a job and ... Read More »

Constipated Lending Makes Economy Ill

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Our economic life cycle is dependent on all all parties doing their fair share of the heavy lifting. Finance companies and banks lend – consumers buy stuff using credit – stuff must be built – jobs are created and so forth. We keep hearing about a crushing windpipe grip on banks and the government pleading to them to lend again. ... Read More »

Pam Is Out Of Cash And Out Of Time

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“Dear Steve, I am no longer making ends meet. I have my daughters Sallie Mae $20,000 loan payments starting in one month, I can only afford to put little bits of gas in my car at a time, I have a $5,000 car loan and about $12,000 in credit cards. I have not bought anything that I did not need ... Read More »

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