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Student Loans

I’m a Kindergarten Teacher With $100K in Student Loans

College Tuition Expenses

“Dear Steve, I went to a private, out if state, christian college and I am not a kindergarten teacher. I currently have over $100,000 in both federal and private loans all from Salliemae. I’ve been looking for the past 3 years (since I started paying my loans off) for a way to fix this problem. I’m paying over a $1,000 ... Read More »

I’m a U.S. Resident Living in New Zealand With U.S. Student Loan Debt. – Tess

gears

“Dear Steve, I have a BS in Psychology from the University of Texas at Arlington and am just now finishing up my medical degree from the University of Auckland in New Zealand. (Finish Nov 9) I ended up taking out some private loans during my undergrad as my parents were against PLUS loans, and I was paying for everything myself. ... Read More »

Can’t Pay on My Chase Private Student Loan. – Scott

Fallout Shelter Sign

“Dear Steve, Back in august of 2007 I took out a student loan. This student loan was in the amount of 5,000 from Chase Private student loans. Recently i was involved in 2 car wrecks and could not make a payment. Yesterday i received a notice from chase recovery department telling me my payment is due in full. I have ... Read More »

My Private Student Loans with Citibank and Sallie Mae Are a Mess

student loan debt

“Dear Steve, I am currently in student loan repayment. I have consolidated my federal loans, but my private loans are a mess. I had 4 through Citibank, but 2 of them were “bought out” by Discover. So now I have 1 monthly payment for my federal loans and 2 monthly payments for my private loans. I also have another private ... Read More »

Can I Still Do an Adversary Filing on My Old Bankruptcy Over Student Loans?

Student Loan Corkboard Concept

“Dear Steve, My wife and I filed for bankruptcy in 2005. I tried including my student loans but was told I couldn’t. I was never told about this adversary filing. I filed for bankruptcy as a result of medical illness. At that time I was Declared legally disabled for a closed period of time.(yes during the time of filing) I ... Read More »

I’m an Optometrist Trying to Eliminate My Student Loans. – Jennifer

Debt Consolidation Loan Approved Stamp Shows Consolidated Loans Agreed

“Dear Steve, Optometrist graduated in 1996, consolidated student loan debt with Sallie Mae shortly there after, HEAL loan at 9% interest fixed, other loan 4% Stafford? Been paying over 17 years on debt and am current. Also have about $30,000 in credit card debt unable to bring down, husband has about $30,000 as well. What can I do to consolidate ... Read More »

I Filed a Chapter 7 Bankruptcy are My Student Loans Discharged? – TMD

Student Loan Corkboard Concept

“Dear Steve, I filed ch 7 in 2011 & was succesful. My student loan was listed under my debts discharged but not in the student loan area. If my student loan debt was discharged as a listing of all of my debt but not under the student loan section of the paperwork should I still have to pay it or ... Read More »

Sallie Mae Won’t Counter My Settlement Offer. – Lauren

Student Loan Corkboard Concept

“Dear Steve, I have Sallie Mae private student loans ($25,000 or so original loan was $11,000 or so) taken out back in 2004 for Culinary School, Have used all deferment and forbearance and have had quite a bit of being unemployed since, but I have a more stable job now and was trying to work everything out — it has ... Read More »

My Recording Arts Degree is Keeping Me From Love. – Ryan

hugs

“Dear Steve, I am a college graduate with $30,878 in Stafford Loans and $50,932 in private loans. Now I went to a for profit college and I also do admit that I didn’t take as much time as I should have in researching schools. I went to school for a degree in recording arts. Looking back I take full responsibility ... Read More »

Sallie Mae is Coming After My Son After His Co-Signer Passed Away. – Diane

Certain death

“Dear Steve, My father-in-law had co-signed sallie mae student loans for my son approximately seven to ten years ago My son has been paying interst only on these loans of 68,000 dollars. 40,000 dollars is the portion that was co-signed. In April of this year my father-in-law passed away and know sallie mae is telling us that this money is ... Read More »

How Can I Find a Student Loan Bankruptcy Attorney? – Katina

student loan default

“Dear Steve, Thinking about filing bankruptcy but I keep being told it will not cover student loans How do I find a lawyer that will help me file bankruptcy that will include my student loans? Katina” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, ... Read More »

I Have Stage 4 Colon Cancer and Student Loans. – Maria

'Cancer' highlighted in green

“Dear Steve, 2001 got private student loan grandfather co signed. Grad 2007 after a divorce and a child born in 2008 I had finical hardship. Ive paid on time in 2012 . 2013 diagnosed with stage 4 colon cancer im on full disability, my co borrower is now 87 and on ssa as well. Its 160 days past due. What ... Read More »

My Husband Had His Sallie Mae Student Loan Discharged in Bankruptcy. Can I? – Lindsey

Student Loan Corkboard Concept

“Dear Steve, I declared bankruptcy almost 5 years ago and the attorney told me that it was impossible to discharge student loans. However Sallie Mae immediately discharged my husbands private student loan of $165K without a fight or even asking them to, but not mine for 23K. I was wondering if I could still add that to the BK since ... Read More »

What Do I Do When I Can’t Afford My University of Phoenix Loans? – Eloise

College Tuition Expenses

“Dear Steve, I have private student loans with University of Phoenix. I was able to pay off one of the loans however due to my low income I have not been able to make any payments on the outstanding ones. I am several months behind and I do not see the situation getting any better. I talked to a lawyer ... Read More »

You Mean My Flight School Student Loans Can Be Eliminated in Bankruptcy? – Scott

Pilots in the cockpit during a commertial flight

Huffington Post Reader Question Dear Steve, Student loan debt can’t get out of it and have filed bankrupt 6 yrs ago and included it in but wasn’t able to get rid of it it’s a private student loan I was able to discharge my sallie Mae student loan but not my MRU student loan. MRU filed bankruptcy and now I’m ... Read More »

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