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Budget Stuff

The Budget Reality of Digging Out of Debt

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Today I want to talk about the reality of digging out of debt with budgeting and reducing expenses and the Debt Bridge. But how to do a budget is not my focus today. Instead I want to focus on the incorrect assumptions many seem to have about the amount of money they need to make available in their budget to ... Read More »

Here’s How to Build the Best Budget – Get Out of Debt Guy Show

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Budgets can be an exercise in pain for many people. The sad part is it doesn’t have to be like that, at all. Building a great budget is simple when you understand what not to do. And what you shouldn’t do first is sit down and make a budget from memory. That just sets you up for a bad outcome ... Read More »

Thom Fox Offers Up Some Free Online Tools to Master Your Money

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A new video out of Cambridge Credit Counseling provides some good information on where you can find free tools online to manage your money. One site Thom Fox didn’t mention in the video was ReadyForZero.com, which I love as a tool to help people reduce their debt. As Thom says, “Your budget — and your financial goals — don’t have ... Read More »

It Takes Two (Creating a Family Financial Battleplan-Part 1)

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Two years ago I wrote about creating a financial game plan. It’s been a popular post and I think it’s due to couples looking for a solution that they can create together. Though most of the advice still hold up, I wanted to break down the steps for couples just starting out with getting their finances together. The first topic ... Read More »

Personal Finance Struggle Universal. Many Dealing With Trying to Make Ends Meet.

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When you are struggling to find enough money to get through the month or make ends meet, it an feel as if you are all alone in that effort. Money troubles are internationally universal and experienced by people around the world. Just yesterday I wrote about consumer debt levels increasing in Australia and Canada. The reality is that since the ... Read More »

Financial Literacy For Kids: How To Really Teach Kids How To Manage Money

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When I was 8 years old my dad took me into Citibank to open my very first savings account. He said it would teach me the value of a dollar and the importance of saving. I don’t remember how much I started my account with and if I deposited on a regular basis but I do remember being the talk ... Read More »

Three Important Personal Finance Ideas You Can Use Now!

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The following guest post was contributed by Dan Boylan. Dan Boylan is a lifelong practitioner of debt free living. He teaches classes out of Fort Wayne, IN at the University of St. Francis. He has a basic belief that all people can live healthy, happy debt free lives. He has spoken at numerous events and venues. Contact him at [email protected] ... Read More »

Five Steps to Pocket Change: How to Persist When Your Finances Get the Best of You

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The following guest post was contributed by Heidi Beckman. Heidi is a clinical psychologist and proponent of using the science of personal change to improve financial habits. She has been reading and interpreting research on motivation, persistence, and self-control for the past ten years. She works in a medical setting and loves to help patients use simple motivation strategies to ... Read More »

Half of Americans Tapped Out and Broke. Anyone Surprised?

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The National Bureau of Economic Research recently released a paper that looked at the “financial fragility” of households. They determined fragility as the inability to come up with $2,000 in 30 days or less. Approximately one quarter of Americans report that they would certainly not be able to come up with such funds, and an additional 19% would do so ... Read More »

Moving Forward Radio Show: Triple Coupon Week

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Today I present to you, kind readers, another installment on the Moving Forward Radio Show with Pam Rhode and Amanda Miller! Pam and I have been couponing since about the end of March. We have been learning the ropes and are trying to perfect our styles of couponing. Couponing can be overwhelming but we’re trying to find a way to ... Read More »

BillMinder for iPad Review

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A recent posting for the latest BillMinder 3 app for the iPhone and new iPad app called BillMinder for iPad got me thinking about finance apps available got me thinking about the different kinds of apps and the reliability of them. For years I’d been using the app “BillTracker” and found it helpful but nothing above and beyond my expectations. ... Read More »

Summer Heat Got You Down And Your Energy Bills Up?

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photo © 2006 Braden Kowitz | more info (via: Wylio)It’s summer time! Or darn close to it. Here in the South East it got hot…quick! We’ve had very little time to get used to the heat but here it is and here is shall stay. Everyone I’ve been talking to recently has been cursing about having to turn on their ... Read More »

Over Half of $1,000 Spent Each Month On Food And Drinks According to Mint.com Users

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The folks over at Mint.com and Column Five Media put together a great little video with Akorn Entertainment to show how much users that track their spending on Mint.com spend on food and drinks each month. The video entitled “Eat, Drink and Be Thrifty: Mint.com Monthly Food and Dining Spending” showed an average $581.46 spent each month on food and ... Read More »

Tips for Paying Off Holiday Debt

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The following guest post was contributed by Bailey Harris. Bailey writes about health insurance quotes and related topics. If you would like to contribute a guest post, click here. Tips for Paying Off Holiday Debt No matter how much you may enjoy the holiday season, it is not unusual to feel a tiny bit of relief when it’s finally over. ... Read More »

WE’RE DEBT FREE!!!! – Video

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For your enjoyment. Get Out of Debt Guy – Twitter, G+, Facebook Read More »

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