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Debt Collection

Can Credit Card Companies Put a Lien on My House for My Charge Offs?

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Q: Can credit card companies put a lien on my house for my charge offs? - Mitch A: We are guessing that you are asking this question because a creditor or debt collector has mentioned the possibility that it may try to get a lien against your home if you don’t pay a past due debt. But the fact is ... Read More »

DEBT COLLECTOR BLUNDERS? GET A RECORDING!

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This post was submitted by Adam S. Alexander, Attorney At Law, 17200 W. Ten Mile Rd., Ste. 200, Southfield, MI 48075. You can reach him directly at www.myfaircreditsite.com or (248) 246-6353. Before you implement the suggestions in this article, check to make sure it is legal to record calls in your state. Millions of Americans are constantly being called by ... Read More »

LVNV Funding and Resurgent Capital Services Lose Ability to Collect from Maryland Residents

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According to a tip a reader sent in after noticing a mention of this issue from CollectionsCreditRisk.com the following State of Maryland press release was found. Maryland Commissioner of Financial Regulation Suspends Collection Agency Licenses of LVNV Funding, LLC and Resurgent Capital Services BALTIMORE, MD (October 28, 2011) – The Maryland Department of Labor’s (DLLR) Office of Financial Regulation (FinReg) ... Read More »

What Do We Do About a Dental Debt for My Full Time Student / Son

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Q: My son had is wisdom teeth removed a couple months back, he is 19 and full time college student. Well insurance did not cover what we thought it would and now there is a $1200 balance due. They are calling him stating they are going to send him to collections as he is an adult. I realize the easy ... Read More »

Corona California Debt Collection Fake Process Server Operation Stopped by Court

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It appears the Federal Trade Commission has just successfully taken action against a network of debt collection agencies that was targeting consumers as fake process servers. I’ve covered this and similar groups, here and here. The FTC has just announced new action in this case. At the request of the Federal Trade Commission, a U.S. district court has halted a ... Read More »

FTC Goes After Fake Debt Collectors Posing as Process Servers

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Previously I wrote about an enterprise of fake process servers that appeared to really be debt collectors, see Fake Process Servers Work Hard to Scare Money Out of Consumers. The companies included in that article were located in Corona, California and were Superior Filing Service, Nationwide Filing Service, Capital Filing Service, Southcoast Financial Services, Eagle Filing Service, Asset Filing Service, ... Read More »

How to Handle Collection Calls For A Deceased Person’s Debt

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By Mary Reed and Gerri Detweiler, coauthors of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights Are you being contacted about a deceased person’s debt? The last thing you need when you are mourning the death of a loved one are calls from debt collectors demanding that you pay his or her past due debts. ... Read More »

Crazy Australian Debt Collector Story of the Day

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From The Canberra Times comes this story out of Australia. An alleged kidnapper says he was collecting a debt owed for vehicles and drugs when he entered a top-floor apartment and terrorised two men hiding in a cupboard. Ngata told the jury yesterday that he was collecting a debt when he arrived at a top-floor apartment at the Bentley Suites ... Read More »

Fake Process Servers Work Hard to Scare Money Out of Consumers

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Previously I wrote about an outfit called County Filing Services that was calling people and making what appear to be false claims about court cases for alleged collection accounts. See this article, County Filing Services Says They Have a Summons for Me. – Jo. Someone just commented on that article there were other sites out there on the web that ... Read More »

Washington State Moves to Prevent Arrest Over Debt

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Over the past few years there have been some pockets of the country where some people have been issued arrest warrants for contempt of court over some debt collection legal cases. See Does Debtors Jail Exist in the 21st Century or is this a Scare Tactic Used by Creditors and Indiana Closes Debtors’ Prison in Vanderburgh County. The practice is ... Read More »

FTC Says Midland Funding Class Action Suit is a Bad Deal For Consumers

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he Federal Trade Commission filed an amicus brief in federal court opposing a class action settlement that would require consumers to surrender protections provided by the Fair Debt Collection Practices Act (FDCPA) and state laws in exchange for minimal payments. The proposed settlement in Vassalle v. Midland Funding would resolve several private class action lawsuits consumers filed against Midland Funding ... Read More »

Debt Collectors Want Some Respect

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Debt collectors are tired of being treated poorly. The constant epithets, name calling, profanity receiver are calling out for some compassion in a New York Times article recently. Mark Neeb, the association’s incoming president, says that most debt collectors are the “salt of the earth” and are tired of being defined by the worst members of their profession. And it ... Read More »

Debt Collector Wants to Have Phone Sex With Me. Asks Me About My Underwear. – Maria

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“Dear Steve, My parents came into some hardship and were losing thier house of 20+ years. So I took out several payday loans. It got to bad that it was either my mortgage or the payday loan payment. I took out 4 loans. One loan has been willing for me to make small payments over the course of a year ... Read More »

Debt Collector Claims Comcast Skipped Out on Paying Them

I thought I’d take an opportunity to poke around and look at some recent debt collection cases and this one just happened to tickle me. Considering that Comcast, the cable people, are often the target of anger and frustration by consumers and debt collectors feel the same wrath from time to time, this case combines the two. It appears that ... Read More »

Do You Owe Money? Then the Web is Not a Safe Place For You to Be

I was researching another story when I came across this banner advertisement aimed at collectors for a service called CLEAR by Thompson Reuters, the same folks that own the news service. The advertisement said “Find the Debtor. Recover the Debt. CLEAR with cell phone listings & new numbers.” It was the cell phone comment that intrigued me. Granted, people chasing ... Read More »

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