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You Are Cordially Invited To The FTC’s Road Ahead Roundtable

Today, the Federal Trade Commission will host the third in a series of roundtables around the country to gather information on consumers’ experiences in the leasing of motor vehicles at dealerships. The roundtable also will address what has been learned about auto sales, financing and leasing at all of the roundtables; what consumer and business education initiatives would be useful; ... Read More »

FTC Gives APEC Cross-Border Privacy Rules Thumbs Up For Consumer Information Protection

Yesterday, President Obama and representatives from other Asia-Pacific Economic Cooperation (APEC) economies met to discuss consumer cross-border data privacy protection at a meeting in Honolulu, Hawaii. The meeting focused on the APEC Cross-Border Privacy Rules, a new initiative to harmonize safe data sharing across country borders and enhance the protection of consumer data that moves between the United States and ... Read More »

Is Bank Of America Taking Advantage Of The Unemployed With Debit Card Fees?

The state of South Carolina and Bank of America have teamed up together to administer unemployment benefits to South Carolina residents. Unemployment benefits used to come in the form of a check but are now being issued in the form of a Bank of America prepaid debit card. Bank of America claims that it’s good deal for everyone from taxpayers ... Read More »

New Mark Guimond Book Out. Billion Dollar Chump Change.

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For those of you that may know Mark Guimond, the guy from the old AADMO days, you’d know he’s one person that knows his way around Washington. Guimond has just released a new book titled “Billion Dollar Chump Change” in an effort to easily identify budget cuts that could be made for common-sense fiscal reductions that can save up to ... Read More »

FTC Asks To Restrict Pay-For-Delay Deals To Lower Consumers’ Health Care Costs

The Federal Trade Commission (FTC) has released a report of data pertaining to the 2011 fiscal year which showed that pharmaceutical companies continued an anticompetitive trend of paying potential generic rivals to delay the introduction of low-cost prescription drug alternatives for American consumers. If you’re like me, generic pharmaceutical drugs save my life, not only literally but fiscally as well. ... Read More »

Are Stay-At-Home Mom’s At Risk For Being Denied Credit?

The Federal Reserve has recently proposed new rules in credit card lending to only consider one’s personal income and not the household’s income. Essentially, this sounds smart. They are trying to prohibit those without a steady income from taking on credit, especially those unable to repay their debt. However, Margaret Ryznar points out an outstanding point in her most recent ... Read More »

Review – Free Money “They” Don’t Want You to Know About by Kevin Trudeau

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In doing my ongoing research for pitches that are aimed at people with money issues I recorded and watched the Kevin Trudeau infomercial on “Free Money “They” Don’t Want You to Know About.” He is introduced as a consumer advocate and best selling author. Consumer advocate? We are welcomed back to QSN Direct and it is presented as some sort ... Read More »

Congress Holds Hearing on Financial Literacy

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The Honorable Dennis McKinney, Treasurer, State of Kansas U.S. House of Representatives Committee on Financial Services Subcommittee on Oversight and Investigations Representative Moore, Chairman August 24, 2010 Testimony by Kansas State Treasurer Dennis McKinney Good morning Chairman. As Kansas State Treasurer, I believe financial literacy is a national priority. As a result, my office provides a variety of financial literacy ... Read More »

AutoTune the Bankers: The Gregory Brothers Strike Again

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I was wondering when I’d get a chance to feature The Gregory Brothers on the site. It is a wonderful day. Here is one of their latest songs entitled: Bankers’ Song – We Didn’t See It Comin Read More »

GAO Takes Closer Look at Home Loan Modification Scams

The Government Accountability Office (GAO) comprised a report, Homeownership Preservation: Federal Efforts to Combat Foreclosure Rescue Schemes Are Under Way, but Improved Planning Elements Could Enhance Progress, based on “information available to federal and state agencies and nonprofit organizations, such as consumer complaints and the number of enforcement actions.” The report revealed two predominant schemes in this day and age ... Read More »

Elizabeth Warren, We Got Your Back. Wall Street Better Watch Out.

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For all the fans of Elizabeth Warren for the role as the director of the new Consumer Financial Protection Bureau. Get Out of Debt Guy – Twitter, G+, Facebook Read More »

Bill and Debt’s Excellent Adventure: In Coins We Trust

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Are you someone concerned with debt? How about our nation’s debt? Are you eager to see the government spend less? Well, you may be able to help the cause at home for less government spending if you’re a fan of having jingling pockets of $1 coins. For the past 10 years the government has been trying to get $1 coins ... Read More »

Know Your For-Profit College ABC’s : Assertive, Bold and Cheeky. How I Almost Became a For-Profit College Statistic

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In one of Steve Rhode’s latest articles he reveals the recent report from the United States Government Accountability Office’s (GOA), “Undercover Testing Finds Colleges Encouraged Fraud and Engaged in Deceptive and Questionable Marketing Practices”. Because of the billions of dollars in federal grants and loans utilized by students attending for-profit colleges, you asked us to (1) conduct undercover testing to ... Read More »

FTC Catches Bad Press For Doing Job Over Nestlé Milk

The Christian Science Monitor posted an article, “Does the FTC really protect consumers?” straight from Mises Economics Blog. The article claimed that the FTC was putting protecting consumers from fraud on the back burner and appeared to be more concerned with “expanding the federal government’s monopoly over food-and-drug-related speech”. This bold statement was made over Nestlé’s own Boost brand of ... Read More »

A Great Resource to Find Affordable Health Insurance Information

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The government has just launched HealthCare.gov and it is a great site about the affordable options for health insurance in America. Here is how the site describes itself. Welcome to www.HealthCare.gov, a website we designed to help you, your family, your business, your parents and grandparents, and your neighbors and friends get the information you need to make the best ... Read More »

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