Category Archives: Money Management
- Setting Monetary Goals
by Chantal King How to set and keep monetary goals “Stay committed to your decisions, but stay flexible in your approach.” ~ Tony Robbins I want you to make a list of your dreams. What do you really want? You might think this is pointless, yet it is an important step in getting your finances [...]
- An Experienced Mom Prepares for a Baby
New is always nice, but gently used furniture, clothing, and baby gear can really ease the strain on your pocketbook when you are expecting. With my first baby, everything had to be new, and perfect. Yes, I was that first time mom! If it was made for newborns, I absolutely had to have it! I [...]
- New Mark Guimond Book Out. Billion Dollar Chump Change.
For those of you that may know Mark Guimond, the guy from the old AADMO days, you’d know he’s one person that knows his way around Washington. Guimond has just released a new book titled “Billion Dollar Chump Change” in an effort to easily identify budget cuts that could be made for common-sense fiscal reductions [...]
- Save Money Buying Clothes at Thrifty Stores and Consignment Shops
Most women and even some men love to shop and love clothes. Women especially love their shoes, handbags, jewelry and other accessories. Given today’s economy you may have cut back your budget when it comes to shopping for clothing and accessories. Even with a smaller budget you can still find great finds at thrift stores [...]
- Having An Emergency Fund
An emergency fund is crucial because it is an account that will prevent you from going into debt in the future again. Without an emergency fund you’ll turn to credit to pay your unexpected expenses, rather than using your bank account. Building your emergency fund is not easy and it can be harder sometimes to [...]
- The Exploding Income Gap
by Braden Goyette, ProPublica The nonpartisan Congressional Budget Office recently released a much-discussed study showing that over the past three decades the income of the highest-paid Americans has soared while the income of others has grown much more modestly. Here’s a rundown of some statistics illustrating the growing income gap. But first, some context. These [...]
- How to Delegate Financial Success
Today I am going to be talking about delegation and how to delegate for success. When I first joined the National Guard, through Basic Training and through all my National Guard career, I was always delegated to, meaning that I was the private who was tasked with cleaning the latrines, otherwise known as the bathrooms, [...]
- What Is The Actual Definition Of A Recession?
With the stock markets currently all over the place lately, there have been plenty of talks about recessions, bear markets, double dips, and tons of other financial vocabulary words that are thrown around. But, what is the definition of a bear market? How do you define a recession? It may not be as easy as [...]
- Are you Sabotaging Your Financial Success? 7 Key Indicators.
It’s not that you don’t care about your finances…it’s just that you can’t seem to get really get them reigned in, right? You start out with good intentions- †to start a budget, to start saving more, to stop the impulse shopping…but every month something seems to happen and your righteous path to financial freedom and [...]
- Financial Literacy For Kids: How To Really Teach Kids How To Manage Money
When I was 8 years old my dad took me into Citibank to open my very first savings account. He said it would teach me the value of a dollar and the importance of saving. I don’t remember how much I started my account with and if I deposited on a regular basis but I [...]
- 10 Ways to Sell Your Used Stuff to Raise Money
The following guest post was contributed by Kylie Ofiu. If you would like to contribute a guest post, click here. We all have things laying around our house we could sell or want to get rid of. Often the thought of trying to sell it is a bit much and it’s hard to know where [...]
- NASA Will Pay You Five Thousand Dollars a Month to Stay in Bed
The following is a guest post from The Penny Hoarder. If you would like to contribute a guest post, click here. Finally I’ll have an excuse for lying in bed all day and watching “Law & Order” marathons! The folks over at NASA are paying $5,000 per month to participants of their bed rest study. [...]
- Consumers Doing Much Better Paying On Time. 17 Year Low.
New data out from TransUnion shows that consumers are doing a great job of bringing their finances back into good shape. For the sixth consecutive quarter, the credit card delinquency rate has dropped. The number of consumers that were 90 days or more delinquent has now dropped to a 17 year low and credit card [...]
- How to Move Past a Financial Disaster
When I was 18 I was on top of the world. I had a good paying job at the mall, a checking account that was almost $500, and I felt that nothing could stop me. After getting my first paycheck it was time to get what I deserved. I bought some cool clothes. I bought [...]
- How Your iPhone Can Save You Money
If you’re like me you constantly have your smartphone attached to your hip. In my case, I have my trusty digital sidekick (my iPhone) and I’m still amazed how far we’ve come with technology and mobile phones. I remember my first brick-like phone and only imagined in my wildest dreams having a phone this, well, [...]