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Money Management

How to Be Financially Successful When You Graduate

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Congratulations! You’ve made it through the starving student years and now you’re ready to start a job and earn some real money. You’re probably thinking about all the things you’ll be able to buy, places you’ll go and things you’ll be able to do when those paychecks start rolling in. Not so fast. If you’re like all the people who ... Read More »

Plastic Power: Smart Strategies for Making the Most of Your Credit Cards

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At GetOutOfDebt.org, we help thousands of people with too much debt. So you probably figure we’d think credit cards are terrible, right? Wrong! Credit cards can be a great tool and can even save you money if you’re smart about how you use them. That doesn’t mean charging up a storm on things you can’t afford, or even using your ... Read More »

Money Saving Strategies for New Parents

Can I Afford to Work - Or Stay Home?

You’ve heard the statistics: it’s going to take a zillion dollars to clothe, feed and take care of your child until adulthood. And that doesn’t include college — or the money you’ll spend if they stick around after 18! But you’re plunging into parenthood anyway. Good for you! You don’t have to go completely into hock to raise your child ... Read More »

Marriage and Money: How to Talk to Your New Spouse About Finances

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So you’re engaged. Or thinking about it. If you’re really serious about spending the rest of your life with another person, it’s time to get some of the tougher issues out in the open. Somewhere near the top of your list should be MONEY. Conflicts about money issues can stop a relationship before it has a chance to be successful. ... Read More »

Managing Your Money: Options for Same-Sex Couples

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Congratulations! You’ve met the man or woman of your dreams and have moved in together or are planning the big move. You’re probably in the “ain’t love grand” stage, and we’d prefer not to burst your bubble. But how about a dose of realism, especially about money? When you live with someone, you and your partner must make decisions about ... Read More »

Tips for Eating Cheaply But Well

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Food can take a big chunk out of your budget, especially if you’re not smart when it comes to planning and purchasing it. This publication will help you make the whole process less stressful — and less expensive! Scenario 1: You walk through the grocery store dazed and confused, grabbing whatever catches your eye. You eventually end up at the ... Read More »

How to Cut Your Holiday Bills in Half Without Feeling Like Scrooge

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If you usually find yourself in January and February facing a stack of bills from holiday shopping, resolve that this year you aren’t going to let the spending get out of hand. Decide that your holiday memories are going to be happy ones, not headaches! Following are strategies for spending less while enjoying your holidays a lot more. Credit Strategies ... Read More »

New $100 Bill – Bling, Bling

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The new $100 is coming soon to a drug dealer near you. It is supposed to make it tougher to counterfeit with all its new high tech features. It’s nice to see we are adding a bit of panache to our currency. Some color, some flare. A word of warning though, don’t stare at the first $100 you see while ... Read More »

How To Save Money Without Really Trying

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Saving Money Step-By-Step I know it might feel impossible to put more money in your pocket. The key though is having a plan and following it through. Time after time people prove to be their own worst enemy in this process. I’m not being cynical, just a realist. No advice in the world is going to help you if you ... Read More »

Seven Easy, Surefire, Guaranteed Ways to Trash Your Credit

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I spend a lot of time helping people resolve credit issues and getting finances under control. Now it’s time to give guidance to those folks who are desperate to screw-up their credit. Who’d want to do that, you say? Plenty of folks are in an all-fired rush to make bad credit mistakes. Here’s how they developed the worst credit scores ... Read More »

How to Afford to Go Back to School as an Adult

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Adults are going back to school for lots of different reasons these days, including career changes, keeping up with developments in their field, learning new skills and personal enrichment. At many colleges students may be senior executives, retirees or working moms. Going back to school when you’re older, whether it’s to get an advanced degree, brush up with a few ... Read More »

Nine Essential Steps to Successfully Manage Your Money

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Only the rich need to worry about having people manage their money, right? Wrong! With a handful of credit cards, checking, savings and retirement accounts and lots of different bills to pay we all need money managers. The difference is if we aren’t wealthy, the money management responsibility usually falls on our own shoulders, rather than someone else’s. While most ... Read More »

Seven Ways to Stick It to Your Creditors

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Many of the people I talk to feel their creditors have taken advantage of them. Most of that belief is a misperception. The vast majority of creditors follow the rules and abide by the agreements they sent you when you applied for credit. However, people are still plenty upset with their creditors and want to know how they can get ... Read More »

The 20 Greatest Myths About Credit and Debt

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MYTH #1 My financial condition is so bad that my situation is hopeless. REALITY Although you may not be able to find the perfect solution, you probably have some choices about how to best resolve your situation. Open your mind and be realistic about your options. MYTH #2 If I don’t use credit, I’ll never have anything. REALITY If you ... Read More »

5 Easy Ways to Get Out of Debt!

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“We can’t seem to make our payments on time each month. We are always running late.” “I want something better for my family.” “We deserve to be happy but, with all of these debts, I can’t see any light at the end of the tunnel.” “I wish my creditors would just leave me alone. I’ll pay them when I’m able ... Read More »

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