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Real Timeshare Marketing Executive Facing 25 Years Behind Bars. – Mugshot

Jennifer Kirk

Jennifer Kirk, 31, formerly of Lake Worth Florida has pled guilty to fraud as part of her scam to defraud consumers with promises she could resell their timeshares. Kirk faces up to 25 years in prison for the activities her company, Real Timeshare Marketing engaged in. “I’m glad she’s getting what she deserved,” said former customer Millie Pimentel of Middletown, ... Read More »

Saving On The Go: YelpDeals

yelp deals

It’s no secret that I’m a huge fan of (Source and Source). Yesterday, my love for the Yelp community and website grew a little bit fonder. Yesterday evening Yelp rolled out their latest mobile application update for iPhone and Android users to include their new feature: YelpDeals. These deals are not to be confused with Yelp’s Special Offers and ... Read More »

Are Penny Auctions Sites Worth It? RIP-OFF Alert!


Penny auction sites are skyrocketing into the peripheral sites of digital users left and right. Steve recently wrote an article giving an inside look into one penny auction site: If you’ve never used or seen a penny auction site, let me break it down for you: there are various items, some big ticket and some small ticket, that are ... Read More »

Bill Cunningham Television Show Looking for Couples to Talk About Debt


Please see the request from the television show below. NATIONAL DAYTIME TALKSHOW WANTS TO HEAR YOUR STORY & HELP – WE ARE LOOKING FOR GUESTS – AIRFARE & HOTEL PROVIDED FINANCIAL PROBLEMS? ARE YOU IN DEBT? -Is your romantic relationship in jeopardy because of your financial infidelity?  Are you on the verge of divorce because of it? -Do you want ... Read More »

Credit Issues? You Are Not Alone – Fax – SCAM WATCH

Credit Issues Fax

Be on the lookout for a fax that is being sent out below. A tipster (send in your tips here) sent in the fax below and it raises a number of red flags for me. The fax allegedly comes from the 561 area code (561-634-2067), the unsubscribe is in the 208 area code (208-337-6079) and the fax back number is ... Read More »

Washington State Moves to Prevent Arrest Over Debt


Over the past few years there have been some pockets of the country where some people have been issued arrest warrants for contempt of court over some debt collection legal cases. See Does Debtors Jail Exist in the 21st Century or is this a Scare Tactic Used by Creditors and Indiana Closes Debtors’ Prison in Vanderburgh County. The practice is ... Read More »

Credit Card Debt Lawsuit – Consequences of Settlement Done Wrong


The following guest post was contributed by Alex Vieco of New Era Debt Solutions. Alex is an experienced debt settlement company executive and his company is a member of the AACC that works hard to create fair and balanced debt settlement solutions for consumers with debt issues. If you would like to contribute a guest post, click here. Consumers have ... Read More »

If Bankruptcy is Good Enough for the Los Angeles Dodgers, It’s Good Enough For You


This morning the Los Angeles filed for bankruptcy in an effort to reorganize their debt. This is yet another example of how business uses bankruptcy to deal with their unmanageable debt but consumers feel shame and stigma when they need to call upon legal financial reorganization for help. According to reports, the Los Angeles Dodgers fell short of income needs ... Read More »

Forget About Credit. Will Anyone Be Able to Save a Down Payment to Buy a House in The Future?

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The Center for Responsible Lending has a very interesting publication out that addresses the proposed new regulation that will mandate a 20% down payment for a residential mortgage. The 20% proposal is ridiculous and you will not that it has nothing to do with if you have good or bad credit. The new proposed large downpayment would block consumers out ... Read More »

Apartment Rents Rising Due to Demand From Foreclosures


TransUnion is reporting in a recent release that due to demand for rental units after the wave of foreclosures rental prices have actually increased. For apartment complexes of more than 201 units, sixty four percent of property managers reported an increase over last year for apartment rent. “Finding reliable tenants at an optimal price point is paramount for this industry. ... Read More »

Is M.R. Carter and Carter Financial a Scam? – WATCH LIST

M.R. Carter -Services (20110627)

I answered a reader question over on another site. The poster said: I have been contacted by Carter Financial LLC, and they have proposed that depending on my case, they can lower my credit card interest rates. I see on here there are two negative reviews, and one positive review. If I were to let them help me, I would ... Read More » Penny Auction Site Investigation. Is It a Scam or a Scheme? Why So Many Complaints?


You might have seen the commercials on television for hyping iPads for $23.74 or Apple MacBook laptop for $24.15 so I thought I’d take a look at the company to see if it’s something you should be careful of. QuiBids is located in Oklahoma and search of corporate records located two companies names QuiBids, all having different registered agents. ... Read More »

Credit Counseling North Carolina


Credit Counseling North Carolina Here in North Carolina, like many other states the availability of finding good credit counseling assistance is confusing. People need help trying to figure out where to turn for help but who can they trust? Where do they look for help? Not all help is innocent. In the past year the North Carolina Attorney General has ... Read More »

Credit Counseling Raleigh, NC


Credit Counseling in Raleigh, North Carolina Looking for debt help in Raleigh is easy if you have access to the web. A quick web search will identify a number of online providers but when it comes to looking for credit counseling help locally the best provider is this credit counseling group which is a nonprofit group that provides credit counseling ... Read More »

Keep Your Credit Utilization Under 30% For the Best Credit Score


This excerpt helps to explain why it’s best to keep your credit card balances low, even if you have to spread them over a larger pool of cards. The lesson to be learned from the credit scoring and credit bureaus themselves, keep your balances lower than 30% — “You don’t need a lot of credit cards to have a good ... Read More »

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