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Military Star Card / Military Star Rewards MasterCard / AAFES Card- What You Need to Know First

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The Military Star Card is a credit card that is marketed and promoted to military personnel. In the past it was known as the AAFES card as well. This card is limited to use at military Exchange stores or through the Exchange website. Only people who are active duty military, military retirees, reservists, National Guard personnel, Department of Defense employees ... Read More »

Can I Get Into the UK if I Have An Old Debt There? – Manish

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“Dear Jon, my name is manish.i have lived in UK for 5 years and have some debts.i have come back to my home country because my student visa was running out..it has been 2 years since i have come back from UK. can i travel back to UK, if i had some old UK debts?is UK immigration relate to my ... Read More »

The Credit Repair Company Seems Out of Control

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A Craigslist ad came to my attention for a credit repair company called “The Credit Repair Company.” It appears that someone is running an advertisement claiming: “WE HAVE BEEN HELPING OTHERS ALL THROU THE UNITED STATES WITH THE BAD CREDIT ISSUES SINCE 1995 WE HAVE AN A+ RATING WITH THE BETTER BUSINESS BUREAU WE CAN HAVE REMOVED JUDGEMENTS, BANKRUPTCIES,CHILD SUPPORT, ... Read More »

Truly Free Credit Scores and Daily Credit Monitoring

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When it comes to free credit reporting products, I mean really free, the services are hard to find. Sure, there have been all sorts of teaser products offered that then signed you up for paid services but where does someone go to find their actual credit score? Until a year or so ago the online credit score offered by services ... Read More »

Debt Collectors Halted From Collecting Debts Consumers Don’t Owe

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Consumers Were Subjected to Collection Efforts for Magazine Subscription Debts They Did Not Owe, FTC Alleges Defendants in a debt collection operation that allegedly sought payment for bogus magazine subscription debts have settled with the Federal Trade Commission. The FTC alleged in its complaint that the defendants knew, or should have known, that some of the magazine subscription debts they ... Read More »

Executives at Debt Collection Agency Face Jail Time In Attempt to Defraud Bank. Face Jail Time.

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The Office of the Special Inspector General for the Troubled Asset Relief Program (SIGTARP) and United States Attorney for the District of Connecticut David B. Fein today announced that Richard Pinto, 68, of Wellington, Fla., and Peter Pinto, 37, of East Quogue, N.Y., each pleaded guilty late Friday, May 11, before United States District Judge Stefan Underhill in Bridgeport to ... Read More »

FTC Stops Deceptive Home-Based Internet Business Opportunity

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The Federal Trade Commission halted an operation that allegedly lured consumers into spending thousands of dollars for Internet websites and advertising by misrepresenting that they could make lots of money by linking the sites to major retailers. The court ordered a stop to the defendants’ allegedly deceptive practices and froze their assets pending further litigation. The action is part of ... Read More »

Student Loans Today are Akin to Debt Slavery. It’s Real and a Life Killer.

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I grew up in an era where we were taught to go to college and get a degree. You would better your life I was told. That was the 1970s. At that time the majority of my peers were headed off to college and the majority would graduate without student loan debt. They had a degree and new hope for ... Read More »

James Dimon, CEO – JPMorgan Chase Scam Email Alert

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An email is being sent out to consumers purporting to be from James Dimon, CEO of JP Morgan Chase Bank. The email asks consumer to send $200 in order to receive $5 million dollars. It is a scam email. Don’t fall for it. The email says: From: “Mr. James Dimon CEO” Date: May 10, 2012 Subject: Re: Confirm Chase.com From ... Read More »

Zombie Debt 1099 Style. And You Thought Your Old Debt Was Dead. LOL.

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THE KING OF ZOMBIE DEBT: THE 1099-C. WHAT TO DO WHEN COLLECTION CONTINUES AFTER RECEIVING A 1099-C By Gregory M. Fitzgerals, Esq. Most folks who get a 1099-C accept that it is a good news/bad news thing. The bad news is you must include the 1099-C as income on your taxes. The good news is you no longer owe the ... Read More »

Credit Counselor or Debt Collector? Midland Credit Management Applies Clever Approach.

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I just had an opportunity to look at the website for Midland Credit Management and I must say, for a collections agency they certainly appear more like a credit counseling group. Don’t get me wrong, it appear they provide full and apparent disclosure they are a debt collector, “Please understand that this is a communication from a debt collector. This ... Read More »

Stealing Trust – Marylanders Speak Out on Frauds, Scams and Financial Abuses

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Got an hour to kill? Here is an interesting documentary that appeared on Maryland Public Television that covers a number of financial issues that have harmed consumers. The film covers a number of financial issues, including some debt settlement companies. Different consumers appear and share their story, A Baltimore resident talks about his experience in an advanced fee debt settlement ... Read More »

Be YOUR Own Boss

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Whether you’re a student out of school for summer, an unhappy employee, or someone who has been downsized, it is possible to get work even if companies aren’t hiring. Instead of relying on a corporate paycheck, entrepreneurs are becoming more innovative about making a living or adding to their regular incomes. Being your own boss means that you can overcome ... Read More »

Nonprofit 501(c)3 Credit Counseling Group Kind of Offering Debt Settlement

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It seems like it’s been several years now since I first started talking about the need for nonprofit credit counseling groups to offer debt settlement as a tool they can use to assist consumers with. A reader sent me an email and pointed out that Community Credit Counseling Corporation out of New Jersey is now doing that openly. Apparently they ... Read More »

Legal Helpers Debt Resolution Consumers Appear in TV News Story

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The following television interview about Legal Helpers Debt Resolution aired in St. Louis recently and it presented a couple of consumers that felt they had been left in a worse spot after using the services of Legal Helpers Debt Resolution. LHDR claims unhappy consumers represent a small fraction of their total clients. The story contains two Skype interviews. One is ... Read More »

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