Category Archives: Printed Material

MP-50416E is the Newest Mass Joinder Mailer to Watch Out For

A reader sent in a new version of the mass joinder mailer that is now going out. This is just another misleading marketing piece that looks just like the H-118, 52PLL-T, and 1012-R mailers I’ve written about before. This mailer makes the same unsubstantiated claims of debt forgiveness, interest rate reductions, balance reductions, and an [...]

Ridiculous Debt Relief Mailer – Avoid Credit Card Responsibility and Disclosure Act of 2011.

Thanks to another wonderful tipster (send in your tips here), here is another version of the sudden wave of misleading and deceptive debt relief mailers that are being sent out. This one is titled the Credit Card Responsibility and Disclosure Act of 2011. What is blazingly stupid is that in the very first sentence it [...]

Credit Card Accountability Responsibility and Disclosure Act of 2011 Mailer – It’s Total BS

Thanks to some pretty awesome tipster (send in your tips here)s the flood of fake, misleading and deceptive mailers has been coming in fast. The latest is the Credit Card Accountability Responsibility and Disclosure Act of 2011 mailer that tells consumers they need a Forensic Mitigation Program. For those of us who deal with the [...]

Deceptive Debt Relief Flyers Being Sent Out. Beware!

For some reason there has been a resurrection of a previously sent debt settlement flyer. The flyer makes all sorts of promises about magical debt reduction but it certainly appears to be nothing more than a shining example of the type of debt relief marketing material that was made illegal under the FTC telemarketing sales [...]

Deceptive Credit Card Financial Relief Plan 2011 Mailers Still Going Out

I thought we were all done with this deceptive mailer efforts for debt settlement services. Apparently not. A tipster (send in your tips here) has just forwarded me a mailer they just got. As you can see from the cover it looks like an official document the consumer must open. Once you open it up [...]

Mesa Law Group Sending Out Form 1012-R Mass Joinder Mailer

An awesome tipster (send in your tips here) uploaded a copy of the Form 1012-R mass joinder mailer they received. They said: After receiving 2 of these today I came to my computer to google the information which led me to your site. I did not find World Savings listed. I did however see your [...]

Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling

An amazing tipster (send in your tips here) sent in a bunch of documents on the sales approach for the recent wave of mass joinder lawsuits that are being sold as a way to get your house free and clear. These documents, that I will share with you below, not only create some potential concerns [...]

Let’s Play “Do They Comply” with this Covenant Debt Solutions Mailer

A tipster (send in your tips here) sent in the following mailer they received from Covenant Debt Solutions. So let’s play another round of “Do They Comply” and take a look at some of the claims made. Feel free to weigh in by posting your observations and comments below. I’ve pointed to some interesting areas [...]

Doug Sends In Debt Free Angels Mailer

A tipster (send in your tips here) reader sent in the following statement and advertisement they received. I received the attached advertisement in the mail so I went online to check them out and found the company reviewed on your site. I am so glad I did before I called them and I have also [...]

Final Notice for Credit Card Accounts – A Mailer to Throw Away

A tipster (send in your tips here) forwarded me the mailer going out below. It has all the hallmarks of a mailer consumers should avoid. First off it pretends to be an official looking mailer and references programs like “The 2011 Credit Card Financial Relief Program” and the “2010 Economic Stimulus Package.” First off, there [...]

Peter Popoff Debt Relief Scammer? Erase Your Debt With Supernatural Massive Intervention Using Miracle Spring Water.

I’m not sure what to say about this. I know if I come across as cynical I’m going to be attacked by some since this involves religion. I am not attacking religion. If anything I’m attacking a caught scammer who is manipulating people using religion to eliminate their debt problems. A fantastic tipster (send in [...]

US Credit Card Hardship Benefits Mailer – Bogus and Deceptive

Another fantabulous tipster (send in your tips here) sent in the following scanned copy of yet another government looking self-mailer that sells debt relief services. This one is for the 2010 US Credit Card Hardship Benefits program. As you can see it purports to be an official looking government form with form number 10-PNH3. It [...]

Small Business Debt Assistance Program Fax – Watch Out

A reader forwarded the following fax they received to me from the Small Business Debt Assistance Program. It appears nothing more than a pitch which does not appear to conform to the new FTC telemarketing sales rules. Most worrisome is the statement “Troubling economic times present a unique opportunity to reduce your unsecured debts and [...]

New Mailer Promoting Attorney Model Debt Settlement for FTC TSR

Thanks to a tipster (send in your tips here), here is the latest email that is being sent around promoting an attorney model to deal with the FTC TSR rules. It is not clear from the mailer if this is simply an advertisement to help debt settlement companies comply with the new rules or providing [...]

Credit Card Debt Settlement Act Of 2010 – No Such Thing

A press release crossed my desk about “Credit Card Debt Settlement Act Of 2010″ and I had to do a double take. Wha-wha-what! The release seems to create a new advertising opportunity for less than straightforward debt settlement companies to start sending out official looking government mailers promoting the Credit Card Debt Settlement Act Of [...]