Category Archives: Moving Forward
- Up Next: How to Increase Your Income
This is a guest post from Philip Taylor, founder and editor-in-chief of PT Money: Personal Finance. Learning about and applying the rules for living a frugal lifestyle are common principles in the area of personal finance. Controlling your budget and spending less can certainly help you avoid the cycle of debt. And that’s a great [...]
- 6 Ways to Not Be a Broke Ass American After Kicking Your Debt
I spend almost all of my time focused on helping people to get out of debt. But today I wanted to take a moment and focus on what to do once that crisis has passed and I’ve added a new section about life after debt to my free guides on dealing with debt. Let’s talk [...]
- Relay Rides – Really Cool Way to Make Some Extra Money With Extra Car Sharing
An article about the new feature of Realy Rides really intrigued me. Starting soon owners of GM vehicles with Onstar will be able to remotely rent out their cars by the hour using a smartphone app. Rely Rides launched in 2010 but has been spreading it’s wings across the country. And now that the investment [...]
- Buying Scratch and Dent Appliances to Save Money
I’m looking to replace some appliances in my kitchen. Mine are old and on their last legs. The trouble is that I really can’t afford new appliances and I don’t want to put them on my credit card. I’ve heard that you can get great deals on ‘scratch and dent’ appliances. But, I don’t know [...]
- Women and Financial Insecurity
A recent article in the online version of the Wall Street Journal caught my attention. It was called “Clients From Venus.” Source It began by pointing out that women are becoming increasingly involved in personal finance. “Women control $8 trillion in assets in the U.S., and by 2020 are expected to control $22 trillion, according [...]
- Be YOUR Own Boss
Whether you’re a student out of school for summer, an unhappy employee, or someone who has been downsized, it is possible to get work even if companies aren’t hiring. Instead of relying on a corporate paycheck, entrepreneurs are becoming more innovative about making a living or adding to their regular incomes. Being your own boss [...]
- If Breakout Incomes is a Scam Then What Can I Do From Home Online to Make Money? – Brandon
“Dear Steve, Ive been out of work the past 2 years and was looking for online work. One that really works! I was looking at Breakout Incomes and it didn’t sound too legitimate after reading your review. So Im here now asking you what does work? Im sick of being broke, stressed i cant make [...]
- Do You Have a Will? If Not, It’s Time For You to Write Your Will.
It’s a subject that none of us want to think about. Whether we’re young and just starting life or older and approaching the end, we don’t want to think about our own death. And, adding money to the mix only makes it worse. But, the truth is that all adults need to think about what [...]
- What To Do Before Gas Hits $5 a Gallon
Whether you’re driving a hybrid compact or a SUV, most drivers are feeling the pain of higher gas prices. We won’t get into the causes or the politics of gasoline prices. That’s for economists, politicians and pundits. But when Time magazine and the NY Times suggest $5 gas is possible we will recognize that it [...]
- Will Baby Boomers Have Enough to Retire?
It’s no secret that the housing bubble and recession of the last four years has caused financial heartache for many of us. One group that has been especially hard hit is the baby boomer generation. For years boomers have believed that they would retire in their mid-sixties and enjoy their golden years playing golf and [...]
- Buying a Good Car With Cash
If you’re limited on funds, getting a car loan can be a bigger burden to your budget. You’ll be locked in for years for a payment and many times you have to pay even more on car insurance as per the lender’s requirements. Buying a car with cash can be an economical choice both now [...]
- A Little Difference With Compound Interest
Sometimes the difference between success and failure is very small. Occasionally you’ll see a race (NASCAR, horse or foot) that will be decided by just an inch or two. Such a tiny amount determines winners and losers. What’s also striking is how much difference that can make in the future. Our stock car winner will [...]
- How Much Do I Need to Save for College for My Child?
Last week I looked into when to start saving for college for your child(ren). I shared some financial milestones I thought parents need to be on top of before they sock away college money. Looking at the comments on the post, there were manydiffering and strong opinions. Some saying that it’s never too early to [...]
- 2 Reasons Interest Rates Will Rise & 2 Ways to Avoid Higher Rates
Forecasting the future is always hard. Companies pay big bucks to economists in an effort to get an edge on what might happen in the financial markets. Sometimes they’re right. And, sometimes they’re wrong. But sometimes a review of relevant facts can shed light on what the future may bring. Or at least make it [...]
- It Takes Two (Creating a Family Financial Battleplan-Part 1)
Two years ago I wrote about creating a financial game plan. It’s been a popular post and I think it’s due to couples looking for a solution that they can create together. Though most of the advice still hold up, I wanted to break down the steps for couples just starting out with getting their [...]