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	<title>How to Get Out of Debt With the Get Out of Debt Guy &#187; Personal Finance Bloggers Brain Trust</title>
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	<link>http://getoutofdebt.org</link>
	<description>Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry.</description>
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		<title>THIS is Why I Have a Hard Time with Social Media</title>
		<link>http://getoutofdebt.org/32915/this-is-why-i-have-a-hard-time-with-social-media</link>
		<comments>http://getoutofdebt.org/32915/this-is-why-i-have-a-hard-time-with-social-media#comments</comments>
		<pubDate>Sat, 10 Dec 2011 15:35:40 +0000</pubDate>
		<dc:creator>Guest Post</dc:creator>
				<category><![CDATA[Personal Finance Bloggers Brain Trust]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=32915</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>I&#8217;m a freelance blogger. As such, I am well aware that submitting to social media sites is a must. But I&#8217;m not overly fond of doing it. It&#8217;s time consuming. Especially since each social media web site wants you to be part of the &#8220;community.&#8221; But I try to be a decent member of the [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/32915/this-is-why-i-have-a-hard-time-with-social-media">THIS is Why I Have a Hard Time with Social Media</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/32915/this-is-why-i-have-a-hard-time-with-social-media/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is a Credit Card a Right or a Privilege? &#8211; Personal Finance Bloggers Question of The Week</title>
		<link>http://getoutofdebt.org/4722/is-a-credit-card-a-right-or-a-privilege-personal-finnance-bloggers-question-of-the-week</link>
		<comments>http://getoutofdebt.org/4722/is-a-credit-card-a-right-or-a-privilege-personal-finnance-bloggers-question-of-the-week#comments</comments>
		<pubDate>Thu, 20 Nov 2008 16:31:43 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Personal Finance Bloggers Brain Trust]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[high interest rates]]></category>
		<category><![CDATA[immunity]]></category>
		<category><![CDATA[priviledge]]></category>
		<category><![CDATA[privilege]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=4722</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>This weeks personal finance brain trust question was: Is having and using a credit card a right or a privilege? WC &#8211; A 27-year-old writer living in Chicago and writing about personal finance through The Writer&#8217;s Coin. This one&#8217;s easy: this is a service. So if I had to pick I would say it&#8217;s a [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/4722/is-a-credit-card-a-right-or-a-privilege-personal-finnance-bloggers-question-of-the-week">Is a Credit Card a Right or a Privilege? &#8211; Personal Finance Bloggers Question of The Week</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/4722/is-a-credit-card-a-right-or-a-privilege-personal-finnance-bloggers-question-of-the-week/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What Do You Do When The Town Is Laid Off? &#8211; Personal Finnance Bloggers Question of The Week</title>
		<link>http://getoutofdebt.org/4251/what-do-you-do-when-the-town-is-laid-off-personal-finnance-bloggers-question-of-the-week</link>
		<comments>http://getoutofdebt.org/4251/what-do-you-do-when-the-town-is-laid-off-personal-finnance-bloggers-question-of-the-week#comments</comments>
		<pubDate>Fri, 14 Nov 2008 16:32:45 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Personal Finance Bloggers Brain Trust]]></category>
		<category><![CDATA[auto industry]]></category>
		<category><![CDATA[dhl]]></category>
		<category><![CDATA[job losses]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[massive layoffs]]></category>
		<category><![CDATA[shock]]></category>
		<category><![CDATA[town of wilmington]]></category>
		<category><![CDATA[wilmington ohio]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=4251</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>This weeks personal finance brain trust question was a tough one that caused many of our bloggers to not contribute because there really isn&#8217;t a good answer to it. I knew it was going to be a tough one. DHL just announced massive layoffs that will cripple the town of Wilmington, Ohio and the surrounding [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/4251/what-do-you-do-when-the-town-is-laid-off-personal-finnance-bloggers-question-of-the-week">What Do You Do When The Town Is Laid Off? &#8211; Personal Finnance Bloggers Question of The Week</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/4251/what-do-you-do-when-the-town-is-laid-off-personal-finnance-bloggers-question-of-the-week/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>So You Have to Use Your Credit Card In An Emergency &#8211; Personal Finnance Bloggers Question of The Week</title>
		<link>http://getoutofdebt.org/3554/so-you-have-to-use-your-credit-card-in-an-emergency-personal-finnance-bloggers-question-of-the-week</link>
		<comments>http://getoutofdebt.org/3554/so-you-have-to-use-your-credit-card-in-an-emergency-personal-finnance-bloggers-question-of-the-week#comments</comments>
		<pubDate>Thu, 06 Nov 2008 15:13:04 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Personal Finance Bloggers Brain Trust]]></category>
		<category><![CDATA[accessible credit]]></category>
		<category><![CDATA[bill collector]]></category>
		<category><![CDATA[borrowings]]></category>
		<category><![CDATA[can't pay]]></category>
		<category><![CDATA[cash-flow-]]></category>
		<category><![CDATA[cashflow]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[danger sign]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[deep trouble]]></category>
		<category><![CDATA[desperate]]></category>
		<category><![CDATA[in trouble]]></category>
		<category><![CDATA[mistake]]></category>
		<category><![CDATA[must use credit card]]></category>
		<category><![CDATA[needing money]]></category>
		<category><![CDATA[personal-finance]]></category>
		<category><![CDATA[use credit cards]]></category>
		<category><![CDATA[using credit cards]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=3554</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>This weeks personal finance brain trust question was: What goes through your mind when people say that they HAD to use their credit card to get by? Is using a credit card when you can&#8217;t afford to pay a smart or necessary thing to do? WC &#8211; A 27-year-old writer living in Chicago and writing [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/3554/so-you-have-to-use-your-credit-card-in-an-emergency-personal-finnance-bloggers-question-of-the-week">So You Have to Use Your Credit Card In An Emergency &#8211; Personal Finnance Bloggers Question of The Week</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/3554/so-you-have-to-use-your-credit-card-in-an-emergency-personal-finnance-bloggers-question-of-the-week/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Which Presidential Candidate Is Better For Debtors? Personal Finnance Bloggers Question of The Week.</title>
		<link>http://getoutofdebt.org/2310/which-presidential-candidate-is-better-for-debtors-personal-finnance-bloggers-question-of-the-week</link>
		<comments>http://getoutofdebt.org/2310/which-presidential-candidate-is-better-for-debtors-personal-finnance-bloggers-question-of-the-week#comments</comments>
		<pubDate>Mon, 27 Oct 2008 19:08:54 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Personal Finance Bloggers Brain Trust]]></category>
		<category><![CDATA[bankruptcy bill]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[bill of rights]]></category>
		<category><![CDATA[brain trust]]></category>
		<category><![CDATA[bush administration]]></category>
		<category><![CDATA[credit card bill]]></category>
		<category><![CDATA[credit card deals]]></category>
		<category><![CDATA[credit cardholders]]></category>
		<category><![CDATA[debtors]]></category>
		<category><![CDATA[deceptive practices]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[elections]]></category>
		<category><![CDATA[financial trouble]]></category>
		<category><![CDATA[mccain]]></category>
		<category><![CDATA[obama]]></category>
		<category><![CDATA[personal-finance]]></category>
		<category><![CDATA[political agenda]]></category>
		<category><![CDATA[presidential candidate]]></category>
		<category><![CDATA[senator obama]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=2310</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>This weeks personal finance brain trust question was: Which U.S. presidential candidate will most likely do more to help debtors and/or reform current bankruptcy regulations? Feel free to elaborate. WC &#8211; A 27-year-old writer living in Chicago and writing about personal finance through The Writer&#8217;s Coin. This question seems like a veiled attempt at asking [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/2310/which-presidential-candidate-is-better-for-debtors-personal-finnance-bloggers-question-of-the-week">Which Presidential Candidate Is Better For Debtors? Personal Finnance Bloggers Question of The Week.</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/2310/which-presidential-candidate-is-better-for-debtors-personal-finnance-bloggers-question-of-the-week/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Personal Finance Brain Trust Tackles &#8211; Trying to Make Ends Meet But Still In Trouble</title>
		<link>http://getoutofdebt.org/1758/the-personal-finance-brain-trust-tackles-trying-to-make-ends-meet-but-still-in-trouble</link>
		<comments>http://getoutofdebt.org/1758/the-personal-finance-brain-trust-tackles-trying-to-make-ends-meet-but-still-in-trouble#comments</comments>
		<pubDate>Mon, 20 Oct 2008 18:32:46 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Personal Finance Bloggers Brain Trust]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[brain trust]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cut back]]></category>
		<category><![CDATA[cut costs]]></category>
		<category><![CDATA[cutting corners]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[drastic changes]]></category>
		<category><![CDATA[eminem]]></category>
		<category><![CDATA[expenditure analysis]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[income and expenditure]]></category>
		<category><![CDATA[life changes]]></category>
		<category><![CDATA[living in chicago]]></category>
		<category><![CDATA[make ends meet]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[money-saving]]></category>
		<category><![CDATA[northern-ireland]]></category>
		<category><![CDATA[personal-finance]]></category>
		<category><![CDATA[save-money]]></category>
		<category><![CDATA[tips and tricks]]></category>
		<category><![CDATA[trim expenses]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=1758</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>This weeks personal finance brain trust question was one that I received online. My wife and I are both working, paying rent and land payment (have been trying to sell it), 3 kids and other debts and bills we are struggling from pay to pay and never get ahead. We have also borrowed money from [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/1758/the-personal-finance-brain-trust-tackles-trying-to-make-ends-meet-but-still-in-trouble">The Personal Finance Brain Trust Tackles &#8211; Trying to Make Ends Meet But Still In Trouble</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/1758/the-personal-finance-brain-trust-tackles-trying-to-make-ends-meet-but-still-in-trouble/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Personal Finance Brain Trust &#8211; What Rights Should Debtors Have?</title>
		<link>http://getoutofdebt.org/1637/personal-finance-brain-trust-what-rights-should-debtors-have</link>
		<comments>http://getoutofdebt.org/1637/personal-finance-brain-trust-what-rights-should-debtors-have#comments</comments>
		<pubDate>Tue, 14 Oct 2008 17:59:03 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Personal Finance Bloggers Brain Trust]]></category>
		<category><![CDATA[avoiding foreclosure]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[loan-modification]]></category>
		<category><![CDATA[money troubles]]></category>
		<category><![CDATA[northern-ireland]]></category>
		<category><![CDATA[perfect world]]></category>
		<category><![CDATA[personal-finance]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=1637</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>This weeks brain trust question was: Question: Bank of America is proudly telling people about their new loan modification program and how much it will help people. But this program did not materialize until Bank of America was sued by some states over predatory lending. The real world situation is that the majority of lenders [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/1637/personal-finance-brain-trust-what-rights-should-debtors-have">Personal Finance Brain Trust &#8211; What Rights Should Debtors Have?</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/1637/personal-finance-brain-trust-what-rights-should-debtors-have/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Would You Like More Credit Card Rights If It Means Credit Cards Are More Expensive?</title>
		<link>http://getoutofdebt.org/1460/would-you-like-more-credit-card-rights-if-it-means-credit-cards-are-more-expensive</link>
		<comments>http://getoutofdebt.org/1460/would-you-like-more-credit-card-rights-if-it-means-credit-cards-are-more-expensive#comments</comments>
		<pubDate>Tue, 07 Oct 2008 18:53:37 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Personal Finance Bloggers Brain Trust]]></category>
		<category><![CDATA[added risk]]></category>
		<category><![CDATA[american bankers association]]></category>
		<category><![CDATA[bill of rights]]></category>
		<category><![CDATA[brain trust]]></category>
		<category><![CDATA[consumer credit rights]]></category>
		<category><![CDATA[consumer protection legislation]]></category>
		<category><![CDATA[consumer safeguards]]></category>
		<category><![CDATA[credit cardholders]]></category>
		<category><![CDATA[financial bailout]]></category>
		<category><![CDATA[global markets]]></category>
		<category><![CDATA[military finance network]]></category>
		<category><![CDATA[personal-finance]]></category>
		<category><![CDATA[rate changes]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=1460</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>This week I asked the Personal Finance Bloggers Brain Trust the following question and as always, the answers are thoughtful and insightful. Question: At the very time that our banks and Wall Street are asking and looking for a financial bailout they are condemning the &#8216;Credit Cardholders&#8217; Bill of Rights. The American Bankers Association issued [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/1460/would-you-like-more-credit-card-rights-if-it-means-credit-cards-are-more-expensive">Would You Like More Credit Card Rights If It Means Credit Cards Are More Expensive?</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/1460/would-you-like-more-credit-card-rights-if-it-means-credit-cards-are-more-expensive/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Tithing, Saving and Getting Out Of Debt &#8211; The Personal Finance Bloggers Brain Trust</title>
		<link>http://getoutofdebt.org/1263/tithing-saving-and-getting-out-of-debt-the-personal-finance-bloggers-brain-trust</link>
		<comments>http://getoutofdebt.org/1263/tithing-saving-and-getting-out-of-debt-the-personal-finance-bloggers-brain-trust#comments</comments>
		<pubDate>Mon, 29 Sep 2008 19:22:54 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Personal Finance Bloggers Brain Trust]]></category>
		<category><![CDATA[brain trust]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[credit-counselor]]></category>
		<category><![CDATA[debt repayments]]></category>
		<category><![CDATA[debt-advice]]></category>
		<category><![CDATA[debt-repayment]]></category>
		<category><![CDATA[elizabeth warren]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[getting rid of debt]]></category>
		<category><![CDATA[hippie chick]]></category>
		<category><![CDATA[personal decision]]></category>
		<category><![CDATA[personal-finance]]></category>
		<category><![CDATA[religious beliefs]]></category>
		<category><![CDATA[religious observance]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=1263</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>This weeks question put to the personal finance bloggers brain trust at GetOutOfDebt.org was: When people are working with a credit counselor or working up their own budget they often hear or believe that they should not make religious contributions and should not put any money in savings while they are making debt repayments. Instead, [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/1263/tithing-saving-and-getting-out-of-debt-the-personal-finance-bloggers-brain-trust">Tithing, Saving and Getting Out Of Debt &#8211; The Personal Finance Bloggers Brain Trust</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/1263/tithing-saving-and-getting-out-of-debt-the-personal-finance-bloggers-brain-trust/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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