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Reader Questions

I’m Living on SSD and Bill Collectors Call All the Time. – Barbara

monster under bed

A few years ago, I became quite ill and lost my house and car (owe $9K) as well as defaulted on unsecured loan ($12K), telephone bills (under $200) and 2 credit cards (1500). I have one judgment for approx $900 and numerous medical bills. I am now on Social Security Disability and don’t think I’ll be able to return to ... Read More »

We Are Getting Further Into Debt and Not Sure What to Do. – Karen

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Married, with two small children. We are both over 40 with about $75 k credit card debt. Both employed FT. My husband and I both have a large amount of credit card debt…. I have $40k and he has $35k. We can make our minimum payments and we are not behind, but we have no left over money at the ... Read More »

I Am Barely Scooting By Paying My Bills. – Carla

time bomb

I owe just under $22,000 in credit card debt. This consists of several cards ranging from $5000 down to $600. I am one month past due on my first mortgage and several months past due on the 2nd (which is an equity line of credit) Right now they are reviewing for modification of the second. The first mortgage modification has ... Read More »

My Student Loan Payments Almost Equal My Income. What Can I Do? – Alex

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27 year old with $200,000 in student loan debt and I really have no idea what to do about it. I make around $25,000 a year and as of right now I pay $32 a month towards my federal loans which total about $48,000. The rest is in private and I make no payment on them since I can not ... Read More »

My Life Partner Died But I Wasn’t Listed on His Life Insurance. – Rick

Isolated wings

START OFF THIS WAY MY LIFEPARTNER DIED 1.7.13 AFTER 34 YRS TOGETHER.I WAS ON HIS 401K WHICJ\H WASN’T MUCH BECAUSE HE TOOK OUT LOANS.NOW I GET A LETTER HE HAD $6500 LIFE INS.BUT DIDN’T BUT ANYONE DOWN ON IT.WHAT CAN I DO WHAT CAN I DO ABOUT HIS LIFE INS. RICK This is your chance to be a hero and ... Read More »

Machol & Johannes Are Suing Me Over an Old HSBC Account. What Do I Do? – Steff

justball-144x125

I was served by a process server yesterday on behalf of Machol & Johannes re: a credit card debt purchased from HSBC Bank. According to my credit reports this account was closed 10/06, last payment made 6/06. I noticed that the summons doesn’t have a case number assigned to it. Am I correct that this account has lapsed or exceeded ... Read More »

I Was Robbed at Gun Point at Work. Can I Get Unemployment?

Speech Bubble - Q&A

I have been at my former job for 3 years. Ive enjoyed my job and had no reason to not be. A few days ago I was working the closing shift and me and another employee were robbed. I was held at gun point and the robbers took everything. (including my security) I was told to take a few days ... Read More »

Struggling With Credit Card Debt. Don’t Want to File Bankruptcy or Do Debt Settlement. – Mike

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My wife and I have about $50,000.00 of credit card debt. We both work and we are also paying off our kids college. I do not want to contact a debt settlement company because I believe they are all scams. I also do not want to file bankruptcy. I just want to know if there is an honest solution to ... Read More »

Can’t Afford Title Loan Payment. They Won’t Work With Me. – Yasmina

help

I wasn’t getting a lot of hours at work, and I decided to take out a car title loan, but now I’ve lost my job, and they want me to pay $200 worth of only interest before they will allow me to refinance the loan. What can I do so they will work with me, because I don’t have $200, ... Read More »

I’m Living on Disability. Can My Creditors Take Me to Court? – Deb

closeup of a gavel on cash, from above

I am a single woman only living on 700 dollars a month with credit cards if I dont paid these can the creditors take me to court can creditors take you to court if you on disablity? Deb This is your chance to be a hero and help out this person by providing your feedback and answer to the question ... Read More »

How Do I Access My Noteworld Account Online? – Diane

Help - Red Button

I have been working with a debt settlement company. I would like to access my Noteworld account information. How do I do that? How do I access an existing Noteworld account? Diane This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section below. Read More »

How Do I Handle Wells Fargo Suing Me Over Debt? – Cynthia

Help - Red Button

I had wells fargo visa that is in default for 16k. I was served sunday 12/08/12 but the paperwork was filed in the courts on 11/29/12. I think I have 30 days to respond and this is through contra costa county, california. Hello, I was served yesterday from wells fargo bank for a credit card debt of 16k. I am ... Read More »

What is the Bank of America or Advanta Credit Card Settlement Address? – Bobby

justball-144x125

Can anyone tell me credit card settlement mailing address’ to inquire or offer a settlement by mail instead of calling by phone to Bank of America, or Advanta, ? Bobby This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section below. Read More »

How Do I Respond to This Without a Lawyer? – Dan

justball-144x125

Recieved a letter in the mail about a summons . Went to the county website and read what I posted below. Viewed Date Action Text Disposition Image 04/23/2015 1:30 PM DEPT. T1 HEARING RE: ORDER TO SHOW CAUSE WHY SANCTIONS SHOULD NOT BE ISSUED AGAINST PLAINTIFF FOR FAILURE TO FILE DEFAULT JUDGMENT PURSUANT TO CRC 3.740 (TEMECULA). How do I ... Read More »

Will I be Sent Back to the Philippines from Dubai Because My Boyfriends are Fighting?

justball-144x125

This reader question isn’t about debt but I thought I’d post it for all to answer a change of pace. I have an ex boyfriend and just separated with him a week before I went to Dubai but he did not accept the fact we got separated. After we broke up, I had a new boyfriend. My ex boyfriend threatened ... Read More »

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