Category Archives: Reader Questions

My Life Partner Died But I Wasn’t Listed on His Life Insurance. – Rick

START OFF THIS WAY MY LIFEPARTNER DIED 1.7.13 AFTER 34 YRS TOGETHER.I WAS ON HIS 401K WHICJ\H WASN’T MUCH BECAUSE HE TOOK OUT LOANS.NOW I GET A LETTER HE HAD $6500 LIFE INS.BUT DIDN’T BUT ANYONE DOWN ON IT.WHAT CAN I DO WHAT CAN I DO ABOUT HIS LIFE INS. RICK This is your chance [...]

Machol & Johannes Are Suing Me Over an Old HSBC Account. What Do I Do? – Steff

I was served by a process server yesterday on behalf of Machol & Johannes re: a credit card debt purchased from HSBC Bank. According to my credit reports this account was closed 10/06, last payment made 6/06. I noticed that the summons doesn’t have a case number assigned to it. Am I correct that this [...]

I Was Robbed at Gun Point at Work. Can I Get Unemployment?

I have been at my former job for 3 years. Ive enjoyed my job and had no reason to not be. A few days ago I was working the closing shift and me and another employee were robbed. I was held at gun point and the robbers took everything. (including my security) I was told [...]

Struggling With Credit Card Debt. Don’t Want to File Bankruptcy or Do Debt Settlement. – Mike

My wife and I have about $50,000.00 of credit card debt. We both work and we are also paying off our kids college. I do not want to contact a debt settlement company because I believe they are all scams. I also do not want to file bankruptcy. I just want to know if there [...]

Can’t Afford Title Loan payment. They Won’t Work With Me. – Yasmina

I wasn’t getting a lot of hours at work, and I decided to take out a car title loan, but now I’ve lost my job, and they want me to pay $200 worth of only interest before they will allow me to refinance the loan. What can I do so they will work with me, [...]

I’m Living on Disability. Can My Creditors Take Me to Court? – Deb

I am a single woman only living on 700 dollars a month with credit cards if I dont paid these can the creditors take me to court can creditors take you to court if you on disablity? Deb This is your chance to be a hero and help out this person by providing your feedback [...]

How Do I Access My Noteworld Account Online? – Diane

I have been working with a debt settlement company. I would like to access my Noteworld account information. How do I do that? How do I access an existing Noteworld account? Diane This is your chance to be a hero and help out this person by providing your feedback and answer to the question in [...]

How Do I Handle Wells Fargo Suing Me Over Debt? – Cynthia

I had wells fargo visa that is in default for 16k. I was served sunday 12/08/12 but the paperwork was filed in the courts on 11/29/12. I think I have 30 days to respond and this is through contra costa county, california. Hello, I was served yesterday from wells fargo bank for a credit card [...]

What is the Bank of America or Advanta Credit Card Settlement Address? – Bobby

Can anyone tell me credit card settlement mailing address’ to inquire or offer a settlement by mail instead of calling by phone to Bank of America, or Advanta, ? Bobby This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments [...]

How Do I Respond to This Without a Lawyer? – Dan

Recieved a letter in the mail about a summons . Went to the county website and read what I posted below. Viewed Date Action Text Disposition Image 04/23/2015 1:30 PM DEPT. T1 HEARING RE: ORDER TO SHOW CAUSE WHY SANCTIONS SHOULD NOT BE ISSUED AGAINST PLAINTIFF FOR FAILURE TO FILE DEFAULT JUDGMENT PURSUANT TO CRC [...]

Will I be Sent Back to the Philippines from Dubai Because My Boyfriends are Fighting?

This reader question isn’t about debt but I thought I’d post it for all to answer a change of pace. I have an ex boyfriend and just separated with him a week before I went to Dubai but he did not accept the fact we got separated. After we broke up, I had a new [...]

Is An Authorized User Responsible for Charges on My Credit Card if I File Chapter 7 Bankruptcy? – Terri

is an authorized user responsible for charges on my credit card? I am filing for chapter 7 bankruptcy I have 2 credit cards with my daughters charges I want to include them everywhere I have checked says I am responsible but my lawyer said he’s not sure. Terri This is your chance to be a [...]

Will My Past Poor Credit Hurt My New Husband? – Diane

I have a poor credit history with an IRS tax lien from 2002. I filed bankruptcy in 2005. I was married in 2011. Is my husband responsible for repayment of a federal tax lien reported to my credit in 2002? Will my poor credit rating affect my husband’s credit score? This is your chance to [...]

What Can I Do to Get Out of Debt? – Jackie

I am married have 3 children I have a job that pays 16$ an hr and a Husband bringing in nothing I my rent is $950 car note $320 and lights $300 per month what can I do to get out of debt? Jackie This is your chance to be a hero and help out [...]

Can the Bank Chase the Wife for the Husband’s Debts?

My husband lost his job. He has a car loan, personal loan and 2 credit cards. He is now trying to get a job so he can make the payments normally. If in worst scenario he doesn’t get another job instantly and misses payments, can the bank chase the wife for all outstanding debts? This [...]