Category Archives: Reader Questions
- I Withdrew From College And Have No Intention of Paying The Old Bill But Want to Go Back
Progressive Financial Service Invoice that was sent to my home to inquire about a repayment fee for my student loan. I was not able to finish due to a lack of income and withdrew from college for a time. I was not able to go back immediately because of other obligations of a person matter, [...]
- I Have a Lien on My Property I Didn’t Know About From a Credit Card Company
I was trying to do a refinance of my mortgage when i was told there was a lean on my proptery from Assest Mangement. After a bunch of different phone calles i was told that this was due to a credit card bill from 2003. I was never informed of a hearing, nor do i [...]
- I Have Fraudulent Charges on My GE Money Mervyns Card and Now I’m In Collections. – Diana
I had a store credit card through GE Money for Mervyns. At the time, I lived in a apartment complex where the post man kept putting some of my bills in the wrong boxes, causing late bill payments. Well, with this specific company, I had the card for close to two years and had paid [...]
- We’ve Borrowed From Life Insurance and Profit Sharing and Still Underwater. – Julie
Three years ago, my husband lost his job. He spent about 8 months on unemployment at which point a friend of his offered to train him in the field of Medical Recruiting. He was led to believe it would be easy money and one placement would equal 2 months salary or more in other fields. [...]
- How Do I Convince My Husband We Don’t Need to Keep Up With the Joneses? – Keli
My husband and I have debts on our credit reports that are long outstanding. Plus we have a car loan and utilities that need to be paid now. We live payday to payday and shut off notice to shut off notice I want to get these past debts paid in full and I want to [...]
- Attorneys Buttermore and Kagan Never Settled My Debt. What Now? – Gary
Filed debt settlement with attorney Evan Kagan several years ago. Kagan left me with no help at all. I had paid more than $3000 for his help. Now he has sold out to Mr Buttermore. I never hear from Buttermore either. Debt collectors have been calling me day and night, seven days a week. I [...]
- Have My Car Title Out on a Title Loan But Need to Junk Car. – Kristen
Car title loan and now need a copy of my title to salvage broke down car I have a car title loan out on my car and it just broke down. Engine is locked up and I was told it would cost more to fix that what the car is worth. I now have to [...]
- Can I Just Walk Away From My S Corp Debt? – Christinia
i have about 17,000 of company debt. i’ve closed down my s corp company as of september 2011 but my company accumulated credit card debt under the company name that is now assumed under my name. is there any way I can just call my debt a loss and not have it impact my credit [...]
- I’m 72, Unemployed and Living on Social Security But Have Credit Card Debt. – Judy
I am 72 lost my job in 2010 my Unemployment benefits run out May 30 I owe about about 8K in credit card debt and am paying an old line of credit bill that my husband will not help with the balance is 11,700.00. My total income is 1300 per month from Soc. Sec. I [...]
- Are CareOne, MMI, Clearpoint, or GreenPath Credit Counseling Companies Legit? – Leah
$26,000 in credit card debt and medical bills piling up since my surgery last year. I lost one income since my surgery and only able to make minimum payment on my credit cards. I have been looking into several credit counseling companies for a week now and I would like to get in a Debt [...]
- My Credit is Ruined and I Just Got Laid Off. How Can I Improve My Credit Once I Get a Job? – Tina
I recently got laid off and I have a lot of credit cards and other bills that I can’t pay. I have no savings and I recently checked my credit score and it’s already being ruined. I’m afraid if I don’t get a job soon I’m never going to get out of debt or save [...]
- Can the Farrell Law Group Collect on My American Web Loan Account? – Tammy
I got a loan from American Web Loan and I though I paid this back in the amount of 360.00.Then I received a call from Eric at The Farrell Laws Group LLC at Po Box 32274 Kansas City Missouri 64171 Who says American Web Loan turned it over to them and they want me to [...]
- My Disability Income is Being Garnished And I Was Thinking About Blue Tax. – Gene
PRESENTLY MY TOTAL INCOME IS FROM A PRIVATE DISABILITY POLICY AND SOCIAL SECURITY DISABILITY. RECENTLY I DISCOVERED THAT IRS HAS GARNISHED 15% OF MY SOCIAL SECURITY INCOME AND 90% OF MY PRIVATE DISABILITY INCOME. I WAS CONSIDERING USING A TAX RELIEF SERVICE (BLUE TAX) AND I APPRECIATE YOUR APPREHENSION ABOUT THEIR DECEPTIVE ADVERTIZING AND THEIR [...]
- I Thought Once You Filed Bankruptcy You Could Not Do That Again. – Anastacia
debt piling up and have went bankrupt 6 years ago Cant pay car note anymore and have tried everything possible and you suggested bankruptcy but I thought once u go chapter 7 you cant file again. I was thinking about doin a voluntary repo on my vehicle is this a good idea when i have [...]
- Can a Private Student Loan Lender Still Collect After Ten Years? – Brad
I recently received a phone call from my ex wife stating we owe $14K on a private student loan that was taken out over 10 years ago for me to go to school. The loan was not paid and now we are in danger of being sued by the company that bought the loan. Does [...]