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Reader Questions

Is My Repossessed Motorcycle Debt a Legitimate Debt? – David


I had a motorcycle that I got too far behind on mg payments and it was repossessed and then it was turned over to a collection company Since my motorcycle was repossessed and then the unpaid debt was turned over to a collection company. I was wondering if this was legitimate debt and should be showing on my credit or ... Read More »

I Have a Judgment Against Me. Can I Still Buy a Home? – Cindy


i have a judgement but want to buy a home .can i ? i have a judgement against me but it doesnt show up on my credit report .can i still buy a home/ This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section ... Read More »

Are Apex Members and William D. Goodrich a Scam? – Renee


I have received multiple solicitations and when I called this company the first time, they were called a different name and had a different location. The next time I called them, they were a different company with the same employees. I see they aren’t highly rated on the BBB with lots of complaints. I tried asking if I could speak ... Read More »

I’m a Single Mom and Pregnant With My Second Child. Need Financial Advice. – Melody


I’m a single mom and currently pregnant with my second I had to put my traffic fines and student loan aside because I am not working and untill I can start a new job I only have 300$ a month from assitance to pay anything they suspended my licence also… Can I work with these people to bring down my ... Read More »

I Want Old Debt to Be Removed From My Credit Report. – Vivian


I have debt that I would like to have removed from my credit report NH has 3 years after final payment for a debt to be collected. Is there a form letter or a few statements I could use is a letter to the the credit reporting companies to have them remove these debts from my credit report? This is ... Read More »

I Borrowed Money From the Cash Store But Can’t Pay It Anymore. – Michelle


I owe the cash store about 600dlls and I just cant pay it anymore..I had refinance And I got the check back and it has the info to who its payable too..I was thinking of doing a stop payment but im afraid it wont work and that they try to take out the funds.. what should I do im confused ... Read More »

How Do I Find My Paperwork From When My Car Was Repossessed? – Felipe


My car was repossed several years ago how can I get paperwork showing the date of the repo I need help with finding paperwork on my car witch got repossed several years back in rhode island Felipe This is your chance to be a hero and help out this person by providing your feedback and answer to the question in ... Read More »

I Withdrew From College And Have No Intention of Paying The Old Bill But Want to Go Back


Progressive Financial Service Invoice that was sent to my home to inquire about a repayment fee for my student loan. I was not able to finish due to a lack of income and withdrew from college for a time. I was not able to go back immediately because of other obligations of a person matter, but now I feel as ... Read More »

I Have a Lien on My Property I Didn’t Know About From a Credit Card Company


I was trying to do a refinance of my mortgage when i was told there was a lean on my proptery from Assest Mangement. After a bunch of different phone calles i was told that this was due to a credit card bill from 2003. I was never informed of a hearing, nor do i have any knowledge of the ... Read More »

I Have Fraudulent Charges on My GE Money Mervyns Card and Now I’m In Collections. – Diana


I had a store credit card through GE Money for Mervyns. At the time, I lived in a apartment complex where the post man kept putting some of my bills in the wrong boxes, causing late bill payments. Well, with this specific company, I had the card for close to two years and had paid it off when I got ... Read More »

We’ve Borrowed From Life Insurance and Profit Sharing and Still Underwater. – Julie


Three years ago, my husband lost his job. He spent about 8 months on unemployment at which point a friend of his offered to train him in the field of Medical Recruiting. He was led to believe it would be easy money and one placement would equal 2 months salary or more in other fields. Catch was, it was 100% ... Read More »

How Do I Convince My Husband We Don’t Need to Keep Up With the Joneses? – Keli


My husband and I have debts on our credit reports that are long outstanding. Plus we have a car loan and utilities that need to be paid now. We live payday to payday and shut off notice to shut off notice I want to get these past debts paid in full and I want to cathc up on our car ... Read More »

Attorneys Buttermore and Kagan Never Settled My Debt. What Now? – Gary


Filed debt settlement with attorney Evan Kagan several years ago. Kagan left me with no help at all. I had paid more than $3000 for his help. Now he has sold out to Mr Buttermore. I never hear from Buttermore either. Debt collectors have been calling me day and night, seven days a week. I am now filing bankruptcy which ... Read More »

Have My Car Title Out on a Title Loan But Need to Junk Car. – Kristen


Car title loan and now need a copy of my title to salvage broke down car I have a car title loan out on my car and it just broke down. Engine is locked up and I was told it would cost more to fix that what the car is worth. I now have to salvage it, but I do ... Read More »

Can I Just Walk Away From My S Corp Debt? – Christinia


i have about 17,000 of company debt. i’ve closed down my s corp company as of september 2011 but my company accumulated credit card debt under the company name that is now assumed under my name. is there any way I can just call my debt a loss and not have it impact my credit personally? i understand to a ... Read More »

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