Archive for November, 2008
TEDTalks : The coming neurological epidemic – Gregory Petsko (2008)
Biochemist Gregory Petsko makes a convincing argument that, in the next 50 years, we’ll see an epidemic of neurological diseases, such as Alzheimer’s, as the world population ages. His solution: more research into the brain and its functions.
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Lynn is Working With a Debt Settlement Company But Being Sued By Her Creditor
Lynn wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Mortgage Lender List of Loss Mitigation Contacts That Can Help You Avoid Foreclosure
If you have a mortgage with one of the lenders below you can use the contact information to reach the person at the lender that should be able to direct you to the special terms or programs available to help you avoid foreclosure or to come to a solution regarding your delinquent mortgage.
The contacts should [...]
Bankruptcy Judges Should Have the Power to Modify Mortgages
The sagging home values are drawing attention to a gaping hole in bankruptcy protection, the ability for U.S. bankruptcy judges to be able to modify the terms of a mortgage to keep people in their homes that want to pay.
A couple of recent article really caught my eye, “Delahunt: Empower judges to modify mortgages” and [...]
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Bank of America Hit With Class Action Suit Over Credit Card Fees And Charges
On November 24, 2008 a class action lawsuit was filed against Bank of America, for deliberately engaging in a course of action that led to credit card customers to be intentionally penalized even though payments were made by the due date.
The suit cites, as an example, the case of Bruce Trombley who received a credit [...]
Carolyn Built Her New Home Using Credit Card Cash Advances
Carolyn wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
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Jenni Can’t Make the Car Payment and is Behind on Rent and the Clutch Just Went
Jenni wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
TEDTalks : Do the green thing – Andy Hobsbawm (2008)
Andy Hobsbawm shares a fresh ad campaign about going green — and some of the fringe benefits.
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Jay Got Sucked Down With The Falling Real Estate Market
Jay wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
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Jairo Wants to Stop Paying His Bank of America Clean Sweep Debt Consolidation Loan
Jairo wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Holy, Divorced, Disabled and Desperately in Debt
Holy wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
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Disjointed Use of Your Credit Score Can Leave You Unemployed or Dead
I’m afraid that your credit score is being used in all the wrong ways for all the wrong reasons.
The credit score was originally designed as an easy way for lenders to identify which potential customers would be low risk and high profit acquisitions. Using a credit score to screen new customers allows lenders to approve [...]
TEDTalks : A surprising parable of foie gras – Dan Barber (2008)
At the Taste3 conference, chef Dan Barber tells the story of a small farm in Spain that has found a humane way to produce foie gras. Raising his geese in a natural environment, farmer Eduardo Sousa embodies the kind of food production Barber believes in.
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Lauren is in a Fabulous Foreign Country and Can’t Afford Her Student Loans
Lauren wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Tough Credit Terms – Just Because You Need to Laugh
Source: Tough Credit Terms – Just Because You Need to Laugh
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“I’m Right There With Everyone Else”
My name’s Annette and I just got told that in two weeks, my job will go from 40 hours a week to 10. On top of that, I’m losing all my benefits. Which means I have no health insurance to cover my lupus.
My husband and I entered a debt management program several months ago [...]
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Bob Is Underwater And Drowning, In Debt
Bob wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
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Consumers More Intelligent Than Automakers Think
“Little Three” Detroit automakers seem to be consumed with fear that people would not purchase a new car from an automobile manufacturer that was or has gone bankrupt and that the fear of bankruptcy is scaring buyers away. I think this just shows how out of touch that Detroit is with the American buyer.
It is [...]
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TEDTalks : What I’m worried about, what I’m excited about – Bill Joy (2006)
Technologist and futurist Bill Joy talks about several big worries for humanity — and several big hopes in the fields of health, education and future tech.
Debt Management Program, DMP, Debt Management Plan and Debt Settlement Information Request
I encourage you to use the contact information below to learn more about how a credit counseling, debt management or debt settlement program may be able to assist you.
There is no cost and you are not obligating yourself to anything by completing the information request form below for information to help you to get [...]
Mug Shots of People Arrested For Forgery, Writing Bad Checks, And Credit Card Theft
In a bad economy, people do desperate and often very silly things to get by. Please don’t think that financial fraud is the way to make ends meet when things are tight.
If you can’t afford your life, please ask me for help and advice rather than following the path these people did recently.
Mug Shots
Source: Mug [...]
I See Debt People
I came up with this T-shirt idea and thought you might enjoy it as well. It made me chuckle so I’m hoping it puts a bit of a smile on your face as well.
You can get one for yourself from Rumplefart.
Steve
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Shellie Had Cancer And Is Now Slowly Dying From Terminal Debt
Shellie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
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John is Worried His Debt Will Scare Away His Fiancee
John wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
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Read Debt Confessions – Confess Your Debt Anonymously Online
Below you will find totally anonymous debt confessions that people from all over have shared through the Myvesta online debt confessional.
The debt confessional is an important tool that allows people to express their innermost true and honest feelings in a way that is anonymous and nonjudgmental. It is probably the most honest look that [...]
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Jason Has Not Paid His Mortgage in 10 Months And Wants to Keep His House
Jason wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Chris is in College With His Soon to be Wife And Slipping Below The Waves in Debt
Chris wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Rachel is in Medical Debt, Was Sued And Lost. What’s Next?
Rachel wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Click here to read the rest of "Rachel is in Medical Debt, Was Sued And Lost. What’s Next?"
Chloe Ruins Credit of Daughter With American Express
Chloe wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
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Roise Has Panic Attacks, Can’t Work, And Is Now Out of Money
Rosie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Click here to read the rest of "Roise Has Panic Attacks, Can’t Work, And Is Now Out of Money"
Jake Wants His Transcript But He Defaulted On His Student Loan Debt
Jake wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
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Eva Has Heard Negative Things About CCCS
Eva wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
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Bre Wonders Why Her Credit Report Still Shows Negative Items That She Thought Should Have Been Removed By Going Bankrupt
Bre wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Credit Card Approval – Just Because You Need to Laugh
I recently ran back into an old acquaintance, Ted Goff, who is a brilliant cartoonist. Ted has some really great work dedicated to the credit and debt fields and I wanted to share them with you.
Ted gave me permission to share them and I hope they either put a smile on your face or [...]
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Is a Credit Card a Right or a Privilege? – Personal Finance Bloggers Question of The Week
This weeks personal finance brain trust question was:
Is having and using a credit card a right or a privilege?
WC – A 27-year-old writer living in Chicago and writing about personal finance through The Writer’s Coin.
This one’s easy: this is a service. So if I had to pick I would say it’s a privilege.
When I was [...]
Worth Reading – New Tack in Default Battle: Cutting Mortgage Principal
Reducing the principal on mortgages is “a last resort,” says Paul Koches, executive vice president at Ocwen Financial Corp., a West Palm Beach, Fla., loan servicer that has shrunk the amount owed on 10,884 delinquent mortgages as of Sept. 30. That is 23% of all the loans modified by Ocwen so far this year.
Ocwen estimates [...]
Credit Card Companies Are Coming For You. Protect the Wife and Children.
I see a new advertising campaign in our future.
When Banks Panic
You Lose
Even though the Federal Reserve has lowered its rate to 1%, banks are raising your interest rates in hopes of making a bigger profit. Oh yes, they are raising your fees or charging news ones as well.
At a time when the government is pleading [...]
TEDTalks : The design of the universe – George Smoot (2008)
At Serious Play 2008, astrophysicist George Smoot shows stunning new images from deep-space surveys, and prods us to ponder how the cosmos — with its giant webs of dark matter and mysterious gaping voids — got built this way.
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Somali Pirates Are a Good Credit Risk. Maybe They Need An American Express Card?
The hijacking and hijinks of the pirates in Somalia have been in the news. Apparently a new home based business has sprung up off the coast of Somalia as armed pirates board shipping vessels and hold the ship and crew for ransom.
The hijackers have a favorite part of the coast to park their ships [...]
Ed is Disabled and Falling in Debt Fast. What Can He Do?
Ed wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
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