Archive for July, 2009

 

 

I Paid Off an Old Debt and My Credit Score Went Down. – Michelle

 
Michelle wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I Paid Off an Old Debt and My Credit Score Went Down. – Michelle"


Nobody Will Give Me a Debt Consolidation Loan to Pay Off My Debts. – Scott

 
Scott wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "Nobody Will Give Me a Debt Consolidation Loan to Pay Off My Debts. – Scott"


I Have No Money to Deal With My Money Problems. – Debra

Debra wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I Have No Money to Deal With My Money Problems. – Debra"


James in the UK is Feeling Horrible About His Situation.

James wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "James in the UK is Feeling Horrible About His Situation."


I’d Like to Consolidate My Federal Student Loan, Private Student Loan and Credit Card Debt Into One Debt Consolidation Loan. – Jane

Jane wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I’d Like to Consolidate My Federal Student Loan, Private Student Loan and Credit Card Debt Into One Debt Consolidation Loan. – Jane"


Credit Repair and Credit Counseling Firms Banned From New Jersey

A Final Consent Judgment has been entered against the defendants sued by the Office of the Attorney General in New Jersey and its Division of Consumer Affairs for allegedly offering credit repair and credit counseling services that consumers paid for but did not receive.
Defendants United Credit Adjusters, Bankruptcy Masters Corp., United Counseling Association, Inc., and [...]

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American Express is the Least Helpful and Scariest Creditor I Have. – Patricia

Patricia wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "American Express is the Least Helpful and Scariest Creditor I Have. – Patricia"


I Had a Chase Credit Protection Plan But They Didn’t Cover Me. – Jaimie

Jaimie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I Had a Chase Credit Protection Plan But They Didn’t Cover Me. – Jaimie"


I Worked For You, Remember Me? I’m Now Bipolar and in Debt. – Victoria

Victoria wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I Worked For You, Remember Me? I’m Now Bipolar and in Debt. – Victoria"


Should the Business Owners Get Involved With Debt Settlement? – Paul

Paul wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "Should the Business Owners Get Involved With Debt Settlement? – Paul"


I Did a Really Stupid Thing With My Credit. – BG

BG wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I Did a Really Stupid Thing With My Credit. – BG"


Would It Be Better To Use a Home Equity Loan to Pay Off Credit Cards or Go Bankrupt? – Carolyn

Carolyn wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "Would It Be Better To Use a Home Equity Loan to Pay Off Credit Cards or Go Bankrupt? – Carolyn"


I Found You Through Mary Hunt and Debt Proof Living. – Shelly

Shelly wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I Found You Through Mary Hunt and Debt Proof Living. – Shelly"


I Am So Stressed Over My Debt I Can Hardly Breathe. – Doug

Doug wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I Am So Stressed Over My Debt I Can Hardly Breathe. – Doug"


Should I Drain My 401(k) to Buy a Second House? – Armando

Armando wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "Should I Drain My 401(k) to Buy a Second House? – Armando"


I Want You to Meet Who You Helped Today – Zamira Tulelieva’s Group

It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the GetOutOfDebt.org [...]

Click here to read the rest of "I Want You to Meet Who You Helped Today – Zamira Tulelieva’s Group"


Chase Bank Lowers My Credit Limit As I Make Payments Each Month. – Josh

Josh wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "Chase Bank Lowers My Credit Limit As I Make Payments Each Month. – Josh"


I’m $211,000 in Student Loan Debt to Become a Lawyer. I Don’t Want to Be an Attorney Anymore. – Jacob

Jacob wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I’m $211,000 in Student Loan Debt to Become a Lawyer. I Don’t Want to Be an Attorney Anymore. – Jacob"


Recently Married But Brought My Sexually Transmitted Debt Into the Relationship. – Jeff

Jeff wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "Recently Married But Brought My Sexually Transmitted Debt Into the Relationship. – Jeff"


I Want You to Meet Who You Helped Today – Betty Nansubuga’s Group

It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the GetOutOfDebt.org [...]

Click here to read the rest of "I Want You to Meet Who You Helped Today – Betty Nansubuga’s Group"


Topaz Financial Services, Swiftrock Financial, & Mesa Rock Financial. Odd & Curious.

I’m not quite sure how this little article first began. What I can tell you is that it didn’t begin with me looking for any of these companies. But in my research I noticed something very odd, three debt settlement companies were advertising themselves as the “leader in debt resolution” but they were all using [...]

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The Dark Side of Debt Settlement – MSNBC

I’m probably going to get a stern email from the folks at MSNBC saying that I shared too much of one of their stories with you. But the information is so important, you need to read it. I urge you to click through and read the rest of the story.
The basic strategy these firms employ [...]

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I’m in Canada And Afraid of Financial Success. – John

John wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I’m in Canada And Afraid of Financial Success. – John"


I Was Turned Away By a Credit Counseling Company Because I Didn’t Have Enough Debt. – April

April wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I Was Turned Away By a Credit Counseling Company Because I Didn’t Have Enough Debt. – April"


I Had to Flee the UK. Will I Be Arrested For Debts When I Fly Back In? – Ann

Ann wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I Had to Flee the UK. Will I Be Arrested For Debts When I Fly Back In? – Ann"


We Went to a Bankruptcy Attorney And Was Told Bankruptcy Was Not a Good Thing. – Barcia

Barcia wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "We Went to a Bankruptcy Attorney And Was Told Bankruptcy Was Not a Good Thing. – Barcia"


I Used Credit Cards to Get By While in College. Now They Want Me to Pay. – Tracy

Tracy wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I Used Credit Cards to Get By While in College. Now They Want Me to Pay. – Tracy"


Even Rich Kids Need to Learn How to Handle Money in a Bad Economy

In uncertain economic times, money troubles and worries are not limited to middle class incomes and lower, even the high flying richy rich families and parents are worried about how to pass on good messages and education about making ends meet.
But the rich and the not-so-rich do have something in common this summer: worrying about [...]

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Australians Sinking in Debt. Bankruptcy Urged As The Way Out.

In an excellent article from Australia I learned that the consumer debt crisis is causing people everyday in Queensland to petition for bankruptcy. The consumer debt crisis is certainly not limited to just one country and with the embrace of easy credit in roo land, consumers are feeling the debt pain also.
The article, Cast Off [...]

Click here to read the rest of "Australians Sinking in Debt. Bankruptcy Urged As The Way Out."


American Express Cancelled My Card With Them Because My Mom Defaulted on Hers After 32 Years. – Carl

Carl wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "American Express Cancelled My Card With Them Because My Mom Defaulted on Hers After 32 Years. – Carl"


I Was Sentenced to Prison For My Debt in Dubai. – Asif

Asif wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I Was Sentenced to Prison For My Debt in Dubai. – Asif"


I’m a Filipino in Dubai and Scared I Will Have to Leave the Country to Avoid Jail. – Hope

Hope wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I’m a Filipino in Dubai and Scared I Will Have to Leave the Country to Avoid Jail. – Hope"


I Own a Home But Can’t Seem to Refinance it to Take Cash Out. – Kathy

Kathy wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I Own a Home But Can’t Seem to Refinance it to Take Cash Out. – Kathy"


I’m Thinking of Killing Myself Because of My Gambling and Debt. – Christie

Christie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I’m Thinking of Killing Myself Because of My Gambling and Debt. – Christie"


Judgments Tossed Out Against Debtors in New York. Law Firms and Debt Collectors Sued.

New York Attorney General Andrew M. Cuomo today announced his office has sued 35 law firms and two debt collectors in New York State in order to throw out an estimated 100,000 default judgments improperly obtained against New York consumers. This is the latest action in Cuomo’s ongoing investigation into unlawful debt collection practices.
According to [...]

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Please Review This Debt Rx USA Marketing Material for Me. – Jeannie

Jeannie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "Please Review This Debt Rx USA Marketing Material for Me. – Jeannie"


We Had a Contract for Deed / Land Sales Contract But the Owner Went Bankrupt. – Dawn

Dawn wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "We Had a Contract for Deed / Land Sales Contract But the Owner Went Bankrupt. – Dawn"


The Truth About Credit Counseling and Debt Settlement. Interviewed by Mary Hunt.

Today I appeared on the radio show of Mary Hunt and talked about the realities of modern credit counseling and debt settlement issues.
You can listen online:

If you can’t see the player above, click here.

@GetOutOfDebtGuy
Source: The Truth About Credit Counseling and Debt Settlement. Interviewed by Mary Hunt.

Click here to read the rest of "The Truth About Credit Counseling and Debt Settlement. Interviewed by Mary Hunt."


How Can I Get the Bill Collectors to Stop Calling Me? – Steve

Steve wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "How Can I Get the Bill Collectors to Stop Calling Me? – Steve"


My Mother Was Told by a Lawyer to Stop Paying Her Bills. – Keith

Keith wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "My Mother Was Told by a Lawyer to Stop Paying Her Bills. – Keith"


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