My husband and I met with a bankruptcy attorney. He has a great reputation and we feel very comfortable in our choice. We have $58,000 in CC debt. Since my husband lost his job we are in bad shape. We have never been late with mortgage or car payments and our attorney is telling us that we can keep our house and cars if we want even though we are filling a Chapter 7 bankruptcy. We have no assets (jewelry/expensive furniture, etc.) So wouldn't our home (with very littlle equity) and cars (again, nothing fancy) be our only assets? I am worried beacuse everything I read about Chapter 7 talks about "liquidating assets". I am sure our attorney has done this many times, but I don't want any surprises. What's your experience with this? Any information that you can provided would be appreciated.