Michael, 

There are some things you may be able to do that doesn't impact your credit score negatively, however keep in mind, if you are struggling to repay the debts and are over extended your credit score may already be affected. 

With that being said, you may be able to defer the student loans for a period that will allow you to concentrate on paying off the credit cards, and then begin payments again on the student loans using the extra funds from the paid off credit cards to repay the student loans at a quicker rate. 

This will depend on the type of school loans you have, and you will need to speak to who has those loans as to any types of deferments or other options. 

Regards, 

Jon