I am here shaking, trying to figure out what to do.  My SSDI HAS BEEN GARNISHED by the Department of Education.  This is because of a $50,000 debt, only $20,000 of which is actual loan funds.  The rest is accumulated interest, penalties, & fees, despite the fact that the loans have been variously deferred, in forbearance, etc all of this time.  Perhaps 2 years ago, I got a letter from the Dept of the Treasury stating my SSDI could be Garnished at any time, with no further Notification–also neither they nor the SSA would have any answers "Don't call us"–pretty much.

My question is, this Garnishment places me FAR below the Poverty Level.  I cannot pay rent–much less utilities.  How might I go about getting the Garnishment Reversed & try to have the loan discharged– or in an acceptable status to the Dept of Ed?  Help me please!  Neither SSA nor Dept of Ed advised me my check would be changing!