I don't know why but tonight after two hours of sleep, I was wide awake. My solution was to head up to the guest room and watch some television in hopes I would fall back to sleep. No such luck.

As I laid there watching the overnight infomercials on the little television I could not help but remember those days when I was deep in debt, stressed, and unable to sleep. It seems like some of the very same commercials and shows were on back then.

When I was deep in financial trouble I found myself doing what most people…