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Get Out of Debt Questions

A place for you to post a credit or debt question about debt in the U.S., United States.

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This is the location to post all questions in this forum. We've just created one category so it is easy to know where to post your question. If you would like to ask your question so Steve Rhode (@GetOutOfDebtGuy) will answer it then Click Here.

	Started	Last Post	Posts	Views
does loss midigation have supervisers too?	July 14, 2010 1:10 pm by Diane902	July 29, 2010 4:34 am by Jon Emge	2	32
SallieMae is taking me to court because I have defaulted on my student loans. How do I come up with $2000 just so I dont have to go to court?	July 14, 2010 3:23 pm by Shannon923	July 29, 2010 4:30 am by Jon Emge	2	39
Would debt management be the best option for me?	July 14, 2010 3:31 pm by Lin993	July 29, 2010 4:26 am by Jon Emge	2	31
Should we start closing these credit cards and go with the lower minimum payments for a year and buy us some time?	July 26, 2010 11:01 am by Chris266	July 29, 2010 4:15 am by Jon Emge	2	32
Do you think my creditors will settle the debt for half of the amount?	July 26, 2010 1:11 pm by Mary098	July 29, 2010 4:08 am by Jon Emge	2	32
I feel trapped; laid off from work, 50k in debt, just filed for unemployment. Where can I go for help?	July 26, 2010 5:14 pm by Shaun6565	July 29, 2010 3:57 am by Jon Emge	2	39
i want to get married in the middle of my chapter 7, my will be new wife has assets. can this be a problem with the trustee?	July 26, 2010 10:35 pm by David879	July 29, 2010 3:44 am by Jon Emge	2	20
Is there any way to get rid of credit card and school loan total with out hurting credit score?	July 26, 2010 10:39 pm by Michael421	July 29, 2010 3:33 am by Jon Emge	2	11
How do I eliminate my credit card debt and start to come out ahead every month, how do I create and stick to a budget?	July 26, 2010 11:09 pm by Sarah614	July 29, 2010 3:22 am by Jon Emge	2	14
Which debt should I focus on paying off and should I stop making 401k contributions to pay off even more?	July 26, 2010 11:14 pm by Susan217	July 29, 2010 3:07 am by Jon Emge	4	74
Is there any advice you can give me on loan mod?	July 26, 2010 12:44 pm by Ria192	July 28, 2010 10:38 am by Jon Emge	2	20
In looking at all the debit relief options how can I know I am not being ripped off there as well?	July 26, 2010 1:06 pm by Micki488	July 28, 2010 10:32 am by Jon Emge	2	28
How can I pay student loans with no job, is their a program for forgiveness or somehow a settlement?	July 23, 2010 6:31 pm by Angela249	July 28, 2010 10:24 am by Jon Emge	2	29
Can you tell me should I consider chapter 13 or should i myself try to negotiate with these creditors. I was told I could do it myself, or hire an legitimate attorney?	July 26, 2010 12:41 pm by lmaze43	July 28, 2010 6:43 am by Jon Emge	2	49
What would be the best option to get out from under the medical debt? Those are the only bills I wish to consolodate, woudl that be an option?	July 26, 2010 10:23 pm by Melinda037	July 28, 2010 6:34 am by Jon Emge	2	20
Would you recommend getting a loan to cover my debts or what should I do?	July 26, 2010 10:25 pm by Jollie775	July 28, 2010 5:00 am by Jon Emge	2	28
Is being mislead fraud? can i be made to pay even though loan app has false adressess on it and dates that were rewritten over and my last name sqeezed on?	July 26, 2010 10:33 pm by Melissa132	July 28, 2010 4:55 am by Jon Emge	2	10
It appears as though most credit card companies wont even address my issue because I'm current. But is there anything I can do?	July 26, 2010 1:33 pm by Michael762	July 28, 2010 4:34 am by Jon Emge	2	32
What health insurance do you recommend for a 52 yr old without me going into debt and running thru my savings? What should I do with my 401K?	July 26, 2010 10:37 pm by Lindar558	July 28, 2010 4:17 am by Jon Emge	2	12
Should I try consumer credit counseling despite the low success rate?	July 26, 2010 11:04 pm by Rebecca954	July 28, 2010 4:08 am by Jon Emge	2	10
We are about to use a debt management company, do you think this will help?	July 26, 2010 10:55 pm by Joe919	July 28, 2010 3:59 am by Jon Emge	2	11
Creditor wants me to "settle" my debt but not mark it as "settled in full". Can they pass the remaining on to a collection agency and ask for the rest?	July 26, 2010 12:50 pm by Brian005	July 27, 2010 5:22 am by Jon Emge	2	57
Do I really owe the line of credit from the short sale of my house? $58,000 from second mortgage.	July 26, 2010 1:26 pm by Jas660	July 27, 2010 5:16 am by Jon Emge	2	45
Should I take the offers the credit card companies are extending to me that could cut my debt in half? Or should I declare bankruptcy?	July 26, 2010 1:19 pm by Michell385	July 27, 2010 5:04 am by Jon Emge	2	33
I have spoken to lots of lawyers and all want lots of money upfront, if i'm want to go bankrupt chapter 7 why is it soooo expensive?	July 26, 2010 1:14 pm by jrod1897	July 27, 2010 4:59 am by Jon Emge	2	26
Should I look into Bankruptcy or some other avenue for relief?	July 26, 2010 1:55 pm by Deborah185	July 27, 2010 4:50 am by Jon Emge	2	63
Is there any grant or anyone willing to help me pay off my student loans?	July 26, 2010 5:08 pm by Craig521	July 27, 2010 4:07 am by Jon Emge	2	37
I've been hearing that after charge-off, there's no benefit to settlement to your credit report. Is this true?	July 26, 2010 5:03 pm by Sonya739	July 27, 2010 4:04 am by Jon Emge	2	32
Husband procrastinating to file for Bankruptcy. Trying to get him to go on a budget also is impossible. At wit's end and don't know what do to or how to protect myself and my kids?	July 26, 2010 10:45 pm by Carmen512	July 27, 2010 3:52 am by Jon Emge	2	12
My mother in law cosigned a school loan a few years back. Since then the remainder of that debt was transferred to her credit card. Am I responsible for this debt?	July 26, 2010 11:00 pm by Count437	July 27, 2010 3:47 am by Jon Emge	2	10

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Most Users Ever Online: 100 Currently Online: 14 Guests Currently Browsing this Forum: 13 Guests	Forum Stats: Groups: 2 Forums: 10 Topics: 1089 Posts: 2393	Membership: There are 1524 Members There have been 3 Guests There is 1 Admin There are 2 Moderators	Top Posters: Mike Killian – 187 Damon Day – 167 Michael@CRN – 12 muhammedkhair – 12 Donnie968 – 10 Jackie65 – 6
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Comment from Steve Rhode on White House Press Conference July 29, 2010 - FTC Debt Relief TSR Announcement
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