I have $5,800 of credit card debt with a high interest rate. This year I had a medical emergency and have depleted my savings, and have no savings cushion. I usually get an approximately $2,500 tax refund every year. How do I get the most out of my return? Rebuild my emergency fund, or pay [...]
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Getting married soon. Does our credit and Debt combine?
I’m getting married soon and was wondering how does the whole credit score and debt thing work now? Will our credit scores combine and average out? Will my debt become tacked onto his? Renee
How Much Time Do I Have to Get My Motorcycle Back After Being Repossessed? – Ashton
HSBC just repossessed my motorcycle and they want the lump some that pays it off in order to get it back. During the past few months I called and changed my address with them which turns out they never did and made arrangements with them to make the account current and avoid repossession and again [...]
I Signed With Bay View Law Group. How Can I Make this Right with My Creditor? – Amy
I signed with Bayview law group. I was current on my credit cards- only 2 of them. THey told me I would need to miss a payment then I could enter the program. I made 7 monthly payments of 460. each month. Now I learn I have 500. in my trust acc’t and I can’t [...]
All About Consumer Recovery Network
Company Name Consumer Recovery Network Owners/Managers Michael Bovee – CRN President Physical Street Address 110 Main Suite A Sandpoint, Idaho 83864 Contact Information 800-939-8357 [email protected] Website consumerrecoverynetwork.com Description of Services Provided We provide detailed information to those struggling with debt. The comprehensive upfront debt and credit education is supplemented with ongoing information delivered throughout our [...]
Silverthorn & Lupolover Advanced Fee Canadian Debt Settlement Contract Review
A reader has sent in a contract for advanced fee debt settlement services from Silverthorn & Lupolover, LLP in Canada. I thought it would be interesting to take a look at what is being sold in Canada with this partnership of an American and Canadian attorney firm Mark Silverthorn – Canada and Michael Lupolover – [...]
Innovative Wealth Builders – Consumer Complaint –
Date You Feel You Were Scammed: October 4, 2010 State You Live in: Virginia Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: $2,593 Company Name: Innovative Wealth Builders Company Address: 28059 U.S. Highway 19 North Clearwater, Florida 33761 Company Telephone Number: Website of Company: youriwb.com Consumer Statement: I, too, recieved a phone call [...]
Senators Angry About Freddie Mac Betting Against Homeowners
by Jesse Eisinger ProPublica Sen. Robert Menendez, D-N.J., had sharp words for Freddie Mac’s investment practices and conflicts of interest at a Senate Banking Committee hearing Thursday. The senator’s concerns came in the wake of a ProPublica and NPR report that Freddie, the giant taxpayer-owned mortgage company, had made concentrated investments in complex mortgage securities [...]
Nationwide Financial Consulting – Consumer Complaint – 2-10-2012 (2)
Date You Feel You Were Scammed: January 15, 2011 State You Live in: Ohio Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: $500 Company Name: Nationwide Financial Consulting Company Address: 4952 Warner Ave. Suite 100 Huntington Beach, CA 92649 Company Telephone Number: 877-717-0940 Website of Company: nationwidefinancialconsulting.com Consumer Statement: I was contacted by [...]
Nationwide Financial Consulting – Consumer Complaint – 2-10-2012
Date You Feel You Were Scammed: December 21, 2011 State You Live in: Illinois Race/Ethnicity: Black or African American Age Range: 51-65 Total Amount of Fee Paid: $550 Company Name: Nationwide Financial Consulting Company Address: 4952 Warner Ave. Suite 100 Hunting Beach, CA 92649 Company Telephone Number: 877-717-0940 Website of Company: nationwidefinancialconsulting.com Consumer Statement: On [...]
CFPB Gets an Earful of Good Suggestions About Student Loan Disclosures
Recently the Consumer Financial Protection Bureau (CFPB) requested feedback from consumers about student loan issues. Advanced results and feedback on the survey are now available. The focus of the CFPB effort is to make information more available to students and potential students so they can make the best and most informed decision possible before falling [...]
Mortgage Settlement With Banks Leaves Consumers Still Looking In the Abandoned Windows
by Cora Currier ProPublica The Obama administration is billing today’s $25 billion agreement between most states and five banks that engaged in flawed or deceptive practices as a big win for struggling homeowners. Most of the money in the settlement isn’t a penalty, or a fine levied on the banks. Instead, the biggest slice of [...]
GetOutOfDebt.org Named Top Site for Dealing With Debt on MSN Money
I love surprises. Good surprises that is. And I just got one. A reader let me know the GetOutOfDebt.org website was just listed as the top site by Liz Weston for dealing with debt issues. Her article about The 102 Best Money Websites was directed at those that “Need information or help with a money [...]
I paid Liberty Legal for a mortgage modification and I’m about to lose my home.
I payed liberty legal 1775.00 after seeing an ad on TV on channel 11 in DFW area Texas during the Prices is Right at 10.00 to 11:00AM , they showed a picture of President & the Whitehouse & made it seam like it was part of the stemulious programs of the government& told me I [...]
I Can’t Afford My Chapter 13 Payments And Worried About Foreclosure Deficiency. – Lars
I am recently divorced and due to hardship filed for chapter 13 bankruptcy. After 5 months of negotiations with the trustee; it has now become questionable if I am able to do the chapter 13 and still make monthly ends meet. Based on the latest proposal from the trustee; I would need to pay approximately [...]