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The Latest

Somali Pirates Are a Good Credit Risk. Maybe They Need An American Express Card?

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The hijacking and hijinks of the pirates in Somalia have been in the news. Apparently a new home based business has sprung up off the coast of Somalia as armed pirates board shipping vessels and hold the ship and crew for ransom. The hijackers have a favorite part of the coast to park their ships while they await the ransom ... Read More »

Ed is Disabled and Falling in Debt Fast. What Can He Do?

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“Dear Steve, I am disabled and falling in debt faster than i can handle. I am barely staying alive with trying to feed my family. I am behind on my mortgage and regular bills (utilities). I stopped paying on my credit cards just to try and keep my utilities from being disconnected. credit card companys are calling me constantly for ... Read More »

One Million Free Airline Tickets

Ryanair Free Seats

One of the things I loved to hate when I lived in the UK recently was the airline Ryanair. The flight were mostly on time but at outlying airports. The cabin staff was not great but always managed to get their little cart with sandwiches you could buy down the aisle. Ryanair was the first airline I ever flew on ... Read More »

What I’m Reading and Watching Today

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I do more than just write answers to questions, I read as well. And my days involve math as well. It’s like being back in school, but this time with a calculator and spell check. Oh where were you when I needed you. Back then we had flash cards and now we have flash RAM. I still remember when my ... Read More »

C Wants to Defer Student Loans Without Hurting the Credit Report

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C “Dear Steve, I paid my way through college and fortunately could afford to take out only subsidized Stafford loans amounting to $10,000. After graduating I planned to find a full time job but have only found part time temporary jobs. I clustered these jobs over the last eight months and have been able to pay down my debt to ... Read More »

Stop Debt Collectors – 100 Pages of Good Advice

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I didn’t tell Gerri Detweiler that I was going to purchase her book and secretly read it. I knew she would have sent me a free copy if I had asked but I didn’t want our friendship to cloud my review of her new book “Stop Debt Collectors: How to Protect Your Rights and Resolve Your Debts”. The book can ... Read More »

Valerie And Her Vanishing American Express Card Business Account

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“Dear Steve, I had an American Express business account. I ran it up to $2000 when my husband was in the hospital for 4 months and couldn’t pay it all at once. I finally paid it off in about 2-3 months. When I paid it off completely, they cancelled my card. They said the reason was that my “other” credit ... Read More »

Listen to the Story of Dan and Mary

I found this radio show online about Dan and Mary who found themselves under pressure about money, managing their money, and even went to a Dave Ramsey seminar but that did not fix things. Finally Dan and Mary decided that they had to split. I think what resonated with me is that the issues that Dan and Mary discuss are ... Read More »

Jerry Wants to Know How to Repay Debts He Can’t Afford

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“Dear Steve, I have a time deposit at the bank and borrowed 80% of it using the deposit as collateral. I already skipped 3 payments even for the interest alone. My car is also mortgaged at another lending firm and I already skipped 2 monthly payment for my amortization. I have a small business but the income I get is ... Read More »

James Wants to Know If Capital One Will Take His Car If He Stops Paying His Credit Card

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“Dear Steve, I can not pay my credit cards,because of sickness. I have a auto loan with Capital One and a credit card with them as well. If I just pay only my auto loan on time each month and stop paying on the credit card, can they touch my car because I pay one and not the other. James” ... Read More »

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