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How Can I Find a Student Loan Bankruptcy Attorney? – Katina

student loan default

“Dear Steve, Thinking about filing bankruptcy but I keep being told it will not cover student loans How do I find a lawyer that will help me file bankruptcy that will include my student loans? Katina” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, ... Read More »

The Advocacy for Consumer Rights, TAFCR, Sues Consumer Reporter

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Update 3-26-2014 The court dismissed the case. THE ADVOCACY FOR CONSUMER RIGHTS LLC, a.k.a TAFCR, an Arizona foreign limited liability company, Plaintiff, V. STEVE RHODE AND JANE DOE RHODE; JOHN DOES I-X; JANE DOES I-X; ABC PARTNERSHIPS I-X; DEF LIMITED LIABILITY COMPANIES I-X; and XYZ CORPORATIONS Defendants. For their claims for relief against Defendants, Plaintiffs allege as follows: PARTIES, JURISDICTION ... Read More »

Best Buy, Target, and Walmart Text Spammers Settle With FTC

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An affiliate marketing company and its two principals have agreed to settle Federal Trade Commission charges for allegedly sending out more than 42.5 million unwanted and deceptive text messages to consumers. The case is part of the FTC’s continuing crackdown on spam text messages and the settlement prohibits the defendants from sending unwanted texts to consumers, and from misleading consumers ... Read More »

Debt Settlement Mailer From Frisco, Texas Raises Alarms

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Well here is yet another version of a debt settlement mailer being sent out to consumers. This one comes from Wichita, KS postal permit 1148. The address of the sender is 2611 Internet Blvd, #021, Frisco, Texas 75034. According to the BBB that is the address for United Debt Services. They list David Melrose as the owner. Melrose is also ... Read More »

CFPB Anti-Scamming Regulation to Better Protect Consumers

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A fascinating new paper out by Jean Braucher talks about the historical context of scamming and what history has taught us about why consumers are so easily scammed. “Nineteenth century American literary masters Edgar Allen Poe, Herman Melville, and Mark Twain (with co-author Charles Dudley Warner) all examined scamming in their largely pre-regulatory time. These authors made two prescient observations ... Read More »

I Have Stage 4 Colon Cancer and Student Loans. – Maria

'Cancer' highlighted in green

“Dear Steve, 2001 got private student loan grandfather co signed. Grad 2007 after a divorce and a child born in 2008 I had finical hardship. Ive paid on time in 2012 . 2013 diagnosed with stage 4 colon cancer im on full disability, my co borrower is now 87 and on ssa as well. Its 160 days past due. What ... Read More »

Can I Get a Mortgage After a Chapter 13 Bankruptcy? – Kellie

Real Estate Concept

“Dear Steve, I recently discharged my ch 13. I am interested in understanding how long I should wait to consider a new home purchase. My fiancé has excellent credit but I contribute the bulk of the income. I am hoping that the 2 years you eluded to can be minimized with his credit history. Thoughts? Kellie” Don’t miss our free ... Read More »

Consumers Still Prime Targets for Debt Settlement Bogus Mailings

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I just received a submission from my I Buy Junk Mail program that serves as an example of the continued marketing that is going on to consumers with money troubles. In just a week or so, one consumer received the three irritatingly deceptive mailers you see below. I’ve reported before on mailers sent bearing the same postal permit numbers, (Santa ... Read More »

Lloyd Ward and His BFF Lloyd Regner Found Guilty

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The only part of this story which make it even more bizarre is the fact Lloyd Ward and Lloyd Regner, ex-business partners, are now involved in suing each other and allegedly trying to win back their mutual former clients from each other. Whatever was going on between them, can be read here. But in a press release issued a couple ... Read More »

Kicking Ass, Taking Names Trust Owners Arrested

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Christy Romero, Special Inspector General for the Troubled Asset Relief Program (SIGTARP); Benjamin B. Wagner, United States Attorney for the Eastern District of California; and Kamala D. Harris, Attorney General for the State of California, announced today that Tamara Teresa Tikal, 43, of Brentwood in Contra Costa County, Calif., and Ray Jan Kornfeld, 57, of Las Vegas, Nev., were arrested ... Read More »

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