The following online links and guides will help you to determine what federal student loan programs are available and can help you determine what your monthly payment would be.

These special federal government student loan repayment programs may significantly reduce your monthly payment and help you to make it through the month with a bit of breathing room.

Student Loan Resources

You can use the following student loan resources to help reorganize, discharge or forgive your student loan payments.

The Overall Guide to Dealing With Student Loan Debt

• The Ultimate Guide to Dealing With Student Loans You Can’t Afford

Discharge Your Student Loans in Bankruptcy

• How to Really Discharge Your Student Loans in Bankruptcy. Many Can. But Never Try.

Student Loan Forgiveness and Discharge Information

• The Ultimate Guide to Dealing With Student Loans You Can’t Afford
• Obama Student Loan Forgivess Program
• Military Student Loan Forgiveness and Discharge Programs
• Student Loan Forgiveness or Discharge Can Create a Huge Tax Bill. Watch Out!
• Student Loan Public Service Loan Forgiveness – New Forms and Documentation Released
• Government Student Loan Disability Discharge

Student Loan Consolidation Information

• Student Loan Consolidation Payment and Interest Rate Calculator
• Student Loan Consolidation Opportunities and the Best Way to Lower Your Student Loan Payments
• Federal Direct Consolidation Loan Online Calculator

Specific Federal Student Loan Repayment Program Information

• Standard Repayment Plan
• Graduated Repayment Plan
• Extended Repayment Plan
• Income Based Repayment Plan
• Pay As You Earn Repayment Plan
• Income Contingent Repayment Plan
• Income Sensitive Repayment Plan

Maybe College Isn’t the Answer

• Maybe You Should Not Go to College