Tag Archives: bad credit
- How Can I Fix My Bad Credit So I Can Get a Loan? – Andy
“Dear Steve, I let two parcels of real estate,one my home, go into foreclosure. Both had first and second mortgages. They were both worth much less than the principle amounts. I have no debts whatsoever. I have the downpayment and income to buy a new home but cannot get approved for a new loan because [...]
- How to Easily Rebuild Your Credit and Have Good Credit Again
Most credit repair scams and schemes and just a worthless waste of money and don’t help you to legally rebuild your credit. Here is a simple process I have advised people to use for years that does the trick for rebuilding and restoring your credit from any credit disaster. This isn’t some crafty or quasi-legal [...]
- Should I Pay My Old Debts or Just Let Them Fall Off My Credit Report? – Lucas
“Dear Steve, I got laid off about 6 or 7 years ago. During that time, all my accounts; credit cards… loans, personal accounts went into default. Today, over 6 years later, my credit is worse than it has ever been. I believe that all my credit cards,and accounts that went into default fall under “expired [...]
- I Have Bad Credit And Now I’m Trying to Buy a Home. My Bad Credit is Haunting Me. – Brian
“Dear Jeremy, OUT OF HIGH SCHOOL IVE HAD BAD CHOICES IN BUILDING MY CREDIT NOW THAT IM LOOKING TO PURCHASE A HOME IT IS HAUNTING ME….. I HAVE DEBT THAT IS PREVENTING ME FROM LENDERS EVEN WANTING TO HELP ME. I HAVE A CREDIT REPORT AND HAVE BEEN PAYING OFF DEBT NOW I ONLY HAVE [...]
- I Went Into Debt Settlement And Now Can’t Get a Job at the Bank. – Valerie
I went into debt settlement two years ago and although it is helping somewhat now i cannot get a job at the bank i applied to. What are my options? Valerie Click here to help people to get out of debt. This reader question was submitted for site members to answer. This is your chance [...]
- How Can I Get Rid of My Delinquent Balances? – Ana
Ana wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- I Signed Up With Money Management International and Now I Have Bad Credit. – Anna
Anna wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- I Have Bad Credit And I Want Good Credit. – Jamie
Jamie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- We Are Looking Forward to Buying Our First Home But Our Credit Sucks. – Casey
Casey wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- “How Do I Go About Making My Credit Score Better” – Antoine
Antoine writes in to the Get Out of Debt Squirrel and asks: I don’t have credit card dept of any kind. I’ve never filed bankruptcy. I have bills on my credit report some of them I’m unaware of and the others are overdue bills. How do I go about solving the problem to get it [...]
- Is There a Bad Credit Debt Consolidation Loan Out There For Me? – Diane
“Hi Steve, I am married with a 21 month old. Both my husband and I have 620 scores so obtaining credit is not that easy. Currently we have about $13,000 in debt that we need to get rid of just to make it each month. My husband is the only one working and we currently [...]
- My Twenty Year Old Daughter is in a Terrible Financial Situation. – Sam’s Mom
Sam’s Mom wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like [...]
- How to Buy a House With Marks on Your Credit
If you have any negative marks on your credit such as a late payment, default, repossession, lien, judgment or bankruptcy you probably think you’ll never be able to buy a house. Not so. If you have a steady and secure income that is high enough so you can afford to make the monthly payments, and [...]
- How to Buy a Car With Marks on Your Credit and Not Get Taken for a Ride
If you have any negative marks on your credit such as a late payment, default, repossession, foreclosure, lien, judgment or bankruptcy you probably think you’ll have a hard time buying a car (or truck or van). Think again. There are many options available to you, but you’ve got to understand the advantages and disadvantages of [...]
- Seven Easy, Surefire, Guaranteed Ways to Trash Your Credit
I spend a lot of time helping people resolve credit issues and getting finances under control. Now it’s time to give guidance to those folks who are desperate to screw-up their credit. Who’d want to do that, you say? Plenty of folks are in an all-fired rush to make bad credit mistakes. Here’s how they [...]