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Tag Archives: bank of america

Are Lloyd Ward and Associates Truthful? – Mitchel

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owe over 22000.00 on 2 credit cards to Bank of America. have talked to Lloyed Ward and Ass. are they truthful and can them be trusted.Heard a lot of bad stories about this type of thing. Don’t want to lose every thing I do have because some company takes the money and runs. Bankrupty isn’t and option. What can be ... Read More »

Biggest Banks Nailed by Foreclosure Paperwork Problems

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by Marian Wang, ProPublica Three of the nation’s largest mortgage servicers have halted foreclosures as scrutiny increases over whether they verify the required paperwork. Several other servicers have also been faulted for foreclosure affidavits that were signed without much authentication, but they have not yet halted foreclosures. Last week, we noted that the discovery of “robo-signers” — employees who signed ... Read More »

I Have Accounts With AMEX and B of A That Are About to go to Collections. – Edward

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Edward “Dear Steve, I am not a great storyteller so here is my situation- I have three accts with AMEX that are charged off and are about to go to collections total is about $8,000 I have credit acct with BoA that is charged off to the tune of $5,000, I don’t know what to do. I lost my job ... Read More »

Jairo Wants to Stop Paying His Bank of America Clean Sweep Debt Consolidation Loan

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Jairo “Dear Steve, I opened that Bank of America Clean Sweep six months ago and I keep paying every month a little more than the minimum but the amount is almost the same and they reduce my credit card from $7000 to $500. My wife’s job is giving her less hours every month and she is the head of household, ... Read More »

I Would Like to Consolidate My Debt, However I’m Having a Difficult Time Finding Someone Who Will – Laurie

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“Dear Steve, I am current of all of my debt. Do not have any past due debt. I do have about 25,000 in credit card debt and would like to consolidate, however am having a difficult time finding someone. Also, my main problem is that I have a Bank of America card fo 12,000 that they just raised my interest ... Read More »

I Am Married With Five Children and Struggling to Get By. Ken

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“Dear Steve, I was self/unemployed after a layoff for about 3 years, until about a year ago. I had about $60K of home equity, but accumulated about $80K in credit card debt (I had no debt going into the period). We live very frugally, with hand me downs, Goodwil,l and 200K+ mile minivans. In the current economy my home equity ... Read More »

Worst Banks for Loan Modifications

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Here is a list of the banks with the worst record for canceling loan modification requests. PNC Mortgage – 47.2% Aurora Loan Service – 46.8% CitiMortgage – 42.1% Saxon Mortgage Services – 40.8% Select Portfolio Servicing – 38.6% Wells Fargo Bank – 35.1% Worst banks for expired trial loan modifications without an answer. JPMorgan Chase – 45.3% Bank of America ... Read More »

I Called Bank of America About My Reduced Credit Limit. They Reduced it More. – Charles

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Charles “Dear Steve, Bank of America has lowered my credit line from 23000 to 16 and when I called to complain the dropped it down to the current level of 13500. I use my card in business and know they have the right to do this but what about the negative effect on my credit score. I always paid them ... Read More »

I Want Bank of America to Leave My Interest Rates Alone. – Debbie

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“Dear Steve, I have overextended on my home equity line my condo is not worth the money now. I have been working overtime as much as possible to keep paying bills I borrowed 10,000 from my 401k to cover some of the debt and 5,000 each from 2 friends of mind now the interest rate has just dropped over the ... Read More »

Homeowners File Class Action Suit Against Bank of America for Not Helping Them With Mortgage Problems

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In a potentially wide-ranging lawsuit, two Seattle-area homeowners have filed a class-action suit against Bank of America claiming the bank has failed to work with owners facing foreclosure. Filed Tuesday, the potentially wide-ranging lawsuit alleges Bank of America failed to keep up its end of the deal cut with the federal government in early 2009 when it took $25 billion ... Read More »

How Can I Get Bank of America to Modify My Countrywide Mortgage? They Keep Refusing. – Clare

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Clare “Dear Steve, My husband and I are separated, he is giving me 2100 a month to pay his car, ins, and credit card debt, I net 4330 a month and my house payment is 2850 plus association dues of 98. I have two car payments (his and mine) 942, and min. credit card pymts of 777. I want to ... Read More »

How Do I Stop Bank of America Auto Pay to Avoid $35 Charge? – Glenn

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Glenn “Dear Steve, We are getting into trouble last year we were good to pay but now we find we are tight for everything and want to save wherever we can if our daughter bails on us we are screwed cause we can’t stop the auto pay which we started and now want to stop, HELP. I am disabled we ... Read More »

Is It Legal For Bank of America to Raise My Interest Rates? – Lucy

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Lucy “Dear Steve, Have been advised about Bank of America raise in interest rates. I have never been late on a payment. Would like to be part of class action suit. Is this legal? Lucy” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and ... Read More »

Bank of America – Scam, Complaint, Review, or Praise?

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Please share your experience with this lender and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this lending company. Here are some potential questions you might be able to ... Read More »

I Have 3 Cards With Bank of America With High Interest Rates on Each. How Can I Get Out of Debt? – Becky

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“Dear Steve, I have 3 cards with Bank of America with high interest rates on each….I have had these cards for 10+ years. I have made maybe 2 or 3 late pmts in such time. As I am paying these down, they keep lowering my credit limit which in turn is hurting my credit scores because it looks like I’m ... Read More »

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