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Tag Archives: bank of america

I’m a Disabled Construction Worker in Oklahoma That is Being Chased by Bank of America. – Butch

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Butch “Dear Steve, I live in a “village” located on Lake Tenkiller in Northeast Oklahoma. I am 58 years old and have worked construction (worker, foreman, owner) all of my life. I have been married and divorced three times. After the third divorce I lost my business, my home and all of my money. I was disabled and had been ... Read More »

I’m Going Bankrupt. How Long Until Bank of America Sues Me? – Mary

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“Dear Steve, I have consulted an attorney regarding my overwhelming credit card debt ~ over 80K. I was told to stop using the credit cards for 3 mos before filing Bankruptcy. I have 3 credit cards with B of A, and also have my checking account with them. The attorney told me to move my bank acct, but I’m concerned ... Read More »

I Was Divorced and Debt Free, or so I Thought. – Cheryl

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Cheryl “Dear Steve, I was divorced, debt was paid in full when the house was sold, divorce papers show debt was to be paid and all accounts closed, but Bank of America left if open after it was paid in full, and ex went back and used it up again, without my knowledge, when i did have knowledge he asked ... Read More »

I’ve Been Working Since I Was 15 and Made All the Right Financial Moves But Now I’m in Big Trouble. – Marcia

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Marcia “Dear Steve, I have been working since the age of 15. Every decision I made as a young adult and onward was based on increasing my solvency. I grew up working class. My parents were an example of how not to wind up. I have a master’s degree and have been working successfully in the tech industry since 1984. ... Read More »

We Can’t Afford Our Mortgage and Bank of America Said They Can’t Help. – Anne

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“Dear Steve, My husband and I purchased our first home 2 years ago for $745k and put down 20%. The current balance on the loan is about $550k, and our interest rate is 6.875%. Our payments are $3800 per month. We just lost our business that provide about 50% of our income. Because of this we cannot afford our mortgage ... Read More »

Disturbing and Potentially Deceptive Move by Credit Card Industry. HelpWithMyCredit.org

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It what certainly feels like yet another self-serving action by the credit card industry, Bank of America, Capital One, Citi and Discover Card, as well as the payments networks MasterCard and Visa have launched a new website HelpWithMyCredit.org that misleads consumers. What appears to be even worse, is that a CNN personal financial reporter that I normally respect, Gerri Willis, ... Read More »

Bank of America Set to Raise Balance Transfer Fees

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Making a balance transfer to a Bank of America Card just got a lot more expensive. On Jun 1 the fee charged when you transfer a balance to a Bank of America card will go from 3% of the balance to 4%. This move is just another is ways for banks to increase income and revenue. From raising interest rates ... Read More »

I am a College Student and Owe Bank of America $1,200. – Keith

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Keith “Dear Steve, I am a college student, with bad credit. I have one bank of America credit card that I haven’t used, but it is $1,200 past due because I haven’t made payments. With one more year of college left, I need to know how I can resolve this credit situation. My college loans do not pass 20,000 for ... Read More »

Quickies – Bank of America, Payday Loans, Divorce, 401k, Credit Report

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When I need a break from answering questions I often take a look for some odd or interesting search terms that people used to find me. Below are some of the latest I saw today that I wanted to provide quick answers to. Steve Search Terms will bank of america negotiate debt – Yes but debt settlement can be tricky ... Read More »

I Have a Loan Through Bank of America and I’m Going to Declare Bankruptcy. – Nick

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Nick “Dear Steve, I have a Loan through Bank of America and the APR IS 15.99%!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!, I am going to declare bankruptcy soon if this isnt lowered. Can you Lower my APR? Nick” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to ... Read More »

What Are My Options Other Than Filing Bankruptcy to Help Me Reduce the 25% APR on My Bank of America Credit Card? – Bobby

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Bobby “Dear Steve, I’m a college student, age 22, and have trouble reducing my credit card debt due to the high interest rates. I have nearly reached my credit limit of $5,000 with my Bank of America Credit Card due to the apr of 25%. My credit score has been reduced to poor due to a few late payments (3) ... Read More »

Bank of America Troubles With Republic Windows & Doors in Chicago Highlight ‘Banks Are Soulless’

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In a terrible and unfolding tragedy in Chicago, or just another of the thousands of such similar stories around the nation, Bank of America has taken swift and specific action which has led to the firing of all employees and the closing down of the business with three days notice. Bank of America, (BoA) seems to be a little taken ... Read More »

Mortgage Lender List of Loss Mitigation Contacts That Can Help You Avoid Foreclosure

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If you have a mortgage with one of the lenders below you can use the contact information to reach the person at the lender that should be able to direct you to the special terms or programs available to help you avoid foreclosure or to come to a solution regarding your delinquent mortgage. The contacts should be able to handle ... Read More »

Bank of America Hit With Class Action Suit Over Credit Card Fees And Charges

Bank of America, MBNA, FIA Card Services Class Action Lawsuit

On November 24, 2008 a class action lawsuit was filed against Bank of America, for deliberately engaging in a course of action that led to credit card customers to be intentionally penalized even though payments were made by the due date. The suit cites, as an example, the case of Bruce Trombley who received a credit card statement with a ... Read More »

Credit Card Companies Are Coming For You. Protect the Wife and Children.

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I see a new advertising campaign in our future. When Banks Panic You Lose Even though the Federal Reserve has lowered its rate to 1%, banks are raising your interest rates in hopes of making a bigger profit. Oh yes, they are raising your fees or charging news ones as well. At a time when the government is pleading for ... Read More »

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