bankruptcy

 

 

Can I Convert My Chapter 13 Bankruptcy to a Chapter 7 Bankruptcy Without Losing My House? – Andrea

 Andrea wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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Trudy is Worried About Getting Married Before Her Bankruptcy is Completed

 Trudy wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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Holy Crap. Chase Minimum Credit Card Payment Goes to 5% of Balance for Mary.

Mary wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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My Wife and I Are Legally Separated. She Was Served With Court Papers for a Debt. – Ron

“Dear Steve,
My wife and I are legally married with 2 kids, but have been seperated for 3 1/2 years. Last week, she was served with court papers for one of our credit card debts. We have a few cards that have all gone to collections.(around $15,000)
Here’s the problem. She and I are both unemployed, we [...]

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81,312 Foreclosures in September. More Than Just a Number.

Well the September foreclosure figures are out from RealtyTrac. And while we can look at the big, really big number and compare it to foreclosures a year ago that does not give a real understanding of the fear and loss experienced by over 81,000 families that month.
Maybe there is some hope headed down the road [...]

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I’m Behind in My Mortgage and Car Payments. I Can’t Get Caught Up. – Dan

Dan wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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My House Flip Flopped and Fizzled – Sherri

Sherri wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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Money Management international Gave Me a Monthly Payment That is Too High For Me. – Valeria

Valeria wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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“How Do I Go About Making My Credit Score Better” – Antoine

Antoine writes in to the Get Out of Debt Squirrel and asks:
I don’t have credit card dept of any kind. I’ve never filed bankruptcy. I have bills on my credit report some of them I’m unaware of and the others are overdue bills. How do I go about solving the problem to get it off [...]

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I Graduated From Law School But Barely Getting By. – Michael

Michael wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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Am I Able to Settle My Debts With My Credit Card Companies Even Though I’m Current? – Kaye

Kaye wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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My Construction Business is Very Slow. Should I File Bankruptcy? – Eric

Eric wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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How Bad is Bankruptcy? Should I Wait to File Until My Home is Foreclosed? – Trudy

Trudy wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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Why Does My Husband Have to File a Chapter 13 Bankruptcy? – Jill

Jill wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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What is the Best Way to Keep Our Jeep in Bankruptcy? – Debra

“Dear Steve,
My husband and I are 57 years old with credit card of $90,000 and two mortgages on our house totaling $230,000. After 4 years of struggling, shifting funds from credit card to the other and writing cash advance checks against our almost paid off house, we have finally resorted to filing bankruptcy. [...]

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Claims of Fraud by Debt Relief Companies Soaring

Claims of debt fraud soaring Palm Beach Post,  United States - 2 hours ago As for her credit card debt , the company "made a couple of calls" and came back to her with a proposal to make a reduced, lump-sum payment of $5000 – an …

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Mary Had Her Motorcycle Repoed And Wants Your Advice

Mary wrote in and asked the following question.
“I had a motorcycle repossessed and sold at an auction. They want me to pay the entire loan and a debt collection agency has taken over. What are my options? What is the best thing to do?” – Mary
Mary,
I wish I had some amazing advice for you to [...]

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We’ve Been Downsized Into a Financial Disaster. – Annie

Annie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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I’m Running for Public Office and Need to Go Bankrupt. – Dave

Dave wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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How to Avoid Filling for Bankruptcy – WLNS

How to Avoid Filling for Bankruptcy WLNS, MI - 10 hours ago By Lisa Smith Filing for bankruptcy is often viewed as a quick and easy way to get out of debt . While it will make some of your debts go away, US residents …

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Clinton Wants to Know “Am I Doing The Right Thing By Repaying My Debt?”

Clinton wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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The Financial Safety Net for People in Trouble. The Great American Lie.

I suppose that it is the result of years of helping people in financial trouble and the ability to have seen way behind the curtain of how things work, but I’ve got to be honest, I’m not very proud of America when it comes to providing real solutions to help people deal with bad debt [...]

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I Can’t Figure Out My Chapter 13 Bankruptcy Payments – Helpless

Helpless wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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ChevGirl Writes In And Says “My Marriage is Suffering Because of Our Debt”

ChevGirl wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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I’m Using My Credit Cards to Buy Food Because I Can’t Afford It. – Chris

Chris wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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Greg Writes In Asking For Help And Advice

Greg wrote in asking for some advice. He said:
My mother-in-law has over $20,000 in credit card debt she needs to get rid of this debt so she concentrate on paying her medical bills. Would you suggest Debt Relief or Bankruptzy?
If Debt Relief can you sugggest an agency?

Greg,
Thank you for your question. It brings [...]

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My Husband and I Are Considering Filing Chapter 7 Bankruptcy in Oklahoma. – Amber

Amber wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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I’ve Gotten The Alimony Lowered But Still Neck Deep in Debt From the Divorce. – Steve

Steve wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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What Should I Do to Get my Credit Score Up From 400? – TLT

TLT wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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I Used to Make a Lot of Money. Now I Don’t. – Barbara

Barbara wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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I’m Getting Kicked Out of the U.S. on an H1B Visa and I Owe Money. What Should I Do? – Ravi

Ravi wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "I’m Getting Kicked Out of the U.S. on an H1B Visa and I Owe Money. What Should I Do? – Ravi"


We are Using Your “Eliminate Your Debt Like a Pro” Book and Have Some Questions. – Joanne

Joanne wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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How the Washington Post Outed My Bankruptcy Secret

I am still amazed when I read ignorant stuff about the reason people are going bankrupt is because there is no more stigma about bankruptcy. No, the reason people are going bankrupt is because creditors are manipulating the system for their own accounting or reporting means and not allowing people to repay their debts with [...]

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I Am Married With Five Children and Struggling to Get By. Ken

Ken wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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We Have Four Kids, My Wife Works Two Days a Week, And I Don’t Know if I Should Pay the Bills? – Scott

Scott wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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All About Bankruptcy – Chapter 7 Bankruptcy – Chapter 13 Bankruptcy

Article I, Section 8, of the United States Constitution authorizes Congress to enact “uniform Laws on the subject of Bankruptcies.” Under this grant of authority, Congress enacted the “Bankruptcy Code” in 1978. The Bankruptcy Code, which is codified as title 11 of the United States Code, has been amended several times since its enactment. It [...]

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Diana Is Struggling to Make Credit Card Payments And Afraid

Diana wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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Collectors Called Constantly Scared of Foreclosure, What Can I Do? – Roy

“Dear Steve,
I have recently taken over management of finances and bill paying from my wife. I always knew we had some lingering credit card debt that had been following us since college, but I had no idea what the real situation was.
At this point we are $51,000 in credit card debt. We have a [...]

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Should I Wait to File Bankruptcy Until My Credit Score Reaches a Certain Point? – Jennifer

“Dear Steve,
I am considering filing for Chapter 7 bankruptcy. I have $20,000 in credit card debt from a business that I worked for, which went under without repaying any of the money they owed me. I don’t want to file for bankruptcy, but my monthly income is all taken up with basic necessities, and I [...]

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We Now Live in the UK but We’ve Maxed Out Our Credit Cards in the U.S. – Carol

Carol wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "We Now Live in the UK but We’ve Maxed Out Our Credit Cards in the U.S. – Carol"


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