Tag Archives: bankruptcy lawyer

Houston, Texas Bankruptcy Lawyer – Find the Right One for You

Throughout the years this site has helped a variety of folks in Houston, TX to resolve their specific debt problems. Seldom will a person seek out our guidance with the hope that we decide they ought to seek bankruptcy relief. More often than not it’s the exact opposite which is actually the case. Consumers come [...]

All About Bankruptcy – Chapter 7 Bankruptcy – Chapter 13 Bankruptcy

Article I, Section 8, of the United States Constitution authorizes Congress to enact “uniform Laws on the subject of Bankruptcies.” Under this grant of authority, Congress enacted the “Bankruptcy Code” in 1978. The Bankruptcy Code, which is codified as title 11 of the United States Code, has been amended several times since its enactment. It [...]

Carolyn Writes In And Wants a New Mortgage In Bankruptcy

“Dear Steve, My husband and I are in bankruptsy, we have a 3 year plan with one year left on the plan. Our mortgage company has us on an ARM and wont remodify our loan. How can we get out of chapter 13 and get into a fix rate mortgage? Carolyn” The Answer:   Dear [...]

My Husband and I Are Considering Filing Chapter 7 Bankruptcy in Oklahoma. – Amber

Amber “Dear Steve, My husband and I are considering filing chapter 7 bankruptcy in Oklahoma. The only thing that I have in my name is $5,000 worth of property. My grandparents gave it to me and the way the deed is wrote up is that I can’t ever sell it. It can only be passed [...]

My Husband is in the Navy and We are Drowning. – Tracy

Tracy “Dear Steve, I had excellent credit 2 years ago then my husband who is in the Navy got a job transfer from Florida to Texas- Our Florida home took 2 years to sell and we sold with a shortsale of 118,000- not forgiven by our lender, we also lived on credit cards for 2 [...]

Diana Is Struggling to Make Credit Card Payments And Afraid

Diana “Dear Steve, I have approximately $25,000 in credit card debt, drained my savings and struggling to meet my payments. I can pay my mortgage and normal billing but not the cards I am so confused about wha is available out there and frankly scared that I may not do the right thing with a [...]

BB Owes American Express $40,000, She Can’t Pay It, Bill Collectors Are Starting to Call

BB “Dear Steve, I’m in approximately $80,000 of credit card debt with an unfortunate and sudden drastic change in finances due to situations beyond my control. I owe American Express $40,000 along with other credit card debt. I have never been late on my payments except this month. American Express along with a few more [...]

How to Find a Good Bankruptcy Lawyer or Bankruptcy Attorney

So the time has come that you feel as if you need to explore bankruptcy. At least you want to talk to a bankruptcy lawyer about what bankruptcy would mean for you. People often can’t see that finding a bankruptcy attorney does not mean you are going to file bankruptcy, it means you are going [...]

Crystal Went Bankrupt But Did Not Include All Her Debts. She Left Out Two Payday Loans. Oh Crystal.

“Dear Steve, Hello…my situation is that I filed bankruptcy earlier this year. At that time, I didn’t include (2) payday loans which I was under the impression were not considered under Chapter 7. These loans are out of Delaware. I thought I could control them afterward the filing. Since the filing, I was laid off [...]

Jason Has Not Paid His Mortgage in 10 Months And Wants to Keep His House

“Dear Steve, I fell behind on my mortgage payments then I stop paying my mortgage payments and let things get worse. I fell behind in my mortgage and then gave up and stop paying it. I’ve been in foreclosure for about ten or more months. In a few weeks there will be a court case [...]

I’m Afraid I’m Going To Get Laid Off. How Will I Pay My Bills? What Will I Do?

“Dear Steve, When I read the news I get so afraid that I will get laidoff. Business at work seems to be slow and I find myself surfing the internet more at work and reading more of these stories about the pink slips that are coming. I’ve got bills and credit card debt to payoff [...]

The Personal Finance Brain Trust Tackles – Trying to Make Ends Meet But Still In Trouble

This weeks personal finance brain trust question was one that I received online. My wife and I are both working, paying rent and land payment (have been trying to sell it), 3 kids and other debts and bills we are struggling from pay to pay and never get ahead. We have also borrowed money from [...]

Navy Tells Jonathan to Contact Me For Advice

“Dear Steve, I’m a 30 year old married man, 2 children. My wife lost her six figure a year job in real estate, since then, we have lost two homes to foreclosure, 1 vehicle repossessed, and 15 major credit cards maxed out and not paid for 2 yrs+. Everything is in collection. We have about [...]