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	<title>How to Get Out of Debt With the Get Out of Debt Guy &#187; bankruptcy</title>
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	<link>http://getoutofdebt.org</link>
	<description>Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry.</description>
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		<title>Raleigh Native Indicted In Connection With Fraud And Extortion</title>
		<link>http://getoutofdebt.org/33979/raleigh-native-indicted-in-connection-with-fraud-and-extortion</link>
		<comments>http://getoutofdebt.org/33979/raleigh-native-indicted-in-connection-with-fraud-and-extortion#comments</comments>
		<pubDate>Wed, 25 Jan 2012 20:12:10 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Bergen County New Jersey]]></category>
		<category><![CDATA[brother-in-law]]></category>
		<category><![CDATA[Business/Finance]]></category>
		<category><![CDATA[Common law]]></category>
		<category><![CDATA[Craig Groce]]></category>
		<category><![CDATA[crimes]]></category>
		<category><![CDATA[EnCap]]></category>
		<category><![CDATA[EnCap Golf Holdings LLC]]></category>
		<category><![CDATA[ethics]]></category>
		<category><![CDATA[financial consultant]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[funding]]></category>
		<category><![CDATA[Inspector General]]></category>
		<category><![CDATA[Judicial Event]]></category>
		<category><![CDATA[laptop computer]]></category>
		<category><![CDATA[law]]></category>
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		<category><![CDATA[Mail fraud]]></category>
		<category><![CDATA[Morrisville]]></category>
		<category><![CDATA[new jersey]]></category>
		<category><![CDATA[New Jersey Environmental Infrastructure Trust]]></category>
		<category><![CDATA[New Jersey Meadowlands Commission]]></category>
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		<category><![CDATA[performed consulting services]]></category>
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		<category><![CDATA[president]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[USD]]></category>
		<category><![CDATA[William Gauger III]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=33979</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>The former President of Encap Golf Holdings LLC (&#8220;Encap&#8221;), William Gauger III, was indicted this week for his participation in a scheme to extort approximately $100,000 from a financial consultant and a fraudulent invoicing scheme relating to his work for a New Jersey-based management firm. Gauger allegedly hired his brother-inlaw Craig Groce, who was originally [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/33979/raleigh-native-indicted-in-connection-with-fraud-and-extortion">Raleigh Native Indicted In Connection With Fraud And Extortion</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Six Hundred Out Of $74 Million In Ponzi Scheme</title>
		<link>http://getoutofdebt.org/33487/six-hundred-out-of-74-million-in-ponzi-scheme</link>
		<comments>http://getoutofdebt.org/33487/six-hundred-out-of-74-million-in-ponzi-scheme#comments</comments>
		<pubDate>Wed, 04 Jan 2012 19:58:07 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[broker dealer]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Business/Finance]]></category>
		<category><![CDATA[Corporate crime]]></category>
		<category><![CDATA[Criminal law]]></category>
		<category><![CDATA[Douglas Vaughan]]></category>
		<category><![CDATA[indictment]]></category>
		<category><![CDATA[investment advisor]]></category>
		<category><![CDATA[Judicial Event]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[Law/Crime]]></category>
		<category><![CDATA[nevada]]></category>
		<category><![CDATA[plea]]></category>
		<category><![CDATA[Plea bargain]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[Securities and Exchange Commission]]></category>
		<category><![CDATA[Spring Valley]]></category>
		<category><![CDATA[U.S. Attorney's Office]]></category>
		<category><![CDATA[U.S. Securities and Exchange Commission]]></category>
		<category><![CDATA[united-states]]></category>
		<category><![CDATA[USD]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=33487</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Douglas Vaughan faces 10 to 12 years in prison after pleading guilty to wire and mail fraud charges that involved his operation of a &#8220;Ponzi&#8221; scheme where he defrauded around 600 investors of more than $74 million. Vaughan promised extraordinary returns which he obviously did not follow through with. In February of 2011, in an [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/33487/six-hundred-out-of-74-million-in-ponzi-scheme">Six Hundred Out Of $74 Million In Ponzi Scheme</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Attorney Sentenced In $50 Million Bank Fraud</title>
		<link>http://getoutofdebt.org/33348/attorney-sentenced-in-50-million-bank-fraud</link>
		<comments>http://getoutofdebt.org/33348/attorney-sentenced-in-50-million-bank-fraud#comments</comments>
		<pubDate>Fri, 30 Dec 2011 22:47:18 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[Allied Systems Holdings Inc.]]></category>
		<category><![CDATA[arkansas]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank fraud]]></category>
		<category><![CDATA[Bank Of Augusta The]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Batesville]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[Bureau of Prisons]]></category>
		<category><![CDATA[Business/Finance]]></category>
		<category><![CDATA[Centennial Bank of Cabot]]></category>
		<category><![CDATA[Citizens Inc.]]></category>
		<category><![CDATA[District Judge]]></category>
		<category><![CDATA[fdic]]></category>
		<category><![CDATA[Federal Reserve System]]></category>
		<category><![CDATA[First Community Corporation]]></category>
		<category><![CDATA[First Southern Bank]]></category>
		<category><![CDATA[FIRST STATE BANK]]></category>
		<category><![CDATA[James M. Moody]]></category>
		<category><![CDATA[John Lewis Partnership]]></category>
		<category><![CDATA[Judicial Event]]></category>
		<category><![CDATA[Kevin Harold Lewis]]></category>
		<category><![CDATA[law practice]]></category>
		<category><![CDATA[Liberty Bank]]></category>
		<category><![CDATA[licensed attorney]]></category>
		<category><![CDATA[M&A]]></category>
		<category><![CDATA[PA Alliance Trust]]></category>
		<category><![CDATA[regions bank]]></category>
		<category><![CDATA[Simmons et Simmons]]></category>
		<category><![CDATA[Thyer]]></category>
		<category><![CDATA[united-states]]></category>
		<category><![CDATA[USD]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=33348</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Kevin Harold Lewis was sentenced to 121 months incarceration to be followed by three years of supervised release for bank fraud. Lewis was also ordered to pay $33,826,326 in restitution. An additional amount of restitution will be considered after briefs are filed regarding the loss to Centennial Bank of Cabot, Arkansas. Lewis was ordered to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/33348/attorney-sentenced-in-50-million-bank-fraud">Attorney Sentenced In $50 Million Bank Fraud</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Went Into Debt as a Single Mom. &#8211; Theresa</title>
		<link>http://getoutofdebt.org/33217/i-went-into-debt-as-a-single-mom-theresa</link>
		<comments>http://getoutofdebt.org/33217/i-went-into-debt-as-a-single-mom-theresa#comments</comments>
		<pubDate>Mon, 19 Dec 2011 20:35:11 +0000</pubDate>
		<dc:creator>Michael Bovee</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Getting Out of Debt]]></category>
		<category><![CDATA[How To Get Out Of Debt]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[credit counseling]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=33217</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Michael, I went into large amounts of credit card debt as a single mom. I divorced when my house was worth $50,000 more than it is now. I insisted with my ex to keep the house so my kids can graduate in the same house. Once the youngest graduated, I lost a lot of [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/33217/i-went-into-debt-as-a-single-mom-theresa">I Went Into Debt as a Single Mom. &#8211; Theresa</a></p>]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Heartless Criminal Activity In Foreclosure-Related Scam</title>
		<link>http://getoutofdebt.org/33070/heartless-criminal-activity-in-foreclosure-related-scam</link>
		<comments>http://getoutofdebt.org/33070/heartless-criminal-activity-in-foreclosure-related-scam#comments</comments>
		<pubDate>Thu, 15 Dec 2011 12:00:22 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[André Birotte Jr.]]></category>
		<category><![CDATA[Assistant Director in Charge]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[austin]]></category>
		<category><![CDATA[automatic stay]]></category>
		<category><![CDATA[BANK OF AMERICA CORPORATION]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Business/Finance]]></category>
		<category><![CDATA[cellular telephone]]></category>
		<category><![CDATA[Christy Romero]]></category>
		<category><![CDATA[debtor]]></category>
		<category><![CDATA[Department of Justice]]></category>
		<category><![CDATA[Deputy Special Inspector General for SIGTARP]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[FBI’s Los Angeles Field Office]]></category>
		<category><![CDATA[Federal Bureau of Investigation]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Frederic Alan Gladle]]></category>
		<category><![CDATA[Judicial Event]]></category>
		<category><![CDATA[Los Angeles]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[personal-finance]]></category>
		<category><![CDATA[Real property law]]></category>
		<category><![CDATA[recipient banks]]></category>
		<category><![CDATA[southern-california-]]></category>
		<category><![CDATA[Steven Martinez]]></category>
		<category><![CDATA[texas]]></category>
		<category><![CDATA[Troubled Asset Relief Program]]></category>
		<category><![CDATA[U.S. BANK NATIONAL ASSOCIATION]]></category>
		<category><![CDATA[United States bankruptcy law]]></category>
		<category><![CDATA[USD]]></category>
		<category><![CDATA[Wells Fargo & Company]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=33070</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Last week a man whom operated a foreclosure-rescue scam agreed to plead guilty after collecting $1.6 million from 1,100 distressed homeowners. The man, Frederic Alan Gladle, of Austin, Texas, ran his scam in Los Angeles and elsewhere where he falsely promised the owners of more than a thousand distressed properties that they could indefinitely postpone [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/33070/heartless-criminal-activity-in-foreclosure-related-scam">Heartless Criminal Activity In Foreclosure-Related Scam</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Owner Of Three Precious Metal Firms Sentenced In $29.5 Million Investment Scheme</title>
		<link>http://getoutofdebt.org/32629/owner-of-three-precious-metal-firms-sentenced-in-29-5-million-investment-scheme</link>
		<comments>http://getoutofdebt.org/32629/owner-of-three-precious-metal-firms-sentenced-in-29-5-million-investment-scheme#comments</comments>
		<pubDate>Wed, 30 Nov 2011 17:00:28 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[alleged metal purchases]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Barclay Trading Group Inc.]]></category>
		<category><![CDATA[barclays]]></category>
		<category><![CDATA[broward]]></category>
		<category><![CDATA[Broward Ambulance Incorporation.]]></category>
		<category><![CDATA[Business/Finance]]></category>
		<category><![CDATA[DIVERSIFIED INVESTMENT GROUP INC]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Financial economics]]></category>
		<category><![CDATA[florida]]></category>
		<category><![CDATA[Global Bullion Exchange LLC]]></category>
		<category><![CDATA[Gold coin]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[Investment banks]]></category>
		<category><![CDATA[Jamie Campany]]></category>
		<category><![CDATA[Judicial Event]]></category>
		<category><![CDATA[metal]]></category>
		<category><![CDATA[miami]]></category>
		<category><![CDATA[Miami-Dade]]></category>
		<category><![CDATA[Miami-Dade Circuit Court]]></category>
		<category><![CDATA[Miami-Dade County]]></category>
		<category><![CDATA[Palm Beach Co Inc]]></category>
		<category><![CDATA[Precious metal]]></category>
		<category><![CDATA[Primary dealers]]></category>
		<category><![CDATA[Reorganization]]></category>
		<category><![CDATA[short]]></category>
		<category><![CDATA[The Bullion Group Inc.]]></category>
		<category><![CDATA[UBS AG]]></category>
		<category><![CDATA[USD]]></category>
		<category><![CDATA[West Palm Beach]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=32629</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Earlier this month Jamie Campany, owner of three invesment firms specializing in alleged metal purchases, was sentenced to 151 months in prison on multiple counts of mail and wire fraud. According to the Information filed in the case and statements made in court during the plea and sentencing, Campany was the owner of three investment [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/32629/owner-of-three-precious-metal-firms-sentenced-in-29-5-million-investment-scheme">Owner Of Three Precious Metal Firms Sentenced In $29.5 Million Investment Scheme</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Former Owner And President Of Allied Health Care Sentenced For $135 Million Phony Lease Scheme</title>
		<link>http://getoutofdebt.org/32591/former-owner-and-president-of-allied-health-care-sentenced-for-135-million-phony-lease-scheme</link>
		<comments>http://getoutofdebt.org/32591/former-owner-and-president-of-allied-health-care-sentenced-for-135-million-phony-lease-scheme#comments</comments>
		<pubDate>Wed, 30 Nov 2011 12:23:20 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[Allied Health Care Services Inc.]]></category>
		<category><![CDATA[Allied Heath Care Services]]></category>
		<category><![CDATA[bank examiners]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Black money scam]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Business/Finance]]></category>
		<category><![CDATA[Charles Ponzi]]></category>
		<category><![CDATA[Charles Schwartz]]></category>
		<category><![CDATA[Confidence tricks]]></category>
		<category><![CDATA[crimes]]></category>
		<category><![CDATA[earlier bank loans]]></category>
		<category><![CDATA[Electronic commerce]]></category>
		<category><![CDATA[ethics]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Internet fraud]]></category>
		<category><![CDATA[Judicial Event]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[Mail fraud]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[medical equipment]]></category>
		<category><![CDATA[new jersey]]></category>
		<category><![CDATA[new york]]></category>
		<category><![CDATA[non-existent medical equipment]]></category>
		<category><![CDATA[particular medical equipment]]></category>
		<category><![CDATA[president]]></category>
		<category><![CDATA[purported medical equipment supplier]]></category>
		<category><![CDATA[purported supplier]]></category>
		<category><![CDATA[Social engineering]]></category>
		<category><![CDATA[Spamming]]></category>
		<category><![CDATA[Technology/Internet]]></category>
		<category><![CDATA[USD]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=32591</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Former owner and president of Allied Heath Care Services, Charles Schwartz, was sentenced last week to 195 months in prison (16.25 years) for organizing and executing a $135 million phony lease scheme that losses of more than $80 million and victimized over 50 financial institutions. In April Schwartz pleaded guilty to one count of mail [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/32591/former-owner-and-president-of-allied-health-care-sentenced-for-135-million-phony-lease-scheme">Former Owner And President Of Allied Health Care Sentenced For $135 Million Phony Lease Scheme</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mother Sentenced To Almost 6 Years Jail Time In Family Fraud Affair</title>
		<link>http://getoutofdebt.org/32583/mother-sentenced-to-almost-6-years-jail-time-in-family-fraud-affair</link>
		<comments>http://getoutofdebt.org/32583/mother-sentenced-to-almost-6-years-jail-time-in-family-fraud-affair#comments</comments>
		<pubDate>Tue, 29 Nov 2011 14:13:36 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[Allianz]]></category>
		<category><![CDATA[Allianz Life Insurance Company of North America]]></category>
		<category><![CDATA[Andrea D. Whelan]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Business/Finance]]></category>
		<category><![CDATA[Dallas Field Office]]></category>
		<category><![CDATA[funding]]></category>
		<category><![CDATA[internal revenue service]]></category>
		<category><![CDATA[IRS Criminal Investigation Division]]></category>
		<category><![CDATA[Janice Edwina Demmitt]]></category>
		<category><![CDATA[Judicial Event]]></category>
		<category><![CDATA[Law/Crime]]></category>
		<category><![CDATA[money laundering]]></category>
		<category><![CDATA[Reorganization]]></category>
		<category><![CDATA[Saldaña]]></category>
		<category><![CDATA[Special Agent]]></category>
		<category><![CDATA[Timothy Fry]]></category>
		<category><![CDATA[USD]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=32583</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Earlier this year Janice Edwina Demmitt was convicted of the federal felony offenses charged in a 27-count indictment against her and her son, Timothy Fry. At trial, Demmitt was convicted on on one count of conspiracy to commit money laundering, eight counts of wire fraud and 11 counts of money laundering. Her son, Fry, whom [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/32583/mother-sentenced-to-almost-6-years-jail-time-in-family-fraud-affair">Mother Sentenced To Almost 6 Years Jail Time In Family Fraud Affair</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I Include My Debt Settlement Company in My Bankruptcy? &#8211; Ken</title>
		<link>http://getoutofdebt.org/32130/can-i-include-my-debt-settlement-company-in-my-bankruptcy-ken</link>
		<comments>http://getoutofdebt.org/32130/can-i-include-my-debt-settlement-company-in-my-bankruptcy-ken#comments</comments>
		<pubDate>Wed, 09 Nov 2011 22:49:22 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[debt settlement]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=32130</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Steve, i have 65000 in credit and installment debt we lost one third of our income in last year signed with debt settlement law firm in april initial fee 2895 they have settled 2 accts. which they receive 20% of money saved we have pd 7195 in 7 months . for one acct. they [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/32130/can-i-include-my-debt-settlement-company-in-my-bankruptcy-ken">Can I Include My Debt Settlement Company in My Bankruptcy? &#8211; Ken</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Father And Son Sentenced For $930 Million Ponzi Scheme</title>
		<link>http://getoutofdebt.org/31487/father-and-son-sentenced-for-930-million-ponzi-scheme</link>
		<comments>http://getoutofdebt.org/31487/father-and-son-sentenced-for-930-million-ponzi-scheme#comments</comments>
		<pubDate>Mon, 10 Oct 2011 12:05:12 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Scam Reporter]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[accountant]]></category>
		<category><![CDATA[Alejandro Torres]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Business/Finance]]></category>
		<category><![CDATA[Capitol Investments]]></category>
		<category><![CDATA[Capitol Investments USA Inc.]]></category>
		<category><![CDATA[cfo]]></category>
		<category><![CDATA[Charles Ponzi]]></category>
		<category><![CDATA[chief financial officer]]></category>
		<category><![CDATA[Confidence tricksters]]></category>
		<category><![CDATA[crime]]></category>
		<category><![CDATA[ethics]]></category>
		<category><![CDATA[former chief financial officer]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Judicial Event]]></category>
		<category><![CDATA[Law/Crime]]></category>
		<category><![CDATA[Nevin Shapiro]]></category>
		<category><![CDATA[ponzi scheme]]></category>
		<category><![CDATA[Roberto Torres]]></category>
		<category><![CDATA[USD]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=31487</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Sometimes the apple doesn&#8217;t fall far from the tree. When children are growing up many look up to their parents and imitate them on a daily basis. &#8220;When I grow up, I&#8217;m going to be just like daddy!&#8221; But what happens when your parent is a fraudster? Father, Roberto Torres, former chief financial officer, and [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31487/father-and-son-sentenced-for-930-million-ponzi-scheme">Father And Son Sentenced For $930 Million Ponzi Scheme</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>It&#8217;s Been A Year Since The TSR &#8211; What&#8217;s Changed With Debt Settlement?</title>
		<link>http://getoutofdebt.org/31395/its-been-a-year-since-the-tsr-whats-changed-with-debt-settlement</link>
		<comments>http://getoutofdebt.org/31395/its-been-a-year-since-the-tsr-whats-changed-with-debt-settlement#comments</comments>
		<pubDate>Tue, 04 Oct 2011 11:00:44 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[Scam Reporter]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[American Fair Credit Council]]></category>
		<category><![CDATA[assistant general counsel]]></category>
		<category><![CDATA[associate director of the division]]></category>
		<category><![CDATA[Association of Settlement Companies]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[attorney general]]></category>
		<category><![CDATA[Attorney-client matching]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[better-business-bureau]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Business Partnership]]></category>
		<category><![CDATA[Business/Finance]]></category>
		<category><![CDATA[chief executive officer]]></category>
		<category><![CDATA[Craigslist Inc]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[director of the division of financial practices]]></category>
		<category><![CDATA[Erich Schiefelbine]]></category>
		<category><![CDATA[even advertising]]></category>
		<category><![CDATA[federal trade commission]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[illinois]]></category>
		<category><![CDATA[Joel Winston]]></category>
		<category><![CDATA[Law/Crime]]></category>
		<category><![CDATA[lawyer]]></category>
		<category><![CDATA[Legal Helpers Debt Resolution LLC]]></category>
		<category><![CDATA[Lisa Madigan]]></category>
		<category><![CDATA[morgan drexen]]></category>
		<category><![CDATA[Robocall]]></category>
		<category><![CDATA[Scott Johnson]]></category>
		<category><![CDATA[telemarketing]]></category>
		<category><![CDATA[United State government]]></category>
		<category><![CDATA[united-states]]></category>
		<category><![CDATA[US Federal Reserve]]></category>
		<category><![CDATA[USD]]></category>
		<category><![CDATA[USDR]]></category>
		<category><![CDATA[USDR Inc.]]></category>
		<category><![CDATA[washington]]></category>
		<category><![CDATA[west virginia]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=31395</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>A year ago this month the Federal Trade Commission (FTC) barred debt settlement companies that used telemarketing from accepting up-front fees. Although it&#8217;s been an entire year since this change we are still see companies trying sneak in those up-front fees with businesses trying to exploit loopholes. The whole purpose of the Telemarketing Sales Ruling [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31395/its-been-a-year-since-the-tsr-whats-changed-with-debt-settlement">It&#8217;s Been A Year Since The TSR &#8211; What&#8217;s Changed With Debt Settlement?</a></p>]]></description>
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		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>All My Credit Card Debt Has Gone to Collections and My Sister-In-Law is Suggesting Bankruptcy. &#8211; Alyce</title>
		<link>http://getoutofdebt.org/31377/all-my-credit-card-debt-has-gone-to-collections-and-my-sister-in-law-is-suggesting-bankruptcy-alyce</link>
		<comments>http://getoutofdebt.org/31377/all-my-credit-card-debt-has-gone-to-collections-and-my-sister-in-law-is-suggesting-bankruptcy-alyce#comments</comments>
		<pubDate>Mon, 03 Oct 2011 19:25:35 +0000</pubDate>
		<dc:creator>Lewis Roberts</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Chapter 7 Title 11 United States Code]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=31377</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Hi Mr. Roberts, Thank you in advance for your help. Presently I have about $16,000.00 of credit card debt. All have gone to collections and the largest has acquired an attorney. I have recieved a notice of civil action from them. I have spoken to them and they are willing to take payments if I [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31377/all-my-credit-card-debt-has-gone-to-collections-and-my-sister-in-law-is-suggesting-bankruptcy-alyce">All My Credit Card Debt Has Gone to Collections and My Sister-In-Law is Suggesting Bankruptcy. &#8211; Alyce</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Can&#8217;t Afford My Debt Settlement Program Anymore and Want to File Bankruptcy. &#8211; Tony</title>
		<link>http://getoutofdebt.org/31321/i-cant-afford-my-debt-settlement-program-anymore-and-want-to-file-bankruptcy-tony</link>
		<comments>http://getoutofdebt.org/31321/i-cant-afford-my-debt-settlement-program-anymore-and-want-to-file-bankruptcy-tony#comments</comments>
		<pubDate>Sun, 02 Oct 2011 15:59:52 +0000</pubDate>
		<dc:creator>Lewis Roberts</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Bankruptcy Abuse Prevention and Consumer Protection Act]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[car titles]]></category>
		<category><![CDATA[Chapter 7 Title 11 United States Code]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[insolvency law]]></category>
		<category><![CDATA[months bank statements]]></category>
		<category><![CDATA[personal life]]></category>
		<category><![CDATA[United States bankruptcy law]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=31321</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Lewis, I am currently enrolled in a debt settlement plan but i am unable to make the payments due to losing one third of my income in the last 10 months. I went with a law firm and they wanted 2875 up front took 3 months to pay that they just settled my ist [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31321/i-cant-afford-my-debt-settlement-program-anymore-and-want-to-file-bankruptcy-tony">I Can&#8217;t Afford My Debt Settlement Program Anymore and Want to File Bankruptcy. &#8211; Tony</a></p>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Root Canals and Appendectomy Were Expensive and Landed Me in Bankruptcy. &#8211; Ray</title>
		<link>http://getoutofdebt.org/31320/root-canals-and-appendectomy-were-expensive-and-landed-me-in-bankruptcy-ray</link>
		<comments>http://getoutofdebt.org/31320/root-canals-and-appendectomy-were-expensive-and-landed-me-in-bankruptcy-ray#comments</comments>
		<pubDate>Sun, 02 Oct 2011 15:55:29 +0000</pubDate>
		<dc:creator>Lewis Roberts</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[appendectomy]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Bankruptcy Abuse Prevention and Consumer Protection Act]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Chapter 7 Title 11 United States Code]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[firefighter/paramedic]]></category>
		<category><![CDATA[insolvency law]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[Lewis Roberts]]></category>
		<category><![CDATA[medical insurance]]></category>
		<category><![CDATA[personal-finance]]></category>
		<category><![CDATA[trustee]]></category>
		<category><![CDATA[United States bankruptcy law]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=31320</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Lewis, Made many not so smart mistakes which put me into serious credit card debt over the past 8 years or so. Followed by some dental work (multiple root canals) that had to be paid with credit card. Last year, had an emergency appendectomy that ended up in an medical insurance mess up. Ended [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31320/root-canals-and-appendectomy-were-expensive-and-landed-me-in-bankruptcy-ray">Root Canals and Appendectomy Were Expensive and Landed Me in Bankruptcy. &#8211; Ray</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should I Sign With Fast Track Debt Relief? &#8211; Mary</title>
		<link>http://getoutofdebt.org/31319/should-i-sign-with-fast-track-debt-relief-mary</link>
		<comments>http://getoutofdebt.org/31319/should-i-sign-with-fast-track-debt-relief-mary#comments</comments>
		<pubDate>Sun, 02 Oct 2011 15:34:09 +0000</pubDate>
		<dc:creator>Damon Day</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Damon Day]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[ethics]]></category>
		<category><![CDATA[fast track]]></category>
		<category><![CDATA[Fast Track Debt Relief]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Human Interest]]></category>
		<category><![CDATA[independent debt coach]]></category>
		<category><![CDATA[personal debt coach]]></category>
		<category><![CDATA[sales rep]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=31319</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Damon, I am ready to meet with a person on Monday to sign a paper for Fasttrackdebtrelief program. I was researching it..I am scared now.I don&#8217;t trust it. I saw your name in reviews about Fast Track.I need advise~~It is Saturday I am overwhelmed with a large amount of debt..I am struggling to pay [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31319/should-i-sign-with-fast-track-debt-relief-mary">Should I Sign With Fast Track Debt Relief? &#8211; Mary</a></p>]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>I&#8217;m a Nurse and Just Barely Making Ends Meet But My Husband Won&#8217;t Help Financially. &#8211; Kaye</title>
		<link>http://getoutofdebt.org/31314/im-a-nurse-and-just-barely-making-ends-meet-but-my-husband-wont-help-financially-kaye</link>
		<comments>http://getoutofdebt.org/31314/im-a-nurse-and-just-barely-making-ends-meet-but-my-husband-wont-help-financially-kaye#comments</comments>
		<pubDate>Fri, 30 Sep 2011 22:23:43 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[local bankruptcy attorney]]></category>
		<category><![CDATA[nurse]]></category>
		<category><![CDATA[personal-finance]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=31314</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Steve, I am married and work as a nurse, making a good salary. I currently have around $32,000 in debt. This includes a debt consolidation account, car, bank loan, student loan medical bills, and back taxes. I am able to pay my monthly payments but have not been able to cover the taxes and [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31314/im-a-nurse-and-just-barely-making-ends-meet-but-my-husband-wont-help-financially-kaye">I&#8217;m a Nurse and Just Barely Making Ends Meet But My Husband Won&#8217;t Help Financially. &#8211; Kaye</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>All About Bankruptcy &#8211; Chapter 7 Bankruptcy &#8211; Chapter 13 Bankruptcy</title>
		<link>http://getoutofdebt.org/16303/bankruptcy-chapter-7-bankruptcy-chapter-13-bankruptcy</link>
		<comments>http://getoutofdebt.org/16303/bankruptcy-chapter-7-bankruptcy-chapter-13-bankruptcy#comments</comments>
		<pubDate>Thu, 25 Aug 2011 18:26:22 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy Information]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy 13]]></category>
		<category><![CDATA[bankruptcy 7]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy attorneys]]></category>
		<category><![CDATA[bankruptcy court]]></category>
		<category><![CDATA[bankruptcy debt]]></category>
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		<category><![CDATA[bankruptcy filing]]></category>
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		<category><![CDATA[bankruptcy law]]></category>
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		<category><![CDATA[chapter 13]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 bankruptcy hardship discharge]]></category>
		<category><![CDATA[Chapter 13 hardship discharge]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[chapter 7 bankruptcy]]></category>
		<category><![CDATA[credit card bankruptcy]]></category>
		<category><![CDATA[filing for bankruptcy]]></category>
		<category><![CDATA[find a bankruptcy attorney]]></category>
		<category><![CDATA[find a bankruptcy lawyer]]></category>
		<category><![CDATA[find a good bankruptcy attorney]]></category>
		<category><![CDATA[find a good bankruptcy lawyer]]></category>
		<category><![CDATA[free bankruptcy consultation]]></category>
		<category><![CDATA[get a bankruptcy attorney]]></category>
		<category><![CDATA[get a bankruptcy lawyer]]></category>
		<category><![CDATA[hardship discharge]]></category>
		<category><![CDATA[personal-bankruptcy]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=16303</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Article I, Section 8, of the United States Constitution authorizes Congress to enact &#8220;uniform Laws on the subject of Bankruptcies.&#8221; Under this grant of authority, Congress enacted the &#8220;Bankruptcy Code&#8221; in 1978. The Bankruptcy Code, which is codified as title 11 of the United States Code, has been amended several times since its enactment. It [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/16303/bankruptcy-chapter-7-bankruptcy-chapter-13-bankruptcy">All About Bankruptcy &#8211; Chapter 7 Bankruptcy &#8211; Chapter 13 Bankruptcy</a></p>]]></description>
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		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Should I Draw On My Retirement Before or After I File Bankruptcy? &#8211; Ryan</title>
		<link>http://getoutofdebt.org/29758/should-i-draw-on-my-retirement-before-or-after-i-file-bankruptcy-ryan</link>
		<comments>http://getoutofdebt.org/29758/should-i-draw-on-my-retirement-before-or-after-i-file-bankruptcy-ryan#comments</comments>
		<pubDate>Tue, 23 Aug 2011 21:41:26 +0000</pubDate>
		<dc:creator>Lewis Roberts</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=29758</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Lewis, Recently divorced, left financially and emotionally wiped out, decided to resign and take a year off for travel and healing. Currently have 40K in unsecured debt and about 7K in savings. Was planning on drawing on my retirement (about 50k) of it, to finance the upcoming year. Question is, can I file for [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/29758/should-i-draw-on-my-retirement-before-or-after-i-file-bankruptcy-ryan">Should I Draw On My Retirement Before or After I File Bankruptcy? &#8211; Ryan</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Finance Company Never Picked Up the Motorcycles After My Bankruptcy. &#8211; Richard</title>
		<link>http://getoutofdebt.org/29554/the-finance-company-never-picked-up-the-motorcycles-after-my-bankruptcy-richard</link>
		<comments>http://getoutofdebt.org/29554/the-finance-company-never-picked-up-the-motorcycles-after-my-bankruptcy-richard#comments</comments>
		<pubDate>Mon, 15 Aug 2011 16:50:24 +0000</pubDate>
		<dc:creator>Lewis Roberts</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[motorcycle]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=29516</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Lewis, I filed bankruptcy late last year and the chapter 7 I filed is over with and I received the final paper where it is discharged. I live in Ky. And I had three motorcycles that I filed on among other stuff. One finance company came and got their motorcycle at the beginning of [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/29554/the-finance-company-never-picked-up-the-motorcycles-after-my-bankruptcy-richard">The Finance Company Never Picked Up the Motorcycles After My Bankruptcy. &#8211; Richard</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>If Bankruptcy is Good Enough for the Los Angeles Dodgers, It&#8217;s Good Enough For You</title>
		<link>http://getoutofdebt.org/28798/if-bankruptcy-is-good-enough-for-the-los-angeles-dodgers-its-good-enough-for-you</link>
		<comments>http://getoutofdebt.org/28798/if-bankruptcy-is-good-enough-for-the-los-angeles-dodgers-its-good-enough-for-you#comments</comments>
		<pubDate>Mon, 27 Jun 2011 16:43:13 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Bankruptcy Information]]></category>
		<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[LA Dodgers]]></category>
		<category><![CDATA[Los Angeles Dodgers]]></category>
		<category><![CDATA[Los Angeles Dodgers Bankruptcy]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=28798</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>This morning the Los Angeles filed for bankruptcy in an effort to reorganize their debt. This is yet another example of how business uses bankruptcy to deal with their unmanageable debt but consumers feel shame and stigma when they need to call upon legal financial reorganization for help. According to reports, the Los Angeles Dodgers [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28798/if-bankruptcy-is-good-enough-for-the-los-angeles-dodgers-its-good-enough-for-you">If Bankruptcy is Good Enough for the Los Angeles Dodgers, It&#8217;s Good Enough For You</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Debt Relief industry Trends, June, 2011 &#8211; Credit Counseling, Debt Settlement, Bankruptcy</title>
		<link>http://getoutofdebt.org/28768/debt-relief-industry-trends-june-2011-credit-counseling-debt-settlement-bankruptcy</link>
		<comments>http://getoutofdebt.org/28768/debt-relief-industry-trends-june-2011-credit-counseling-debt-settlement-bankruptcy#comments</comments>
		<pubDate>Sun, 26 Jun 2011 19:47:33 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Forecasts and Trends]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[Debt Relief Forecasts]]></category>
		<category><![CDATA[Debt Relief Trends]]></category>
		<category><![CDATA[debt settlement]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=28768</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>In what has turned into a regular report from this site, here is the next installment in my forecast for the debt relief industry. The extension of consumer credit remains weak. Delinquencies and defaults are dropping and sometimes, as Discover announced recently, to historic lows. Credit Counseling Demand Sources inside credit counseling are reporting continued [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28768/debt-relief-industry-trends-june-2011-credit-counseling-debt-settlement-bankruptcy">Debt Relief industry Trends, June, 2011 &#8211; Credit Counseling, Debt Settlement, Bankruptcy</a></p>]]></description>
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		<slash:comments>6</slash:comments>
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		<title>Can I Get Rid of Back Taxes in My Chapter 7 Bankruptcy? &#8211; Jacquelyn</title>
		<link>http://getoutofdebt.org/28546/can-i-get-rid-of-back-taxes-in-my-chapter-7-bankruptcy-jacquelyn</link>
		<comments>http://getoutofdebt.org/28546/can-i-get-rid-of-back-taxes-in-my-chapter-7-bankruptcy-jacquelyn#comments</comments>
		<pubDate>Wed, 15 Jun 2011 16:22:08 +0000</pubDate>
		<dc:creator>Jim Buttonnow</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Tax Related]]></category>
		<category><![CDATA[back taxes]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[owe the irs]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=28546</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Jim, I am converting from chapter 13 to a chapter 7 and I have owed federal taxes in it they will work with me on it won&#8217;t they? Will they work with me to pay back my taxes? Jacquelyn&#8221; The Answer: Dear Jacquelyn, Thanks for the question. Although bankruptcy is filed in federal US [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28546/can-i-get-rid-of-back-taxes-in-my-chapter-7-bankruptcy-jacquelyn">Can I Get Rid of Back Taxes in My Chapter 7 Bankruptcy? &#8211; Jacquelyn</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>I Discharged My Mortgage in Bankruptcy. Can I Really Sell The House Now? &#8211; Romy</title>
		<link>http://getoutofdebt.org/28319/i-discharged-my-mortgage-in-bankruptcy-can-i-really-sell-the-house-now-romy</link>
		<comments>http://getoutofdebt.org/28319/i-discharged-my-mortgage-in-bankruptcy-can-i-really-sell-the-house-now-romy#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:58:17 +0000</pubDate>
		<dc:creator>Lewis Roberts</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Discharge Mortgage]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Sell House After Bankruptcy]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=28319</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Lewis, I filed chp 13 bankruptcy and had agree to let go of my house. No repayment. All debts were discharged. however, the bank is allowing me to stay in the house because i have continued to pay the mortgage/taxes/etc. However I&#8217;ve noticed that none of my payments are being report to the credit [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28319/i-discharged-my-mortgage-in-bankruptcy-can-i-really-sell-the-house-now-romy">I Discharged My Mortgage in Bankruptcy. Can I Really Sell The House Now? &#8211; Romy</a></p>]]></description>
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		<slash:comments>6</slash:comments>
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		<title>I&#8217;ve Got Three Kids, Falling Behind, Unemployed and Have a Lot of Debt. &#8211; Kevin</title>
		<link>http://getoutofdebt.org/28274/ive-got-three-kids-falling-behind-unemployed-and-have-a-lot-of-debt-kevin</link>
		<comments>http://getoutofdebt.org/28274/ive-got-three-kids-falling-behind-unemployed-and-have-a-lot-of-debt-kevin#comments</comments>
		<pubDate>Fri, 03 Jun 2011 18:57:41 +0000</pubDate>
		<dc:creator>Lewis Roberts</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chapter 13]]></category>
		<category><![CDATA[legal settlement]]></category>
		<category><![CDATA[loan-modification]]></category>
		<category><![CDATA[settlement]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=28274</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Lewis, Here&#8217;s my situation. My name is Kevin, I am married with 3 kids. My story began when my wife and I tried to restructure our finances by applying for Obama&#8217;s mortgage modification program. The irony is we didn&#8217;t need to, but we were told that we qualified and figured, if we could save [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28274/ive-got-three-kids-falling-behind-unemployed-and-have-a-lot-of-debt-kevin">I&#8217;ve Got Three Kids, Falling Behind, Unemployed and Have a Lot of Debt. &#8211; Kevin</a></p>]]></description>
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		<slash:comments>2</slash:comments>
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		<title>How Do I Deal With Sallie Mae When Bankruptcy is Not an Option? &#8211; Debbie</title>
		<link>http://getoutofdebt.org/28210/how-do-i-deal-with-sallie-mae-when-bankruptcy-is-not-an-option-debbie</link>
		<comments>http://getoutofdebt.org/28210/how-do-i-deal-with-sallie-mae-when-bankruptcy-is-not-an-option-debbie#comments</comments>
		<pubDate>Tue, 31 May 2011 21:24:12 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Reader Questions]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[sallie mae]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=28210</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>I have $125,000.00 in debt with Sallie Mae Servicing Center, I have been with them for years, but with their high interest rates and principles, I will never pay this off unless I win the lottery. I tried to get loan forgiveness they denied that saying my loan was before 1998. I did not get [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28210/how-do-i-deal-with-sallie-mae-when-bankruptcy-is-not-an-option-debbie">How Do I Deal With Sallie Mae When Bankruptcy is Not an Option? &#8211; Debbie</a></p>]]></description>
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		<slash:comments>5</slash:comments>
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		<title>My Husband Sexually Assaulted Our Daughter While I Worked a Second Job to Afford Bankruptcy Payments. &#8211; Patty</title>
		<link>http://getoutofdebt.org/28090/my-husband-sexually-assaulted-our-daughter-while-i-worked-a-second-job-to-afford-bankruptcy-payments-patty</link>
		<comments>http://getoutofdebt.org/28090/my-husband-sexually-assaulted-our-daughter-while-i-worked-a-second-job-to-afford-bankruptcy-payments-patty#comments</comments>
		<pubDate>Thu, 26 May 2011 18:55:19 +0000</pubDate>
		<dc:creator>Lewis Roberts</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Husband Assaulted Daughter]]></category>
		<category><![CDATA[Sexual Assault]]></category>
		<category><![CDATA[Sexually Assaulted]]></category>

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		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Lewis, My husband and I filed bankruptcy in Feb 2010- because he lost his job after the bankruptcy was filed and he had a child support obligation they take the payment from me every 2 weeks. 286.00 dollars. At this point all the payments are made by garnishment of my wages. i cannot live [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28090/my-husband-sexually-assaulted-our-daughter-while-i-worked-a-second-job-to-afford-bankruptcy-payments-patty">My Husband Sexually Assaulted Our Daughter While I Worked a Second Job to Afford Bankruptcy Payments. &#8211; Patty</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>I Was Told Not to File Bankruptcy Due to Severance I Might Receive. &#8211; Diane</title>
		<link>http://getoutofdebt.org/28071/i-was-told-not-to-file-bankruptcy-due-to-severance-i-might-receive-diane</link>
		<comments>http://getoutofdebt.org/28071/i-was-told-not-to-file-bankruptcy-due-to-severance-i-might-receive-diane#comments</comments>
		<pubDate>Wed, 25 May 2011 19:59:23 +0000</pubDate>
		<dc:creator>Lewis Roberts</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[ira]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=28071</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Lewis, In May 2009, I was laid off. I had an appointment with a bankrupcty lawyer the day after I was escorted out (I had fairly high security clearance). She told me to hold off on the bankruptcy due to whatever severance I might receive. I held off and held off&#8230;and had a really [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28071/i-was-told-not-to-file-bankruptcy-due-to-severance-i-might-receive-diane">I Was Told Not to File Bankruptcy Due to Severance I Might Receive. &#8211; Diane</a></p>]]></description>
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		<slash:comments>6</slash:comments>
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		<item>
		<title>I&#8217;m an E5 in the Army. Should I Go With Wites &amp; Kapten Instead of Bankruptcy? &#8211; Vic</title>
		<link>http://getoutofdebt.org/28038/im-an-e5-in-the-army-should-i-go-with-wites-kapten-instead-of-bankruptcy-vic</link>
		<comments>http://getoutofdebt.org/28038/im-an-e5-in-the-army-should-i-go-with-wites-kapten-instead-of-bankruptcy-vic#comments</comments>
		<pubDate>Tue, 24 May 2011 21:24:18 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[Military]]></category>
		<category><![CDATA[army]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[E5]]></category>
		<category><![CDATA[military]]></category>
		<category><![CDATA[security clearance]]></category>
		<category><![CDATA[Security Officer]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=28038</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Steve, Well i&#8217;m about 40k in debt. I&#8217;m and E5 in the army. I have a security clearance. I got a letter from wites and kapetan. Its sounds decent. Has anyone heard of them. should i go with them. I can not file bankrupcy because of my clearance. if i did that, my clearance [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28038/im-an-e5-in-the-army-should-i-go-with-wites-kapten-instead-of-bankruptcy-vic">I&#8217;m an E5 in the Army. Should I Go With Wites &#038; Kapten Instead of Bankruptcy? &#8211; Vic</a></p>]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Do I Have to Pay My Second Mortgage Home Equity Loan After My Bankruptcy? &#8211; Julie</title>
		<link>http://getoutofdebt.org/27784/do-i-have-to-pay-my-second-mortgage-home-equity-loan-after-my-bankruptcy-julie</link>
		<comments>http://getoutofdebt.org/27784/do-i-have-to-pay-my-second-mortgage-home-equity-loan-after-my-bankruptcy-julie#comments</comments>
		<pubDate>Fri, 13 May 2011 15:41:08 +0000</pubDate>
		<dc:creator>Lewis Roberts</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chapter 7 bankruptcy]]></category>
		<category><![CDATA[home equity loan]]></category>
		<category><![CDATA[second mortgage]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=27784</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Lewis, I filed Ch. 7 bankruptcy last year. I did not file on my 1st home mortgage or my 2nd mortgage &#8211; home equity loan and chose to continue paying them. I never signed any reaffirmation statements after the bankruptcy. Recently my loan officer pulled my credit and saw that my reports show I [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/27784/do-i-have-to-pay-my-second-mortgage-home-equity-loan-after-my-bankruptcy-julie">Do I Have to Pay My Second Mortgage Home Equity Loan After My Bankruptcy? &#8211; Julie</a></p>]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Debt Settlement: Top Ten Most Misunderstood Facts</title>
		<link>http://getoutofdebt.org/27476/top-ten-most-misunderstood-facts-about-debt-settlement</link>
		<comments>http://getoutofdebt.org/27476/top-ten-most-misunderstood-facts-about-debt-settlement#comments</comments>
		<pubDate>Mon, 02 May 2011 12:25:58 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Debt Settlement Related]]></category>
		<category><![CDATA[adjustment]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt debt]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[debt settlement companies]]></category>
		<category><![CDATA[debt settlement company]]></category>
		<category><![CDATA[Debt Settlement Facts]]></category>
		<category><![CDATA[Debt Settlement Myths]]></category>
		<category><![CDATA[debt settlement services]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[facts about]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[insolvency law]]></category>
		<category><![CDATA[settle debts]]></category>
		<category><![CDATA[settlement]]></category>
		<category><![CDATA[settlement company]]></category>
		<category><![CDATA[top ten]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=27476</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Over the past few years debt settlement has been in the news, not always in a good way. Many consumers have complained about the services they&#8217;ve received while some have been very happy. Much of the disparity in the perception of the service is due to misconceptions about the process itself. So here are the [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/27476/top-ten-most-misunderstood-facts-about-debt-settlement">Debt Settlement: Top Ten Most Misunderstood Facts</a></p>]]></description>
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		<slash:comments>12</slash:comments>
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		<title>Trapped in a Debt Settlement Contract. What to Do? &#8211; Dean</title>
		<link>http://getoutofdebt.org/27559/trapped-in-a-debt-settlement-contract-what-to-do-dean</link>
		<comments>http://getoutofdebt.org/27559/trapped-in-a-debt-settlement-contract-what-to-do-dean#comments</comments>
		<pubDate>Thu, 28 Apr 2011 20:44:00 +0000</pubDate>
		<dc:creator>Michael Bovee</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[contracts]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt relief programs]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[debt settlement companies]]></category>
		<category><![CDATA[debt settlement contract]]></category>
		<category><![CDATA[debt settlement refund]]></category>
		<category><![CDATA[escrow]]></category>
		<category><![CDATA[ethics]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[legal documents]]></category>
		<category><![CDATA[Michael Bovee]]></category>
		<category><![CDATA[settlement]]></category>
		<category><![CDATA[settlement company]]></category>
		<category><![CDATA[stupidest]]></category>
		<category><![CDATA[traps]]></category>
		<category><![CDATA[unpaid debts]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=27559</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;I contracted a debt settlement company now that it changed. I signed with them back in May of 2010, this was before the new law changed for settlement companies not to be able to charge up front for settlements. The contract is crazy, and I was stupid to sign it. I was totally delusional from [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/27559/trapped-in-a-debt-settlement-contract-what-to-do-dean">Trapped in a Debt Settlement Contract. What to Do? &#8211; Dean</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/27559/trapped-in-a-debt-settlement-contract-what-to-do-dean/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
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		<title>We Can&#8217;t Afford Both of Our Mortgages, What Should We Do? &#8211; AR</title>
		<link>http://getoutofdebt.org/27178/we-cant-afford-both-of-our-mortgages-what-should-we-do-ar</link>
		<comments>http://getoutofdebt.org/27178/we-cant-afford-both-of-our-mortgages-what-should-we-do-ar#comments</comments>
		<pubDate>Thu, 07 Apr 2011 21:51:48 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Cramdown Mortgage]]></category>
		<category><![CDATA[second mortgage]]></category>
		<category><![CDATA[Strip Mortgage]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=27178</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Steve, We have a 1st &#038; 2nd on our home. The 1st is for 124K with Citimortgage, the 2nd is a home equity line of credit with Bof A for 250k due in 2015. Our home is now worth approx 220k. My husband has was unemployed for the last 2 years. Recently back to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/27178/we-cant-afford-both-of-our-mortgages-what-should-we-do-ar">We Can&#8217;t Afford Both of Our Mortgages, What Should We Do? &#8211; AR</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Authorized User on a Credit Card &#8211; Chris</title>
		<link>http://getoutofdebt.org/22417/authorized-user-on-a-credit-card-chris</link>
		<comments>http://getoutofdebt.org/22417/authorized-user-on-a-credit-card-chris#comments</comments>
		<pubDate>Mon, 25 Oct 2010 03:55:14 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Reader Questions]]></category>
		<category><![CDATA[authorized user]]></category>
		<category><![CDATA[bankruptcy]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=22417</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>My sister added me as an &#8220;authorized user&#8221; on her credit card. I used the credit card to purchase a used vehicle and have been paying the monthly payments on her card for the past year or so. Now she has filed bankruptcy. Her bankruptcy attorney told her that even though I am an &#8220;authorized [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/22417/authorized-user-on-a-credit-card-chris">Authorized User on a Credit Card &#8211; Chris</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>I Am Filing Bankruptcy But My Attorney is Waiting For Stuff From Me. &#8211; Brent</title>
		<link>http://getoutofdebt.org/6743/i-am-filing-bankruptcy-but-my-attorney-is-waiting-for-stuff-from-me-brent</link>
		<comments>http://getoutofdebt.org/6743/i-am-filing-bankruptcy-but-my-attorney-is-waiting-for-stuff-from-me-brent#comments</comments>
		<pubDate>Fri, 22 Oct 2010 18:34:30 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[lost my job]]></category>
		<category><![CDATA[repo]]></category>
		<category><![CDATA[repossessed]]></category>
		<category><![CDATA[repossession]]></category>
		<category><![CDATA[want my car back]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=6743</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Brent wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/6743/i-am-filing-bankruptcy-but-my-attorney-is-waiting-for-stuff-from-me-brent">I Am Filing Bankruptcy But My Attorney is Waiting For Stuff From Me. &#8211; Brent</a></p>]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Scott Writes Me and Asks For Help &#8211; &#8220;We Are Behind And Overwhelmed&#8221;</title>
		<link>http://getoutofdebt.org/1035/scott-writes-me-and-asks-for-help-we-are-behind-and-overwhelmed</link>
		<comments>http://getoutofdebt.org/1035/scott-writes-me-and-asks-for-help-we-are-behind-and-overwhelmed#comments</comments>
		<pubDate>Mon, 18 Oct 2010 20:31:27 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[enough money]]></category>
		<category><![CDATA[martha stewart paint]]></category>
		<category><![CDATA[second mortgage]]></category>
		<category><![CDATA[tipping point]]></category>
		<category><![CDATA[tough times]]></category>
		<category><![CDATA[wall street]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=1035</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Scott wrote to me at GetOutOfDebt.org and asked me the following question. If you have a question you can visit GetOutOfDebt.org and ask for my free help also. &#8220;Dear Steve, We have too many bills and not enough money. We owe $30,000 in debt besides my mortgage. We are behind about 1-2 months are most [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/1035/scott-writes-me-and-asks-for-help-we-are-behind-and-overwhelmed">Scott Writes Me and Asks For Help &#8211; &#8220;We Are Behind And Overwhelmed&#8221;</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Collectors Called Constantly Scared of Foreclosure, What Can I Do? &#8211; Roy</title>
		<link>http://getoutofdebt.org/15654/collectors-called-constantly-scared-of-foreclosure-what-can-i-do-roy</link>
		<comments>http://getoutofdebt.org/15654/collectors-called-constantly-scared-of-foreclosure-what-can-i-do-roy#comments</comments>
		<pubDate>Tue, 28 Sep 2010 17:06:47 +0000</pubDate>
		<dc:creator>Mike Killian</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bank account]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[discover-card]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[just found out about our debt]]></category>
		<category><![CDATA[lingering credit card debt]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[scared of foreclosure]]></category>
		<category><![CDATA[surprise debt]]></category>
		<category><![CDATA[wife never told me about our debt]]></category>
		<category><![CDATA[worried about foreclosure]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=15654</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Steve, I have recently taken over management of finances and bill paying from my wife. I always knew we had some lingering credit card debt that had been following us since college, but I had no idea what the real situation was. At this point we are $51,000 in credit card debt. We have [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/15654/collectors-called-constantly-scared-of-foreclosure-what-can-i-do-roy">Collectors Called Constantly Scared of Foreclosure, What Can I Do? &#8211; Roy</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>We Handed Our House Back in Bankruptcy But The Chase Bank Refused to Accept It. &#8211; Ron</title>
		<link>http://getoutofdebt.org/21951/we-handed-our-house-back-in-bankruptcy-but-the-chase-bank-refused-to-accept-it-ron</link>
		<comments>http://getoutofdebt.org/21951/we-handed-our-house-back-in-bankruptcy-but-the-chase-bank-refused-to-accept-it-ron#comments</comments>
		<pubDate>Mon, 20 Sep 2010 22:31:32 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chase bank]]></category>
		<category><![CDATA[Relief From Stay]]></category>
		<category><![CDATA[Stay Relief]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=21951</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Steve, Wife lost her job 2 years ago &#8211; since then we liquidated savings, sold a cabin, got rid of both vehicles, searched high and low for a job for my wife. 18 months ago we applied for a loan modification as our monthly loan amount increased due to escrow increases. Then 6 months [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/21951/we-handed-our-house-back-in-bankruptcy-but-the-chase-bank-refused-to-accept-it-ron">We Handed Our House Back in Bankruptcy But The Chase Bank Refused to Accept It. &#8211; Ron</a></p>]]></description>
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		<slash:comments>4</slash:comments>
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		<title>44 Lessons in Life for Debtors</title>
		<link>http://getoutofdebt.org/21916/45-lessons-in-life-for-debtors</link>
		<comments>http://getoutofdebt.org/21916/45-lessons-in-life-for-debtors#comments</comments>
		<pubDate>Mon, 20 Sep 2010 14:00:49 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[afraid]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Can't Cope]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debtor]]></category>
		<category><![CDATA[debtors]]></category>
		<category><![CDATA[depressed]]></category>
		<category><![CDATA[depression]]></category>
		<category><![CDATA[fear]]></category>
		<category><![CDATA[hopeless]]></category>
		<category><![CDATA[stress]]></category>
		<category><![CDATA[suicide]]></category>
		<category><![CDATA[worry]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=21916</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Here is an excellent video that was sent to me by a friend which contains 44 perfect life lessons for debtors. The video helps to put what really matter into perspective and to refocus us to realize that while debt is painful and immediate there are still joys and opportunities around for us to still [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/21916/45-lessons-in-life-for-debtors">44 Lessons in Life for Debtors</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>I Can&#8217;t Figure Out My Chapter 13 Bankruptcy Payments &#8211; Helpless</title>
		<link>http://getoutofdebt.org/7148/i-cant-figure-out-my-chapter-13-bankruptcy-payments-helpless</link>
		<comments>http://getoutofdebt.org/7148/i-cant-figure-out-my-chapter-13-bankruptcy-payments-helpless#comments</comments>
		<pubDate>Thu, 09 Sep 2010 22:12:37 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[car loan]]></category>
		<category><![CDATA[car payments]]></category>
		<category><![CDATA[chapter 13]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7148</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Helpless wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7148/i-cant-figure-out-my-chapter-13-bankruptcy-payments-helpless">I Can&#8217;t Figure Out My Chapter 13 Bankruptcy Payments &#8211; Helpless</a></p>]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Clinton Wants to Know &#8220;Am I Doing The Right Thing By Repaying My Debt?&#8221;</title>
		<link>http://getoutofdebt.org/1663/clinton-wants-to-know-am-i-doing-the-right-thing-by-repaying-my-debt</link>
		<comments>http://getoutofdebt.org/1663/clinton-wants-to-know-am-i-doing-the-right-thing-by-repaying-my-debt#comments</comments>
		<pubDate>Wed, 08 Sep 2010 22:31:05 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[charge offs]]></category>
		<category><![CDATA[collection-agencies]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt question]]></category>
		<category><![CDATA[debt-repayment]]></category>
		<category><![CDATA[doing the right thing]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[just getting by]]></category>
		<category><![CDATA[moral dilemma]]></category>
		<category><![CDATA[moral point of view]]></category>
		<category><![CDATA[repaying debt]]></category>
		<category><![CDATA[security disability insurance]]></category>
		<category><![CDATA[social security disability]]></category>
		<category><![CDATA[social security disability insurance]]></category>
		<category><![CDATA[spiritual need]]></category>
		<category><![CDATA[ssdi]]></category>
		<category><![CDATA[zero balance]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=1663</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Clinton wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/1663/clinton-wants-to-know-am-i-doing-the-right-thing-by-repaying-my-debt">Clinton Wants to Know &#8220;Am I Doing The Right Thing By Repaying My Debt?&#8221;</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>I Am Too Trusting and I Help People Out With Money But Don&#8217;t Get it Back and Then I End Up Missing Payments &#8211; Natasha</title>
		<link>http://getoutofdebt.org/21626/i-am-too-trusting-and-i-help-people-out-with-money-but-dont-get-it-back-and-then-i-end-up-missing-payments-natasha</link>
		<comments>http://getoutofdebt.org/21626/i-am-too-trusting-and-i-help-people-out-with-money-but-dont-get-it-back-and-then-i-end-up-missing-payments-natasha#comments</comments>
		<pubDate>Mon, 06 Sep 2010 19:11:01 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy uk]]></category>
		<category><![CDATA[bankruptcy.org.uk]]></category>
		<category><![CDATA[co-dependent]]></category>
		<category><![CDATA[emotional support]]></category>
		<category><![CDATA[financial support]]></category>
		<category><![CDATA[missing payments]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=21626</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Steve, I am 28 and i live with my parents, i have had problems with debts for a few years. I am too trusting and i help people out with money but dont get it back and then i end up missing payments. How can i get out of debt, i have tried everything [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/21626/i-am-too-trusting-and-i-help-people-out-with-money-but-dont-get-it-back-and-then-i-end-up-missing-payments-natasha">I Am Too Trusting and I Help People Out With Money But Don&#8217;t Get it Back and Then I End Up Missing Payments &#8211; Natasha</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Am I Able to Settle My Debts With My Credit Card Companies Even Though I&#8217;m Current? &#8211; Kaye</title>
		<link>http://getoutofdebt.org/7091/am-i-able-to-settle-my-debts-with-my-credit-card-companies-even-though-im-current-kaye</link>
		<comments>http://getoutofdebt.org/7091/am-i-able-to-settle-my-debts-with-my-credit-card-companies-even-though-im-current-kaye#comments</comments>
		<pubDate>Fri, 27 Aug 2010 18:07:02 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[cash in hand]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[lump sum]]></category>
		<category><![CDATA[lumpsum]]></category>
		<category><![CDATA[protect my credit]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7091</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Kaye wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7091/am-i-able-to-settle-my-debts-with-my-credit-card-companies-even-though-im-current-kaye">Am I Able to Settle My Debts With My Credit Card Companies Even Though I&#8217;m Current? &#8211; Kaye</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7091/am-i-able-to-settle-my-debts-with-my-credit-card-companies-even-though-im-current-kaye/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Do You Value Your Quality of Life? Debt Solutions to Fix The Future</title>
		<link>http://getoutofdebt.org/20933/how-do-you-value-your-quality-of-life-debt-solutions-to-fix-the-future</link>
		<comments>http://getoutofdebt.org/20933/how-do-you-value-your-quality-of-life-debt-solutions-to-fix-the-future#comments</comments>
		<pubDate>Mon, 02 Aug 2010 17:18:24 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score & Credit Report]]></category>
		<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Debt Settlement Related]]></category>
		<category><![CDATA[Debtor Stories]]></category>
		<category><![CDATA[Giving Debt Advice]]></category>
		<category><![CDATA[Helping Others]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Retirement Funds]]></category>
		<category><![CDATA[Vehicle Related]]></category>
		<category><![CDATA[401k loan]]></category>
		<category><![CDATA[acceptance of debt]]></category>
		<category><![CDATA[anger of debt]]></category>
		<category><![CDATA[apply for credit]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bargaining debt]]></category>
		<category><![CDATA[consolidation loan]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit utilization]]></category>
		<category><![CDATA[debt depression]]></category>
		<category><![CDATA[debt education]]></category>
		<category><![CDATA[debt management plan]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[debt settlement risks]]></category>
		<category><![CDATA[debt strength]]></category>
		<category><![CDATA[debt-help]]></category>
		<category><![CDATA[denial of debt]]></category>
		<category><![CDATA[dmp]]></category>
		<category><![CDATA[emotional stages of debt. debt enabler]]></category>
		<category><![CDATA[emotions of debt]]></category>
		<category><![CDATA[get out of debt calculator]]></category>
		<category><![CDATA[minimum payment calculator]]></category>
		<category><![CDATA[minimum payments]]></category>
		<category><![CDATA[proper use of credit]]></category>
		<category><![CDATA[risks]]></category>
		<category><![CDATA[stages of debt]]></category>
		<category><![CDATA[unsecured debt consolidation loan]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=20933</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Debt doesn&#8217;t just affect the people actually in debt, it often affects the ones around them, near and dear to them. I know this from first hand experience as someone who has loved and lived with someone so deep in debt they could not see a way out. Not only is the emotional toll hard [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/20933/how-do-you-value-your-quality-of-life-debt-solutions-to-fix-the-future">How Do You Value Your Quality of Life? Debt Solutions to Fix The Future</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/20933/how-do-you-value-your-quality-of-life-debt-solutions-to-fix-the-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Trudy is Worried About Getting Married Before Her Bankruptcy is Completed</title>
		<link>http://getoutofdebt.org/5249/trudy-is-worried-about-getting-married-before-her-bankruptcy-is-completed</link>
		<comments>http://getoutofdebt.org/5249/trudy-is-worried-about-getting-married-before-her-bankruptcy-is-completed#comments</comments>
		<pubDate>Mon, 19 Jul 2010 16:34:28 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[fiance]]></category>
		<category><![CDATA[getting married]]></category>
		<category><![CDATA[maiden name]]></category>
		<category><![CDATA[spouse]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5249</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Trudy wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5249/trudy-is-worried-about-getting-married-before-her-bankruptcy-is-completed">Trudy is Worried About Getting Married Before Her Bankruptcy is Completed</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Do You Do When Your Creditors and Credit Counselors Say There Isn&#8217;t Anything They Can Do to Help? &#8211; Elle</title>
		<link>http://getoutofdebt.org/5387/what-do-you-do-when-your-creditors-and-credit-counselors-say-there-isnt-anything-they-can-do-to-help-elle</link>
		<comments>http://getoutofdebt.org/5387/what-do-you-do-when-your-creditors-and-credit-counselors-say-there-isnt-anything-they-can-do-to-help-elle#comments</comments>
		<pubDate>Wed, 14 Jul 2010 17:29:24 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[credit counselors]]></category>
		<category><![CDATA[last resort]]></category>
		<category><![CDATA[repayment options]]></category>
		<category><![CDATA[second opinion]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5387</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Elle wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5387/what-do-you-do-when-your-creditors-and-credit-counselors-say-there-isnt-anything-they-can-do-to-help-elle">What Do You Do When Your Creditors and Credit Counselors Say There Isn&#8217;t Anything They Can Do to Help? &#8211; Elle</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5387/what-do-you-do-when-your-creditors-and-credit-counselors-say-there-isnt-anything-they-can-do-to-help-elle/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Abusive Debt Collector Accused of Bankruptcy Fraud : When The Collector Becomes the Collected</title>
		<link>http://getoutofdebt.org/20340/abusive-debt-collector-accused-of-bankruptcy-fraud-when-the-collector-becomes-the-collected</link>
		<comments>http://getoutofdebt.org/20340/abusive-debt-collector-accused-of-bankruptcy-fraud-when-the-collector-becomes-the-collected#comments</comments>
		<pubDate>Mon, 12 Jul 2010 21:44:22 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[Lawsuits]]></category>
		<category><![CDATA[Legal Related]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy fraud]]></category>
		<category><![CDATA[Boyajian and Brandon Legal Group]]></category>
		<category><![CDATA[Boyajian Firms]]></category>
		<category><![CDATA[Boyajian Law]]></category>
		<category><![CDATA[Boyajian Law Offices]]></category>
		<category><![CDATA[Boyajian Law Offices P.C.]]></category>
		<category><![CDATA[Boyajian Legal]]></category>
		<category><![CDATA[Conceal Asset]]></category>
		<category><![CDATA[Debt Collecting]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[fair debt collection practices act]]></category>
		<category><![CDATA[G & L]]></category>
		<category><![CDATA[G & L Financial Services]]></category>
		<category><![CDATA[Jack Boyajian]]></category>
		<category><![CDATA[Jack H. Boyajian]]></category>
		<category><![CDATA[JBC & Associates]]></category>
		<category><![CDATA[JBC & Associates P.C.]]></category>
		<category><![CDATA[JBC Legal Group]]></category>
		<category><![CDATA[JBC Legal Group P.C.]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=20340</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Over the years Jack H. Boyajian, a seasoned debt collector, has faced accusations from authorities across the U.S. for &#8220;illegal methods to squeeze debtors&#8221;. This year a new accusation arose against Boyajian after he filed for bankruptcy in August of 2009, that he has defrauded creditors by concealing assets from the court. The Federal Government [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/20340/abusive-debt-collector-accused-of-bankruptcy-fraud-when-the-collector-becomes-the-collected">Abusive Debt Collector Accused of Bankruptcy Fraud : When The Collector Becomes the Collected</a></p>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Finances of Florida Charter Boat Captain, Sinking  &#8211; Roberta</title>
		<link>http://getoutofdebt.org/7174/finances-of-florida-charter-boat-captain-sinking-roberta</link>
		<comments>http://getoutofdebt.org/7174/finances-of-florida-charter-boat-captain-sinking-roberta#comments</comments>
		<pubDate>Fri, 02 Jul 2010 20:55:31 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[business income]]></category>
		<category><![CDATA[captain]]></category>
		<category><![CDATA[charter boat]]></category>
		<category><![CDATA[florida]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7174</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Roberta wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7174/finances-of-florida-charter-boat-captain-sinking-roberta">Finances of Florida Charter Boat Captain, Sinking  &#8211; Roberta</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Have to Leave the Country for a Family Emergency.</title>
		<link>http://getoutofdebt.org/6714/i-have-to-leave-the-country-for-a-family-emergency</link>
		<comments>http://getoutofdebt.org/6714/i-have-to-leave-the-country-for-a-family-emergency#comments</comments>
		<pubDate>Mon, 21 Jun 2010 19:01:54 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[abroad]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[family emergency]]></category>
		<category><![CDATA[must leave the country]]></category>
		<category><![CDATA[rent an apartment]]></category>
		<category><![CDATA[tapped my savings]]></category>
		<category><![CDATA[unable to make minimum payment]]></category>
		<category><![CDATA[working abroad]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=6714</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>I got the following question through the GetOutOfDebt.org site and the reader asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. I asked my friend, Gerri Detweiler, to also answer this question so you could [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/6714/i-have-to-leave-the-country-for-a-family-emergency">I Have to Leave the Country for a Family Emergency.</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>We are Using Your &#8220;Eliminate Your Debt Like a Pro&#8221; Book and Have Some Questions. &#8211; Joanne</title>
		<link>http://getoutofdebt.org/6603/we-are-using-your-eliminate-your-debt-like-a-pro-book-and-have-some-questions-joanne</link>
		<comments>http://getoutofdebt.org/6603/we-are-using-your-eliminate-your-debt-like-a-pro-book-and-have-some-questions-joanne#comments</comments>
		<pubDate>Sat, 12 Jun 2010 01:26:13 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[asia]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy not allowed]]></category>
		<category><![CDATA[bankruptcy prohibited]]></category>
		<category><![CDATA[can't file bankruptcy]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[employer]]></category>
		<category><![CDATA[expat]]></category>
		<category><![CDATA[far from home]]></category>
		<category><![CDATA[International]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[job won't allow bankruptcy]]></category>
		<category><![CDATA[living overseas]]></category>
		<category><![CDATA[out of the country]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=6603</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Joanne wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/6603/we-are-using-your-eliminate-your-debt-like-a-pro-book-and-have-some-questions-joanne">We are Using Your &#8220;Eliminate Your Debt Like a Pro&#8221; Book and Have Some Questions. &#8211; Joanne</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do It Yourself Guide to Credit Reports: 10 Ways to Improve Your Credit</title>
		<link>http://getoutofdebt.org/19522/do-it-yourself-guide-to-credit-reports-10-ways-to-improve-your-credit</link>
		<comments>http://getoutofdebt.org/19522/do-it-yourself-guide-to-credit-reports-10-ways-to-improve-your-credit#comments</comments>
		<pubDate>Wed, 02 Jun 2010 21:39:00 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Bankruptcy Information]]></category>
		<category><![CDATA[Credit Card Industry]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score & Credit Report]]></category>
		<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Saving Money / Investing]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[Secured Card]]></category>
		<category><![CDATA[authorized user]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[consolidated credit report]]></category>
		<category><![CDATA[Cosign Credit]]></category>
		<category><![CDATA[credit file]]></category>
		<category><![CDATA[credit repair organizations act]]></category>
		<category><![CDATA[credit repair scam]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[Credit Scam]]></category>
		<category><![CDATA[Deposit Accounts]]></category>
		<category><![CDATA[EIN]]></category>
		<category><![CDATA[Employer Identification Number]]></category>
		<category><![CDATA[equifax]]></category>
		<category><![CDATA[equifax.com]]></category>
		<category><![CDATA[experian]]></category>
		<category><![CDATA[experian.com]]></category>
		<category><![CDATA[federal trade commission]]></category>
		<category><![CDATA[File Segregation]]></category>
		<category><![CDATA[Fix Credit]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[ftc.gov]]></category>
		<category><![CDATA[Guaranteed Account]]></category>
		<category><![CDATA[improve credit]]></category>
		<category><![CDATA[joint account]]></category>
		<category><![CDATA[New Credit File]]></category>
		<category><![CDATA[Repair Bankruptcy]]></category>
		<category><![CDATA[repair-credit]]></category>
		<category><![CDATA[savings-account]]></category>
		<category><![CDATA[secured credit card]]></category>
		<category><![CDATA[spending plan]]></category>
		<category><![CDATA[Trans Union]]></category>
		<category><![CDATA[Transunion.com]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=19522</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>So your credit’s not so hot. A few late payments, maybe an account or two that went to collections. What’s the big deal? As you’ve probably found out, it may be a very big deal. You’ve probably already been turned down for the best credit cards and maybe you’ve had trouble getting a car loan. [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/19522/do-it-yourself-guide-to-credit-reports-10-ways-to-improve-your-credit">Do It Yourself Guide to Credit Reports: 10 Ways to Improve Your Credit</a></p>]]></description>
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		<slash:comments>5</slash:comments>
		</item>
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