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Tag Archives: boa

Is Bank Of America Taking Advantage Of The Unemployed With Debit Card Fees?

The state of South Carolina and Bank of America have teamed up together to administer unemployment benefits to South Carolina residents. Unemployment benefits used to come in the form of a check but are now being issued in the form of a Bank of America prepaid debit card. Bank of America claims that it’s good deal for everyone from taxpayers ... Read More »

What Are My Options For Getting Bank of America to Lower my 27.99% Credit Card Interest Rate? – Chris

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“Dear Steve, My situation concerns Bank of America. Last november BoA lowered my limit from 16000 to 15000. at the time my balance was around 14700. When my minimum payment hit me it sent me over my new limit and defaulted me and I was charged with a 27.99% interest rate. The extra interest fees i was paying sucked up ... Read More »

I Am Married With Five Children and Struggling to Get By. Ken

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“Dear Steve, I was self/unemployed after a layoff for about 3 years, until about a year ago. I had about $60K of home equity, but accumulated about $80K in credit card debt (I had no debt going into the period). We live very frugally, with hand me downs, Goodwil,l and 200K+ mile minivans. In the current economy my home equity ... Read More »

I Called Bank of America About My Reduced Credit Limit. They Reduced it More. – Charles

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Charles “Dear Steve, Bank of America has lowered my credit line from 23000 to 16 and when I called to complain the dropped it down to the current level of 13500. I use my card in business and know they have the right to do this but what about the negative effect on my credit score. I always paid them ... Read More »

I Want Bank of America to Leave My Interest Rates Alone. – Debbie

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“Dear Steve, I have overextended on my home equity line my condo is not worth the money now. I have been working overtime as much as possible to keep paying bills I borrowed 10,000 from my 401k to cover some of the debt and 5,000 each from 2 friends of mind now the interest rate has just dropped over the ... Read More »

Is It Legal For Bank of America to Raise My Interest Rates? – Lucy

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Lucy “Dear Steve, Have been advised about Bank of America raise in interest rates. I have never been late on a payment. Would like to be part of class action suit. Is this legal? Lucy” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and ... Read More »

I’m 60, Unemployed, and Bank of America is Charging Me 27.99%. – Yvonne

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Yvonne “Dear Steve, I can not get Bank Of America to lower my interest rate. It is a whopping 27.99%. The interest I am paying on 9800 is around 285. I am now unemployed and 60 years old. Very hard to find a job at that age, that pays anything. I’m lost on what to do. I have called and ... Read More »

Should I Quit Paying Bank of America For My American Express? – Becky

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“Dear Steve, I have a BOA American Express card that was originally about $500.00 – I’ve paid every month and for the past 4 years made no new purchases. Interest rate is 25.99% and with all the monthly late fees / interest rate my balance is almost $2k. I’m falling further into debt with this one card and it has ... Read More »

I Was Making Payments to Bank of America and The Charged Off My Debt – Michelle

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Michelle “Dear Steve, Back in 2007 I made a payment arrengment with BOA on my credit card. The balance on the card was 3500 but with intrest and fees it had gone up to almost 4700. The payment plan was 100. a month. Then in 2008 my husbands hours got cut and we had to talk to the credit card ... Read More »

Bank of America Charged Off My Debt By Mistake. – Jennifer

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“Dear Steve, we have 2 account s with Bank of America. I had them on payment programs. Our car was broken into and a checkbook was stolen (with other items) . The b of a accounts were set up to deduct payments the last day of every month. The last payment was returned by a frozen account on the old ... Read More »

“Bank of America’s Message to Me Was Tough Shit!”

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Certainly an impassioned point of view from a very angry Bank of America customer that feels strongly that she is not going to pay Bank of America one more penny. Here are some videos that responded to the original video or content. As you can see she has a few fans. Although the message could have better embraced by people ... Read More »

I’m Going Bankrupt. How Long Until Bank of America Sues Me? – Mary

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“Dear Steve, I have consulted an attorney regarding my overwhelming credit card debt ~ over 80K. I was told to stop using the credit cards for 3 mos before filing Bankruptcy. I have 3 credit cards with B of A, and also have my checking account with them. The attorney told me to move my bank acct, but I’m concerned ... Read More »

I Was Divorced and Debt Free, or so I Thought. – Cheryl

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Cheryl “Dear Steve, I was divorced, debt was paid in full when the house was sold, divorce papers show debt was to be paid and all accounts closed, but Bank of America left if open after it was paid in full, and ex went back and used it up again, without my knowledge, when i did have knowledge he asked ... Read More »

We Can’t Afford Our Mortgage and Bank of America Said They Can’t Help. – Anne

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“Dear Steve, My husband and I purchased our first home 2 years ago for $745k and put down 20%. The current balance on the loan is about $550k, and our interest rate is 6.875%. Our payments are $3800 per month. We just lost our business that provide about 50% of our income. Because of this we cannot afford our mortgage ... Read More »

Bank of America Set to Raise Balance Transfer Fees

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Making a balance transfer to a Bank of America Card just got a lot more expensive. On Jun 1 the fee charged when you transfer a balance to a Bank of America card will go from 3% of the balance to 4%. This move is just another is ways for banks to increase income and revenue. From raising interest rates ... Read More »

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