budgets

 

 

Let This Comic Strip Show You How To Save Money At The Movies

Scott Meyer frequently makes brilliant observations in his “Basic Instructions” comic, and by brilliant I mean nutjob. In the most recent one, “How to Save Money,” the comic version of Meyer realizes how expensive movie concessions are. Considering how many people commented on this the last time I posted about it, I thought you might find his ideas useful. Now I’m off to buy a stovepipe hat! “How to Save Money” [Basic Instructions]

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Consumers Turn To Pawn Shops To Pad Holiday Budgets – News On 6

As shoppers comb the Black Friday ads, more and more are trying to pad their holiday budgets. Pawn shops nationwide are seeing an increase in the number of pawns this month. At Kirk’s Pawn in Oklahoma City, business is up 12 percent. It’s the biggest …

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Store gift card sales plummet as consumers flock to prepaid debit … – Daily Finance

Spending on private label store gift cards is projected to fall by 7% this year, as consumers tighten budgets in reaction to a weakened economy. Gift givers are also getting nervous about what retailers will have on the shelves after the holidays, as …

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The Best Holiday Credit-Card Strategies – Smart Money

This holiday season , Americans will spend an average $682 on gifts, decorations and food, according to the National Retail Federation. Many of them will put those purchases on plastic. With budgets still tight, the question is: How do you use those …

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Lending Stream, a Payday Loans Company, Promises ‘Healthier Wallets … – PR Inside

Typically, when people take a Payday Loan, they are expected to repay the amount along with the interest fee on their next pay date. The 30-day repayment window can sometimes be inconvenient for those with tighter budgets, often leaving their …

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Selling Lessons Online Raises Cash and Questions – New York Times

While some of this extra money is going to buy books and classroom supplies in a time of tight budgets, the new teacher-entrepreneurs are also spending it on dinners out, mortgage payments, credit card bills, vacation travel and even home renovation …

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Selling Lesson Plans Online, Teachers Raise Questions – New York Times

While some of this extra money is going to buy books and classroom supplies in a time of tight budgets, the new teacher-entrepreneurs are also spending it on dinners out, mortgage payments, credit card bills, vacation travel and even home renovation …

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Any Suggestions for Good Budgeting Tools to Dig Out of Debt? – Scott

 

“Dear Steve,
My wife and I currently have credit card debt of about $60,000. In addition to that we have 2 mortgages and 1 car payment with about 1 year remaining. We both have incomes, and are barely able to make the minimum payments.
We aren’t behind on any of our debts, but continue to live a [...]

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Does Money And Things Alone Bring You Happiness?

 
I’m not quite sure what really resonated with me about this video. I guess it is the fact that it is a message that I have heard before from other doctors when I was in the medical community. And it is a realization that I experienced myself in my life.
The lessons about material wealth and [...]

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Do You Think You Are A Failure When You Break Your Budget?

I’m always sad when someone says to me that they feel like a failure when they break their budget. Just by it’s very nature, a budget is a self-defeating document that will most likely lead to failure.
You see most budgets are not based in truth, they are based in wishes. Here is how I would [...]

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Bankruptcy Rates To Significantly Increase Next Spring From Ho-Ho-Ho Hangover

I just did an interview with the Christian Science Monitor and we were talking about holiday shopping. The question was if I thought people were going to significantly cut back on holiday shopping to live within their budgets. Sadly, I don’t think they will.
Gift giving and shopping at this time of year are ingrained in [...]

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Consumers Feel the Next Crisis: It’s Credit Cards

Indeed it is. If you’re not in top shape for the credit card shakeout that’s already taking place, there isn’t much you’ll be able to do about it. It’s probably already too late. After years of flooding the market with credit cards (and generous limits), banks are finally starting to take it back. Eric Dash, a New York Times reporter, does an excellent job of distilling the situation. From

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Lowen Wants to Know “Can I Budget My Way Out Of Debt?”

Lowen wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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