From How to Get Out of Debt

Two years ago I wrote about creating a financial game plan. It’s been a popular post and I think it’s due to couples looking for a solution that they can create together. Though most of the advice still hold up, I wanted to break down the steps for couples just starting out with getting their [...]

Read the full article at GetOutOfDebt.org, click here: It Takes Two (Creating a Family Financial Battleplan-Part 1)

From How to Get Out of Debt

When you are struggling to find enough money to get through the month or make ends meet, it an feel as if you are all alone in that effort. Money troubles are internationally universal and experienced by people around the world. Just yesterday I wrote about consumer debt levels increasing in Australia and Canada. The [...]

Read the full article at GetOutOfDebt.org, click here: Personal Finance Struggle Universal. Many Dealing With Trying to Make Ends Meet.

From How to Get Out of Debt

“Dear Steve, Working full time and also an adjunct college instructor-made some terrrible money mistakes and I don’t know how to fix! Make enough money to pay bills, but that is it. Not getting anywhere I need someone to put me on a budget, and help me figure out how to get out of debt-scared [...]

Read the full article at GetOutOfDebt.org, click here: I Need Someone to Put Me on Budget. – Sharon

From How to Get Out of Debt

Budgeting, its a topic that has not changed much from the time some dude had two cows to spend. “Where did that other cow go?” Today we have all sorts of fancy products and systems to help us budget our money, but does budgeting have to be so hard? For the record, I hate to [...]

Read the full article at GetOutOfDebt.org, click here: How to Budget Your Money – Video – 1948

From How to Get Out of Debt

Lowen wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Lowen Wants to Know “Can I Budget My Way Out Of Debt?”

From How to Get Out of Debt

“Dear Steve, My wife and I currently have credit card debt of about $60,000. In addition to that we have 2 mortgages and 1 car payment with about 1 year remaining. We both have incomes, and are barely able to make the minimum payments. We aren’t behind on any of our debts, but continue to [...]

Read the full article at GetOutOfDebt.org, click here: Any Suggestions for Good Budgeting Tools to Dig Out of Debt? – Scott

From How to Get Out of Debt

I’m not quite sure what really resonated with me about this video. I guess it is the fact that it is a message that I have heard before from other doctors when I was in the medical community. And it is a realization that I experienced myself in my life. The lessons about material wealth [...]

Read the full article at GetOutOfDebt.org, click here: Does Money And Things Alone Bring You Happiness?

From How to Get Out of Debt

I’m always sad when someone says to me that they feel like a failure when they break their budget. Just by it’s very nature, a budget is a self-defeating document that will most likely lead to failure. You see most budgets are not based in truth, they are based in wishes. Here is how I [...]

Read the full article at GetOutOfDebt.org, click here: Do You Think You Are A Failure When You Break Your Budget?

From How to Get Out of Debt

I just did an interview with the Christian Science Monitor and we were talking about holiday shopping. The question was if I thought people were going to significantly cut back on holiday shopping to live within their budgets. Sadly, I don’t think they will. Gift giving and shopping at this time of year are ingrained [...]

Read the full article at GetOutOfDebt.org, click here: Bankruptcy Rates To Significantly Increase Next Spring From Ho-Ho-Ho Hangover

From How to Get Out of Debt

Indeed it is. If you're not in top shape for the credit card shakeout that's already taking place, there isn't much you'll be able to do about it. It's probably already too late. After years of flooding the market with credit cards (and generous limits), banks are finally starting to take it back. Eric Dash, a New York Times reporter, does an excellent job of distilling the situation. From

Read the full article at GetOutOfDebt.org, click here: Consumers Feel the Next Crisis: It’s Credit Cards