Tag Archives: capital one

Capital One Sued Me And Got a Judgment After the Case Was Dismissed. – Linda

“Dear Steve, Capital One wrote off their debt, turned over to a Collection Agency who has now sent to an attorney,,,they got judgment against me and I motioned to have that set aside which was denied,,now at Appeals process. Also the plaintiff’s counsel motioned against my motion. When reviewing court records, I found that the [...]

Capital One – Scam, Complaint, Review, or Praise?

Please share your experience with this debt collection company and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt collection company. Here are [...]

West Virginia Settles Charges Against Capital One

West Virginia Attorney General Darrell McGraw announces a settlement his office reached with Capital One Bank (USA) N.A.; Capital One Service, LLC, a Delaware corporation; Capital One Services II, LLC; Capital One Services III, LLC; COSI Receivables Management, Inc. (collectively Capital One), to resolve claims involving credit card practices in place prior to January 1, [...]

Capital One Told Me They Don’t Own My Debt Anymore. – Wendy

Even though they can’t collect on a judgement against me, I would like to avoid one, especially since it appears to be a bottom-feeding JDB who is suing me expecting a default judgement. I want to make them squirm. The debt was from a Cap One credit card, but was charged off and either sold [...]

Sued by Mendelson Law Firm on Behalf of Asset Management for Capital One. – Theresa

I’ve been sued by Mendelson Law firm on behalf of Asset Management for a debt of roughly $3500 owed originally to Capital One. In February of this year I offered a settlement amount of $1300. After about 5 days they countered at $2300, I re-countered at $1500. I’ve made $50 payments on the 15th and [...]

Being sued by Capital One – should I sign the agreed judgment? – Charla

I lost my job 3 yrs ago. I was unemployed for 8 months with no income at all. I am now employed – but only part time. Can barely make the house payment and put food on the table for me and my son. I just completed a course to get an Activity Director Certificate. [...]

Capital One is Suing Me for a Capital One Card I Got After Bankruptcy. – Robert

“Dear Lewis, Hi, I filed chapter 7 back on 2003 or 2004. but got a credit card after my debt was cleared from capital one. I lost my job and couldn’t pay them. after 6 years they are sueing me for $7,600 when they lend me less then 2000 dollars of credit. Can I fight [...]

I Settled My Capital One Debts But It Doesn’t Show That On My Credit Report. – Jen

“Dear Steve, I am in CA and I received a call from a collection agency on 9/6/11 about a credit card with Sams Club. They took me completely by surprise and against my better judgment I answered all kinds of questions i.e. Martial status, employment etc. When they told me how much I owed, I [...]

Capital One Won’t Accept My Settlement. I’m Disabled. – Wendy

“Dear Steve, I had good credit until I suffered a stroke after my 25 year marriage fell apart. I am on a fixed income now of $1380 from SSDI. Like Genie was, I am also being sued by Capital one for credit card debt of $3600, + unspecified add’l fees and interest, w/only about 25 [...]

How Can I Lower My Capital One Credit Card Interest Rate? – Kelly

“Dear Michael, I’m 49 and married. Credit card is with Capitol One and I’ve had it for at least 6 years. No late payments. I don’t remember what my interest rate used to be, I think around 18%, but they raised it a couple of years ago to 24%! A few months ago my limit [...]

Capital One Sued Me and Won. Now I Want to Setup Payments But They Want Me to Pay More Than I Can Afford. – Bill

“Dear Jeremy, I received a Money Judgement from the district Justice Court to the Common Pleas Court for 7,071.00. from being sued by Capital One. I tried to set up payments that I could afford, however they said it was not enough. I am recently unemployed and want to know how best to handle this [...]

We’ve Worked Hard to Repay Our Debt But Now In a Tough Spot With Capital One. – Kerri

“Dear Steve, We had some life changing circumstances in 2004… it led us to stop paying on 11 credit cards. We went through a debt consolidation company and they basically took our $3800 and did nothing… In the past 2 years we have settled on 7 of these accounts. We got into an amazing church [...]

How Can Capital One Charge Off My Debt And Keep Charging Me Excessive Fees? – Angelo

“Dear Steve, I was always under the impression that banks are required to charge off debt at 180 days. Just about every issuer does this and account balances dont seem to increase much more from that point with the exception of Capital One, I have found that Capital One balances increase almost 50% within a [...]

Capital One – DIY Credit Counseling Repayment Plan Terms

The following information is designed to assist you to put together a self-directed debt repayment plan with the creditor listed. This information has been obtained from a number of sources and while believed accurate at the time it was posted, it may have changed. However, it is good information to use to get an understanding [...]

Capital One Wants Me to Pay After Seven Years Or They Will Sue. – Heather

Got a Capitol One credit card almost 8 years ago. I was young and irresponsible, went through some hard times in my life and stopped paying. I have not made a payment for more than 7 years, and now they are calling and saying that I will be served court papers. I have a debt [...]