Latest Posts
Home > Tag Archives: care one

Tag Archives: care one

Kick in the Nuts for Attorney Model Debt Settlement?

kicked_in_the_nuts

I was remiss in not covering this sooner but at the end of March there was what appears to be an important decision regarding attorney model debt settlement services where attorneys claim they are not regulated by the state and can charge advance fees. In a decision that the Maryland based debt settlement group, Persels and Associates, says they will ... Read More »

I Got a 1099 for a Debt Care One Was Settling for Me. – Ilene

1099C

“Dear Steve, I recieved a 1099 C from a bank credit card that I purchased in 2008. I lost my job and could not pay it until 2010 and I put the card on Care One which is a debt settlement service. I lost my job again in 2010 after paying to care one for a full year. They turned ... Read More »

My Capital One Account is Higher Now Than When I Enrolled in the Debt Settlement Program. – Maureen

Why?

“Dear Steve, My question is this: I am enrolled in a debt consolidation program with care one. I have already settled 2 of the 3 accounts that are part of my plan. The last one to be settled is a capital one account. I talked to care one today regarding my account and they told my that the company representing ... Read More »

I have spoken to three debt companies and need help figuring out who to go with.

justball-144x125

I have spoken to three credit repayment companies 1. Purchase power solutions 2. Credit care one 3. Accredited Care They all said it would take 41-46 months, but Accredited said that their price is not performance based. All the companies will get my debt lowered by 50% ($34,000). Agatha Read More »

Persels & Associates and Care One Settle Nationwide Class Action. Lawyers Win.

A reader and tipster (send in your tips here) sent me in a copy of the class action settlement agreement that has been presented to the court in the Persels & Associates class action case that began in November of 2010. Actually this looks like it was a fairly speedy affair. The class action settlement states there were 125,012 consumers ... Read More »

Neil Ruther and Persels & Associates, New Details in Suit for Millions

Ruther Settlement

Recently I reported on a suit filed against Neil Ruther, Persels & Associates, Joann Ruther, Adam Ruther, WMS Partners, Silo Point Holding, Silo Point, Patrick Turner, Mark Sapperstein, Westport Property Holdings, and Ruther Inner Harbor. See Persels & Associaties Sued By My Professional Advice and Legal Advice Line for Diverting Money. Today I received additional public documents filed in the ... Read More »

Mike Croxson from CareOne and I Talk About The New FTC Rules, Attorney Model Debt Settlement and the Lack of Clarity in Credit Counseling

Mike Croxson, the president of CareOne, a provider of debt settlement and debt management plans, and I chat about current events in the debt relief world. Some of the issues Mike and I talk about: Where are the loopholes from the Federal Trade Commission telemarketing sales rules. What is the endgame to chasing loopholes. The access to attorneys for debt ... Read More »

CareOne / Care One – Scam, Complaint, Review, or Praise?

justball-144x125

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might ... Read More »

I’m Up to My Ears in Debt. – Nathan

justball-144x125

Nathan “Dear Steve, I am up to my ears in CC debt. I thought about going through companies like care one, etc. I have two cards with capital one, one with wachovia, one with chase. what do i do. this is on top of student loans and i am spreadin very very thin on money. i tried to reason with ... Read More »

I’ve Been on the Care One Debt Management Program For Two Years. I’m on Disability. – Laurel

justball-144x125

Laurel “Dear Steve, I’ve been enrolled in Care One debt management program for over two years for 4 credit cards which all are over $1400.00 I am on Permanant disability and live in New York. I am getting to the point where I don’t know how long I can stick out this situation as its a toss up between food, ... Read More »

I’m Worried About Going With ClearPoint Credit Counseling Solutions or Care One Credit Counseling. – Mike

justball-144x125

“Dear Steve, Married 3 kids combined income of about $90,000 gross. Have a home with an interest only mortgage that’s has a year left before it converts. We owe about $25,000 in credit cards. We want to get the debt taken care so we will have enough to refinance to a fixed rate loan to keep our house. Currently with ... Read More »

I Need Advice About CareOneCredit.com And My Situation. – Shannon

justball-144x125

“Dear Steve, I am almost 24 years old. My salary is $30,000. I have a school loan which is almost $31,000 and I have the payments according to salary, which I have to reapply for each year and am currently set to pay about $77/month so I can pay more on my credit cards. I have about $25,000 total of ... Read More »

I Feel Mentally and Physically Sick About Our Debt. – TamaraJane

justball-144x125

Tamara “Dear Steve, I feel sick about this debt and it’s taking it’s toll mentally and physically! My husband & I are in huge credit card debt ($83,000) due to some tax issues and his unemployment for more than a year. We currently rent a home, but just before my husband lost his job we purchased a small cabin and ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.