Tag Archives: certified financial planner
- Should I Be Paying Myself First?
“Dear Paul, Can I run my vanguard index fund assett allocation by you? Also planning to move and buy a more expensive home and would love some guidance there. So, I’m still sort of polishing up the exact percentages, but contributing roughly $4-5k each month approaching $250k total in our Vanguard taxable investment account this [...]
- Should We Cash Out the 401k to Pay Off the Mortgage? – Lorriell
Lorriell “Dear Steve, My husband and I are Mid-30′s and have been married and investing heavily for 16 years. We are watching our investments plunge. We owe $126K of $194K mortgage. No other debt. We are locked in at 4.75% refi. but wondering if cashing in one of 401K would be better. Wondering about the [...]
- Mary & Bob Write In Retiring And Financially Concerned
Mary and Bob both wrote the me through the GetOutOfDebt.org site. If you have a credit or debt question you can write me for help also. “Dear Steve, I’m living on small social security check and I have put all my investments in cash account with brokerage firm. I am moving into an annuity for [...]
- Maria Writes In “How About Staying In The Stock Market?”
Maria “Dear Steve, This is not a debt question – it’s about staying in the stock market with all the current turmoil? Will you still answer it? Maria” Maria, So much of what happens in the stock market is not based on logic or research, but innuendo, gossip and emotion. Just because the stock market [...]
- Jami is Worried About Losing Money in Her 401k And Wants Options
Jami “Dear Steve, I’m losing money in my 401k. I left my 401k in my ex-employers plan. I started at $73000.00 and now it is down to $47,500. I really want to get it out of there but I have no idea where to put it. Can you offer any ideas? Jami” The Answer: [...]
- Donna Wants to Know “Should I Take My Money Out?”
Donna “Dear Steve, I have my home paid for and owe nothing on my car, I have a rental that I owe $25000 and I have it rented for $475.00 month. My payment is $303 month and my insurance is $33.00 month and my taxes are $100 month. I want to sell my rental but [...]