Tag Archives: chapter 13 payment

Will Their Chapter 13 Payment Go Up? – Mike

“Dear Steve, My personal “definition” of bankruptcy goes something like this: you have fewer assets than liabilities and you contract with an attorney to negotiate payment/payoff options with your debtors, the plan is then presented to a judge for concurrence, and you begin making monthly payments to someone to satisfy your obligation. I thought, perhaps [...]

Our Chapter 13 Payment is Too Much For Us to Handle. Help! – Melanie

“Dear Lewis, Currently in a chapter 13 bankruptcy. (will be 3 years in Aug.). I was working 2 jobs at the time of filing, my husband 1 job. We have a son age 17 a daughter age 22. They both live with us..daughter claimed her own dependent status last year on taxes..if full time student..the [...]

How Do They Calculate Your Chapter 13 Payment in Florida? – Bart

“Dear Lewis, 60,000 in credit card dept, mortage is up to date,wages have gone down for both my wife and me. credit cards for two years used for food and gas after saving were gone in chapter 13 how do they figure your disposable income (fl) that you will pay creditors, and how can i [...]

Our Bankruptcy Attorney Closed His Office and the Trustee Retired. – Tonya

“Dear Steve, We filed Chapter 13 in Nov. 2008. We started making payments of $540.00 in Feb. 2009. The attorney we used has closed his office and the trustee we had retired. March 4, 2011, we received a letter saying our payment was increasing $304.00 montly for the final 33 months of the plan. We [...]

Our Chapter 13 Bankruptcy Payment is too High for Us Now. – Kim

“Dear Steve, Two years ago my husband filed a chapter 13 bankruptcy. The payment we were given is extremely high-really too high for us to live with. My husband filed with roughly 20k in unsecured debt, a 30k second mortgage and 7k in past due 1st mortgage payments. The attorney told my husband the payment [...]