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Tag Archives: chapter 13

I Filed a Chapter 13 Bankruptcy But Now it is Getting Dismissed. – Laketia

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Laketia “Dear Steve, I filed chapter 13 bankruptcy in June of 06, I was laid off of my job Jan 09 I notified my attorney and I was told I still had to make my payments. I did’nt have a option of getting my plan decreased or anything I was just told to find a job point blank! Now my ... Read More »

The Five Myths About Bankruptcy. Watch the Video.

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Thanks to Twitter I discovered a new video out of a news story on the five myths about bankruptcy. The myths are: You should be dead broke until you file for bankruptcy. Bankruptcy ruins your credit score. You lose your home if you go bankrupt. You should max out your credit cards before going bankrupt. You should raid your 401(k) ... Read More »

My Chapter 13 Bankruptcy Was Dismissed by Trustee But I Want to Keep My House. – Norma

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Norma “Dear Steve, Due to medical condition requiring several surgeries within last three years, I had to file for Ch 13 bankruptcy but it was dismissed by trustee for not being able to meet the amount of payments the court required. My debts are two mortgages, medical bills, personal loans to family members, a judgement and student loans. What can ... Read More »

My Mortgage Left Chicago on a Train at 9 AM Going 52 MPH. – Rick

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Rick “Dear Steve, Bought a house for 325k, four years ago on an interest only arm loan of 256K, as well as a second mortgage for balance to avoid PMI (this second seems untraditional as it has a balloon payment of 45k due in 2020). This loan is a non Fanny Mae or Sally Mae loan, so we do not ... Read More »

Ed Is Scared But Courageous In The Face Of His Debt

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“Dear Steve, Let me start by saying it has been very hard for me to get to this point and ask for help. I hate that I am where I am financially (due to factors both within and not within in my control). I’m 45 years old and for most of my life used to stay very on top of ... Read More »

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