Latest Posts
Home > Tag Archives: chase

Tag Archives: chase

How Creditors Rate at Helping Consumers Settle Debt

IMG_6198

Michael Bovee, over on his Debt Relief and Credit Guides site has published a very good guide for people about how the major creditors are at providing settlements for problem debt. It’s a really good list and it ranks Chase, Bank of America, Wells Fargo, Discover Card, Citibank, Capital One, and American Express. For example, Bovee revels the best creditor ... Read More »

Debt Relief Bureau Logo But Not the Debt Relief Bureau in This Mailer

Screen Shot 2013-07-29 at 5.05.45 PM

When if the Debt Relief Bureau, not the Debt Relief Bureau? When you get a flyer in the mail from an anonymous source promising you help to get out of debt. An amazing reader Tish sent in a new debt relief mailer through my I Buy Junk Mail program. Well here is another anonymous mailer sent to a consumer that ... Read More »

What Can I Expect From Chase Visa as We Near Charge Off? – Sarah

justball-144x125

“Dear Steve, Our $25,000 debt with Chase Visa is close to ‘charge off’ (approx. 30 days) as we are 6 months behind. So far, Chase have refused to settle – we had offered a $10,000 ‘one time’ (not installments) settlement payment to come from a family member. But most recently (they called about 2 weeks ago) we offered $8,000 as ... Read More »

Beware of Omni Home Solutions and Rampart MMW Says Former Client

Darrell Neilander, a former client of the foreclosure/tust company/mass joinder companies Omni Home Solutions and Rampart MMW sent in the following contributed information in an effort to help inform others of his experience with two companies that are claiming to help save his property from foreclosure and get his home free and clear. I’ve written about these companies, Omni Home ... Read More »

Bank of America To Charge Monthly $5 Fee For Using Debit Cards

I’m not sure if I’ve mentioned this before but I, Amanda Miller, am a Bank of America customer. Although, not a thrilled and loyal customer, I’m a customer nevertheless. In fact, this bank has done some things over the years I’m not very happy about but I continue to bank with them because I love their mobile application (Yes, I ... Read More »

Chase and Citibank Said to be Refusing Escrow Company Payments on Debt Settlements

justball-144x125

I just heard from the CEO of a debt settlement company that said his third-party escrow company is getting flooded with refused settlement payments sent from the escrow company to Citibank and Chase. The CEO said he’s had client payments refused in just the past couple of days. These settlements were with law offices and third party collectors on behalf ... Read More »

The Effectiveness Of Tearing Up Unwanted Credit Card Offers

credit card application

Ever wonder how effective tearing up an unwanted credit card offer is? Many will just tear it in half, or even tiny pieces, throw it in the garbage and never think of it again. However, how easy would it be for a criminal to get a hold of your garbage and tape it back together? So many of us think, ... Read More »

Chase Bank Lowers My Credit Limit As I Make Payments Each Month. – Josh

justball-144x125

Josh “Dear Steve, Chase Credit Cards are cutting my limits as I pay off the card saying the same thing each time. So, Chase has been cutting my limits despite me having a solid 720+ credit rating. Seems like every time I send in $500 they cut my limit proportionately. They claim my balance has grown too much in each ... Read More »

Holy Crap. Chase Minimum Credit Card Payment Goes to 5% of Balance for Mary.

justball-144x125

“Dear Steve, My husband and I have credit card debt of $ 87,000 and medical bills of about $ 2,000. The credit card int. rates vary from 2.99 to 9.99%. We have 2 teenage children. We own a mobile home and a couple acres but don’t have much equity in it. We both have fairly good jobs and have paid ... Read More »

I Fired My Debt Management Company And Now I’m Going to Settle My Own Debt. Should I Hire a Lawyer? – Jannelle

justball-144x125

Jannelle “Dear Steve, I have dropped my debt management company and am trying to negotiate with Chase and HSBC. I’ve composed a letter to them offering 40% of the balance owed. Am I better off hiring a lawyer to send this letter, or should I send it on my own? Jannelle” Don’t miss our free Get Out of Debt – ... Read More »

How Can I Get a Credit Card Company to Accept a Repayment Plan I Can Afford? – Scott

justball-144x125

Scott “Dear Steve, How can I get a credit card company to agree to a repayment plan that we can afford? My stepdad passed away last fall, and as family stepped in to help my aging Mom, we discovered that they had accumulated about $35K of credit card debt. They were supplementing their fixed Social Security incomes by using credit ... Read More »

http://twitpic.com/p5apg I named them Bank of America and Chase.

justball-144x125

getoutofdebtguy: I named them Bank of America and Chase. Read More »

Chase Class Action Suit For People Offered a Chase Fixed Annual Rate Credit Card

justball-144x125

This might be of interest to you if you were offered a fixed rate credit card from JP Morgan Chase and then they switched the terms. This is an ongoing investigation and pending consumer class action against Chase Bank USA and JPMorgan Chase & Co. (hereinafter “JP Morgan Chase”) in which it is alleged that JP Morgan Chase offered to ... Read More »

I Had a Chase Credit Protection Plan But They Didn’t Cover Me. – Jaimie

justball-144x125

Jaimie “Dear Steve, I have been a Chase customer for 3 or 4 years now. I started with the 0% introduction APR, and then went to 12%. My limit is $5800, and I put my tuition on the card so I have a balance of $5,000. I have ALWAYS paid on time, and most of the time pay up to ... Read More »

I Have a Mortgage With Chase, Will They Work With Me to Lower Payments? – Janet

justball-144x125

“Dear Steve, We have more debt than we can handle. We have just seen a lawyer about bankruptcy. Even with bankruptcy our mortgage may be too much for us. I have a mortgage with Chase – after banruptcy will they work with me to lower payments? I have never been late with payments. Janet” Don’t miss our free Get Out ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.