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Tag Archives: child support

My Child Support Counts as Income Says the Bankruptcy Trustee

Divorce

“Dear Steve, I was divorced 6 years ago and did not received child support for 4 and 1/2 years and gave my ex $25,000 as part of the equity in my home. I accumulated credit card debt trying to maintain the lifestyle of my kids and take care of them. I filed chapter 13 14 months ago and my case ... Read More »

Divorced, Breast Cancer, Weak, and Child With Drug Problem. – Kathy

change 2

“Dear Steve, I am 60 years old, divorced for 7 years, with two kids. I have not gotten child support from my ex and he has not helped with the boys financially or physically. Though the government has finally caught up with him and I am now receiving 1,000 a month back support. I make 35,000 a year, pay for ... Read More »

Recently Divorced and Struggling With Debt. What Should I Do? – Kelli

Mature woman confused

“Dear Steve, Recently divorced and left with about $40,000 in credit card debt due to helping my ex-husband start his now lucrative company. I’m not bitter! I am drowning here now, however. It’s about ten credit cards with APRs spanning from 14% all the way up to 29.9%. I can only barely afford the minimum payments and realize that every ... Read More »

I Graduated from Trade School and Can’t Afford My Loans and Child Support. – Victor

mechanic

“Dear Steve, Struggled throught the last few years after attending a trade school which flooded the job market with similarly trained people so finding a job and maintaining my household became nearly impossible so I could not repay my student loans and defaulted on a few utility bills. All of which are now in collections. In total I owe $38,000 ... Read More »

Single Parent, Stuck in Low Wage Jobs, Huge Student Loan Debt. – Heather

sad-woman

“Dear Steve, I am a single parent, sort of an empty nester, but not quite. I have always worked low wage jobs because I don’t know the right people. I thought my brains and work ethic would get me past that. Long story short, I finally graduated college at 40, but I am still working the same dead end job ... Read More »

My Husband And I Are Afraid of Bankruptcy But Have a Lot of Debt From Child Support and Custody Issues. – Jennifer

justball-144x125

“Dear Steve, My husband and I have been married for almost 9 years. About eight years ago we took my ex husband to court for custody issues involving my children. This took about 6 and half years and thousands of dollars. We paid for the court cost and attorney fees by getting cash advances on credit cards. We also have ... Read More »

Slammed With Child Support, Medical Bills and Other Debt. – Pet

justball-144x125

I am sure you have heard this all before, but life went a bit out of control after lung surgery being slammed down w/ medical bills etc., needless to say, I am in over my head w/ credit cards. Already have an second mortgage (equity) loan I can barely afford and to top all off a woman came after my ... Read More »

Fiance’s Student Loans and Child Support Obligation

justball-144x125

The following guest post was contributed by Mary Reed, coauthor of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights. She answers questions about how debt collection laws can protect you against abusive debt collectors. If you would like to contribute a guest post, click here. Q: When I marry my fiance will I be responsible ... Read More »

Nasty Divorce, Two Children Involved, and Ex Says They Will File Bankruptcy to Ditch Child Support

justball-144x125

“Dear Lewis, I am writing for my daughter and have 2 very simple questions to ask. She has been trying to close up her divorce and custody for 6 yrs. Her ex has been very difficult as far as paying child support, but reluctanly pays an amount that has been court ordered. Needles to say, this has been a very ... Read More »

Can’t Afford My Credit Cards. Living on Food Stamps, Child Support and College. – Stacy

justball-144x125

“Dear Steve, My situation is this. I am in credit card debt in the amount of over $10,000. I have recently moved to try to get a better education to get a better job. I am a single mother with three children and do get government assistance in the form of medicaid and foodstamps. Before i moved i just barely ... Read More »

When to Get a Divorce Followed by Bankruptcy? – Christy

justball-144x125

“Dear Steve, My husband and I are currently going through divorce (not related to debt), and have approximately $58,000 in joint debt that we are dividing 50/50 (this does not include our individual vehicles). Once we are divorced he will assume responsiblilty to pay over $400 in child support and with that on top of his 50% of all the ... Read More »

I Went to Helicopter Flight School and Can’t Afford My Student Loans – Shane

justball-144x125

“Dear Steve, I went to helicopter flight school and finished in 2007. I have not been able to find a job flying and struggling to pay my bills. My wife left me leaving me with the house and it is 50k underwater. I owe Sallie Mae about 125k in private loans. Is there anyway to file chapter 7 or something ... Read More »

Child Support Arrears. How Am I Supposed to Pay These Off? – Chris

justball-144x125

“Dear Steve, I once earned around $80K and support for my one child was withheld from my pay and sent to my ex. I changed jobs and now make much less money. Despite repeated appeals, I not been able to get a modification order. Now, my daughter is turning 18 and I have lots of arrears. I have been unable ... Read More »

I Can’t Deal With My Back Child Support. It Haunts Me. – Reg

justball-144x125

Credit score below 550. Work 2 part time jobs. Make less than $20k. Need to buy a good used car. Moved back in with parents. File as single on tax return. Owe $7000 in back child support so, I haven’t received tax return since 2001. Probably no more than $5k in CC debt. I can’t seem to pay off this ... Read More »

Divorced, Family Support Payments, Girlfriend, New Baby, and I’m at the End of My Rope. – Paul

justball-144x125

Divorced, family support payments of 2538 a month, girlfriend with new baby, not discharged from bankruptcy. With this big family support payment it has left me in the red every month and I dont know what to do anymore, between rent, truck payment, baby and everything else you need to survive from day to day I dont know where to ... Read More »

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