Tag Archives: collection-agencies

Sohail Wants to Pay Off Old Debts to Improve His Credit

Sohail “Dear Steve, I have debts and collection agencies had been contacting me about them, but not anymore. I want to pay off all my debts and make an excellent credit. I want help in (1) to find out how much I owe and who? (2) I want to pay you very fast and you [...]

Clinton Wants to Know “Am I Doing The Right Thing By Repaying My Debt?”

Clinton “Dear Steve, I am receiving social security disability insurance (SSDI) and got abandoned with a mortgage back in 2007 that went into foreclosure. I know I can’t get the foreclosure removed but I have been diligently trying to pay off all of my outstanding debt, charge-offs and the ones that report a zero balance [...]

I Had A+ Credit Until My Identity Was Stolen. – Nikki

Nikki “Dear Steve, I had A+ credit until I found out my identity had been stolen. Collection agencies are just out for blood from anyone. Now I am facing arbitration! I am facing arbitration with a credit card company’s attorney. Can I protect my assets with a lien or trust to buy some time and [...]

Kam Says “I Have Charged Off Debt In Collections And I’m Scared to Tell My Husband”

Kam “Dear Steve, Over $70,000 in credit card debt has been charged off from the original creditors and now reside with multiple collection agencies. One of the charges is approximately $30,000, which I pay $200 per month (to Creditor’s Interchange). I have ignored the various other collection letters/calls because they want money from me that [...]

A Day In the Life of A Debt Collector

An Account From a Real-Life Collector I arrive at work with a long list of people to call, knowing that if all goes well, I may call 125 people today. Today, I’ll hear stories of businesses gone sour, failed marriages and terrible illnesses. I’ll hear outright lies: “The check’s in the mail,” or “The stamp [...]

I’m So Far in Debt I Don’t Know What to Do – Gloria

Gloria “Dear Steve, I have gotten behind in mortgage vehicle and monthly payments. I have so many collection agencies contacting me that I don’t even know how far into debt I am. I have credit card debt that is above $10,000. My husband is laid off of work. I am being garnished . i just [...]

Complaints About Bill Collectors Rocket as Debt Collectors Get Tough

A story by CNN today makes my article on How to Hide From Debt Collection, the Debt Collector and Creditors even more timely. After several years in which Americans were buying stuff on credit they couldn’t afford, a rapidly increasing number are complaining about getting harassed and abused by bill collectors. Nearly 71,000 people filed [...]