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Tag Archives: collection company

Can the Creditor and Collection Agency Both Show the Same Account On My Credit Report? – John

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“Dear Steve, Have settlement letter from collection company and will complete the last payment in Oct. The original creditor continues to show the remaining balance of debt and reduces it with each payment that I make to the collection company .The collection company is also making monthly reports that I have the debt but no balance. Is it legal for ... Read More »

Mohamad Wants to Pay His Creditors If Only They’d Let Him

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Mohamad “Dear Steve, Our company closed by end of January and I’m behind with my bills. I’m struggling to pay my mortgage. I call other credit cards and some of them made payment plan and lower the interest but Capital One is giving me a hard time. I owe them $16,000 and the collection agency call me and the only ... Read More »

Is There Anything I Can Do to Get the Bill Collectors Off My Back for a Few Months? – Nadia

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Nadia “Dear Steve, I am 24, I moved to Oklahoma in December of 08, it took me a while to find a good job. I have been working steadily now for about 4 months and trying to get back on track. I planned on going to school and therefore being able to get in-school deferment on my student loans, but ... Read More »

I’m Being Chased For a Repo From Six Years Ago. – Steve

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“Dear Steve, I went through a bad time financial about 6 years ago. In 10/2004, I turned a vehicle back into the lender that financed it MMCA. I only ever heard from them once by phone and recently, in the last 90 days, they have transferred the old debt to a collection company showing it as an unsecured debt. This ... Read More »

Shellie Had Cancer And Is Now Slowly Dying From Terminal Debt

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Shellie “Dear Steve, I had cancer and a lot of complications with it, at the same time my youngest son had lung surgery. I don’t have any other outstanding bills other that medical. Even with insurance i still owe about 6 or 7 thousand dollers in medical bills. I am getting disability but it isn’t much. My husband works but ... Read More »

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