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	<title>How to Get Out of Debt With the Get Out of Debt Guy &#187; collections</title>
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	<link>http://getoutofdebt.org</link>
	<description>Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry.</description>
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		<title>I Left My High School Sweetheart and Now My Credit is Trashed. &#8211; Christine</title>
		<link>http://getoutofdebt.org/28284/i-left-my-high-school-sweetheart-and-now-my-credit-is-trashed-christine</link>
		<comments>http://getoutofdebt.org/28284/i-left-my-high-school-sweetheart-and-now-my-credit-is-trashed-christine#comments</comments>
		<pubDate>Fri, 03 Jun 2011 21:39:57 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Reader Questions]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[debt collections]]></category>
		<category><![CDATA[debt collector]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=28284</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>I left my high school sweethart four years ago which put me in my own apartment. I had a great job at the time and got laid off about one year later.. I have about six credit cards which are all in collections after the past two years. I do work full time but i [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28284/i-left-my-high-school-sweetheart-and-now-my-credit-is-trashed-christine">I Left My High School Sweetheart and Now My Credit is Trashed. &#8211; Christine</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/28284/i-left-my-high-school-sweetheart-and-now-my-credit-is-trashed-christine/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What in the World Do I Pay First to Clean Up My Credit Report? &#8211; Susan</title>
		<link>http://getoutofdebt.org/5669/what-in-the-world-do-i-pay-first-to-clean-up-my-credit-report-susan</link>
		<comments>http://getoutofdebt.org/5669/what-in-the-world-do-i-pay-first-to-clean-up-my-credit-report-susan#comments</comments>
		<pubDate>Thu, 15 Jul 2010 16:58:56 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[charge off]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5669</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Susan wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5669/what-in-the-world-do-i-pay-first-to-clean-up-my-credit-report-susan">What in the World Do I Pay First to Clean Up My Credit Report? &#8211; Susan</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5669/what-in-the-world-do-i-pay-first-to-clean-up-my-credit-report-susan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>We&#8217;re Behind on Bills and Debt Collectors Are Threatening to Sue Us. &#8211; Krisstina</title>
		<link>http://getoutofdebt.org/5326/were-behind-on-bills-and-debt-collectors-are-threatening-to-sue-us-krisstina</link>
		<comments>http://getoutofdebt.org/5326/were-behind-on-bills-and-debt-collectors-are-threatening-to-sue-us-krisstina#comments</comments>
		<pubDate>Mon, 01 Mar 2010 22:40:23 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[delivery driver]]></category>
		<category><![CDATA[india]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[sue]]></category>
		<category><![CDATA[temporary loan]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5326</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Krisstina wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5326/were-behind-on-bills-and-debt-collectors-are-threatening-to-sue-us-krisstina">We&#8217;re Behind on Bills and Debt Collectors Are Threatening to Sue Us. &#8211; Krisstina</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5326/were-behind-on-bills-and-debt-collectors-are-threatening-to-sue-us-krisstina/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Do You Think Would Be The Best Way to Deal With This Debt? &#8211; Harold</title>
		<link>http://getoutofdebt.org/5711/what-do-you-think-would-be-the-best-way-to-deal-with-this-debt-harold</link>
		<comments>http://getoutofdebt.org/5711/what-do-you-think-would-be-the-best-way-to-deal-with-this-debt-harold#comments</comments>
		<pubDate>Tue, 02 Feb 2010 22:43:46 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[self-employed]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5711</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Harold wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5711/what-do-you-think-would-be-the-best-way-to-deal-with-this-debt-harold">What Do You Think Would Be The Best Way to Deal With This Debt? &#8211; Harold</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5711/what-do-you-think-would-be-the-best-way-to-deal-with-this-debt-harold/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Have an Account With HSBC And They Don&#8217;t Want to Settle. &#8211; Arvin</title>
		<link>http://getoutofdebt.org/6977/i-have-an-account-with-hsbc-and-they-dont-want-to-settle-arvin</link>
		<comments>http://getoutofdebt.org/6977/i-have-an-account-with-hsbc-and-they-dont-want-to-settle-arvin#comments</comments>
		<pubDate>Wed, 13 Jan 2010 23:04:16 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[debt settlement offer]]></category>
		<category><![CDATA[defaulted]]></category>
		<category><![CDATA[hsbc]]></category>
		<category><![CDATA[settlement]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=6977</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Arvin wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/6977/i-have-an-account-with-hsbc-and-they-dont-want-to-settle-arvin">I Have an Account With HSBC And They Don&#8217;t Want to Settle. &#8211; Arvin</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/6977/i-have-an-account-with-hsbc-and-they-dont-want-to-settle-arvin/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Lived in California and Had a Debt I Did Not Pay. I Now Live in New Jersey. &#8211; Monika</title>
		<link>http://getoutofdebt.org/5710/i-lived-in-california-and-had-a-debt-i-did-not-pay-i-now-live-in-new-jersey-monika</link>
		<comments>http://getoutofdebt.org/5710/i-lived-in-california-and-had-a-debt-i-did-not-pay-i-now-live-in-new-jersey-monika#comments</comments>
		<pubDate>Fri, 18 Dec 2009 09:49:36 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[new jersey]]></category>
		<category><![CDATA[sued]]></category>
		<category><![CDATA[texas]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5710</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Monika wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5710/i-lived-in-california-and-had-a-debt-i-did-not-pay-i-now-live-in-new-jersey-monika">I Lived in California and Had a Debt I Did Not Pay. I Now Live in New Jersey. &#8211; Monika</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5710/i-lived-in-california-and-had-a-debt-i-did-not-pay-i-now-live-in-new-jersey-monika/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>I Owe on a Cell Phone Bill for Downloads That Are Not Mine. &#8211; L</title>
		<link>http://getoutofdebt.org/7446/i-owe-on-a-cell-phone-bill-for-downloads-that-are-not-mine-l</link>
		<comments>http://getoutofdebt.org/7446/i-owe-on-a-cell-phone-bill-for-downloads-that-are-not-mine-l#comments</comments>
		<pubDate>Wed, 15 Jul 2009 12:32:04 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[cell phone]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[downloads]]></category>
		<category><![CDATA[statute of limitations]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7446</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>L wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7446/i-owe-on-a-cell-phone-bill-for-downloads-that-are-not-mine-l">I Owe on a Cell Phone Bill for Downloads That Are Not Mine. &#8211; L</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7446/i-owe-on-a-cell-phone-bill-for-downloads-that-are-not-mine-l/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Daughter Took Out Student Loans. I Couldn&#8217;t Co-Sign. Her Grandmother Did. Now She Can&#8217;t Pay. &#8211; Lorrie</title>
		<link>http://getoutofdebt.org/7212/my-daughter-took-out-student-loans-i-couldnt-co-sign-her-grandmother-did-now-she-cant-pay-lorrie</link>
		<comments>http://getoutofdebt.org/7212/my-daughter-took-out-student-loans-i-couldnt-co-sign-her-grandmother-did-now-she-cant-pay-lorrie#comments</comments>
		<pubDate>Sat, 13 Jun 2009 18:09:07 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[co-sign]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[cosign]]></category>
		<category><![CDATA[grandmother]]></category>
		<category><![CDATA[sallie mae]]></category>
		<category><![CDATA[salliemae]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7212</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Lorrie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7212/my-daughter-took-out-student-loans-i-couldnt-co-sign-her-grandmother-did-now-she-cant-pay-lorrie">My Daughter Took Out Student Loans. I Couldn&#8217;t Co-Sign. Her Grandmother Did. Now She Can&#8217;t Pay. &#8211; Lorrie</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7212/my-daughter-took-out-student-loans-i-couldnt-co-sign-her-grandmother-did-now-she-cant-pay-lorrie/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Have Several Credit Cards That I Haven&#8217;t Been Able to Pay On. &#8211; David</title>
		<link>http://getoutofdebt.org/5467/i-have-several-credit-cards-that-i-havent-been-able-to-pay-on-david</link>
		<comments>http://getoutofdebt.org/5467/i-have-several-credit-cards-that-i-havent-been-able-to-pay-on-david#comments</comments>
		<pubDate>Fri, 13 Feb 2009 16:31:04 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[payments]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5467</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>David wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5467/i-have-several-credit-cards-that-i-havent-been-able-to-pay-on-david">I Have Several Credit Cards That I Haven&#8217;t Been Able to Pay On. &#8211; David</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5467/i-have-several-credit-cards-that-i-havent-been-able-to-pay-on-david/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why The Debt Collector Works Hard to Manipulate You</title>
		<link>http://getoutofdebt.org/5419/why-the-debt-collector-works-hard-to-manipulate-you</link>
		<comments>http://getoutofdebt.org/5419/why-the-debt-collector-works-hard-to-manipulate-you#comments</comments>
		<pubDate>Tue, 03 Feb 2009 17:37:48 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[debt collectors]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5419</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>So you&#8217;re a debtor and this is your first time in financial trouble. It is scary, frightening and you are completely stressed out. Some people even kill themselves over the debt. The last thing you want to see are late notices or get calls from the debt collector. You&#8217;re just not that experienced playing the [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5419/why-the-debt-collector-works-hard-to-manipulate-you">Why The Debt Collector Works Hard to Manipulate You</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5419/why-the-debt-collector-works-hard-to-manipulate-you/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>I Want to Hide From My Creditors &#8211; Janet</title>
		<link>http://getoutofdebt.org/5286/i-want-to-hide-from-my-creditors-janet</link>
		<comments>http://getoutofdebt.org/5286/i-want-to-hide-from-my-creditors-janet#comments</comments>
		<pubDate>Sat, 03 Jan 2009 17:08:07 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[debt collection]]></category>
		<category><![CDATA[debt collector]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5286</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Janet wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5286/i-want-to-hide-from-my-creditors-janet">I Want to Hide From My Creditors &#8211; Janet</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5286/i-want-to-hide-from-my-creditors-janet/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Would You Like to Be a Debt Collector?</title>
		<link>http://getoutofdebt.org/2524/would-you-like-to-be-a-debt-collector</link>
		<comments>http://getoutofdebt.org/2524/would-you-like-to-be-a-debt-collector#comments</comments>
		<pubDate>Tue, 28 Oct 2008 17:16:10 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[consumer credit counseling]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[debt collection]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[interacting with people]]></category>
		<category><![CDATA[payment schedules]]></category>
		<category><![CDATA[personal advice]]></category>
		<category><![CDATA[policies and procedures]]></category>
		<category><![CDATA[recruitment]]></category>
		<category><![CDATA[tragedy]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=2524</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Recruitment Video For Debt Collectors This recruiting video for a major banks debt collection department is very interesting if you listen closely to the words. I&#8217;d suggest that you even consider watching it with your eyes closed. I think you&#8217;ll find the video a very interesting approach to try to put a positive spin on [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/2524/would-you-like-to-be-a-debt-collector">Would You Like to Be a Debt Collector?</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/2524/would-you-like-to-be-a-debt-collector/feed/</wfw:commentRss>
		<slash:comments>19</slash:comments>
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