Tag Archives: consolidated credit report

We’d Like to File for Bankruptcy But Don’t Know Who We Owe. – Melissa

“Dear Steve, My husband and I would like to file for backruptcy. it is to the point that we can not get a credit card, bank account. we would like to be able to rent an apartment of our own wth our 3 children. right now we are struggling to make ends meet but we [...]

Sohail Wants to Pay Off Old Debts to Improve His Credit

Sohail wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Off to College: How to Use Credit Cards and Not Get in Over Your Head

Let’s face it: when it comes to getting credit, most students have it easy these days. Most college students do get credit cards — and plenty of them if they want. According to a recent study for the Education Resources Institute and the Institute for Higher Education Policy, many college students have credit cards and [...]

How to Rent an Apartment With Marks on Your Credit

If you’ve had credit problems in the past, you may find it difficult to rent an apartment through traditional means. Many rental agencies and some private landlords do “credit checks” before renting, and a poor payment history can hold you back from getting the place you want. But don’t give up! You do have options, [...]

How Can I Get Rid of My Delinquent Balances? – Ana

Ana wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Do It Yourself Guide to Credit Reports: 10 Ways to Improve Your Credit

So your credit’s not so hot. A few late payments, maybe an account or two that went to collections. What’s the big deal? As you’ve probably found out, it may be a very big deal. You’ve probably already been turned down for the best credit cards and maybe you’ve had trouble getting a car loan. [...]

Insurance Scores: How Your Credit History Affects Your Insurance

What does the information in your credit report have to do with your automobile or homeowner’s insurance? Perhaps more than you think! Many insurance companies these days use insurance scores to help determine eligibility for their policies, evaluate policies for renewal and sometimes to determine rate discounts. Insurance scores are popular with insurance companies because [...]

How Can I Make Sure My Wife Does Not Go Into Debt Again? – Alex

Alex wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Where Can I Got to Get a Credit Check? – Jessica

“Dear Steve, My husband and I have had bad use with credit cards, but most are over 7 years old. Where can i go to get a credit check to see where i can start? Jessica” The Answer: Dear Jessica, It’s really important that you get a copy of your consolidated credit report and credit [...]

My Wife and I Are Trying to go for a Home Loan. How Can We Clean Up Our Credit? – Brad

Brad wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

I Am Totally Helpless When it Comes to Understanding my Credit Report – Janet

Janet wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

My Credit Reports Are in Such Bad Shape That I Can’t Get Credit Anymore. – Mariana

Mariana wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]